Internet's first get-out-of-debt community - 199,000 members

02-14-2009, 05:18 AM

The only proof I have of the original debt of 300.00 is a credit limit stated on my credit report. Can I use this in court? Blitt and Gaines are trying to collect 1,100.00. Thank you!

NASCAR_Devil · 02-14-2009, 05:20 AM

Not sure if I follow your reasoning. If you had the account maxed out @ $300 and it accrued interest, late fee's and over the limit fees plus legal fees and $1100 may not be out of line. More details of your situation will enable us to advise better.

02-15-2009, 09:45 AM

I am a consumer protection lawyer in Illinois who has a few complaints I am about to file against Blitt. If you have any questions, I can try to help. My office number phone number deleted. PM.Good luck.

Mario Kasalo

04-23-2009, 07:55 PM

I was living in california and did not live in the address they claimed they served for me in illinois for at least a year.

they obtained a judgement against me even though there was no one at my old residence related to me.

I have bills and pay stubs showing my CA address when they claim they served me

I am back in chicago and want to know how can i get them to vacate or quash the judgement or at least have an attorney friend of mine still state I am in CA so they don re-serve me--

any advice would be appreciated

08-06-2009, 09:53 AM

I got at wage deduction notice in the mail. When I called them and asked what it was for they only said Gateway. That is all the info they would give me. So now me and my husband is doing Bankruptcy and our Attorney wants me to get the original contract on this account but it is over 10yrs old and when i call Blitt and Gaines they tell me that they dont have that info and that i need to call Gateway well when i call Gateway they cant tell me anything because i dont have any info on the computer that i had with them.
So my question is would this company have the original contract or do anyone one know how i can get the info i need because they are taking almost $350 a mo. from my checks and my attorney said that i need this to file on it can anyone help me out about this? Also i never was served with papers telling me this was going to court all i got was a wage deduction notice in the mail and then the next week when i got my check it was started already

Chrys Henderson · 08-07-2009, 01:33 AM

Call your local civil court and inquire about filing a Motion to Dismiss Due to Improper Venue (if they served the summons elsewhere) or Improper Service (if you never got the summons).

08-20-2009, 11:06 AM

I'd love to know how to get ahold of Mario. I was summoned to court last year, and E-limidebt advised me to write a letter requesting all documents be sent to me about my debt with a credit card. All I was trying to do was dispute the 30% interest that was making the payments unpayable. Elimidebt also told me NOT to appear in court, just to file the papers requesting validation of the debt they were trying to collect on. Long story short ... I didn't go to court per advisement, and not only did Blitt & Gaines NOT have to send me proof of the debt; the judge made a judgement against me - no one; not the court, nor Blitt & Gaines notified me of the judgement against me ... and now they want to garnish my wages; and just informed me that my debt that had accrued at 30% a month with the credit card is now accruing at an addition 9% each month. Grrrrrrrrrrrrrrr I had a relative who was willing to loan me money to try to pay part of it, or settle for some lessor amount - they refused it. They say nothing but the full amount now will appease them - and they are fighting me because I actually do not make enough to garnish, so they are trying to strong arm more money per month out of me. Please don't use E-limidebt if you are reading this ... I spent $2,000.00 for their help and settled all my debt ON MY OWN except this one. When I called them and told them my delimna on this one - they have no answers for me. I told them I want a refund... but they aren't going to give it to me either.

08-20-2009, 11:08 AM

I'd love to know how to get ahold of Mario. I was summoned to court last year, and E-limidebt advised me to write a letter requesting all documents be sent to me about my debt with a credit card. All I was trying to do was dispute the 30% interest that was making the payments unpayable. Elimidebt also told me NOT to appear in court, just to file the papers requesting validation of the debt they were trying to collect on. Long story short ... I didn't go to court per advisement, and not only did Blitt & Gaines NOT have to send me proof of the debt; the judge made a judgement against me - no one; not the court, nor Blitt & Gaines notified me of the judgement against me ... and now they want to garnish my wages; and just informed me that my debt that had accrued at 30% a month with the credit card is now accruing at an addition 9% each month. Grrrrrrrrrrrrrrr I had a relative who was willing to loan me money to try to pay part of it, or settle for some lessor amount - they refused it. They say nothing but the full amount now will appease them - and they are fighting me because I actually do not make enough to garnish, so they are trying to strong arm more money per month out of me. Please don't use E-limidebt if you are reading this ... I spent $2,000.00 for their help and settled all my debt ON MY OWN except this one. When I called them and told them my delimna on this one - they have no answers for me. I told them I want a refund... but they aren't going to give it to me either.

Chrys Henderson · 08-20-2009, 10:43 PM

Quote:

Elimidebt also told me NOT to appear in court

:shock: Wow. :shock:
File a complaint with the FTC, your state Attorney General, the BBB, the Bureau of Consumer Affairs, etc.

09-29-2009, 06:54 AM

I beleive that blitt and gaines has done the same thing with me.....I have been summons recently and I beleive they falsified this info what should I do

11-12-2009, 08:04 PM

me too... I did not not really clarify the papers they give me if it's falsified or not. Before the court date they said I did call them and make an arrangement and want money for the initial payment for the court fees 310.00 and a 125.00 monthly. Do I really have to pay the court fees even I did not appear in the court? Please help...