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 Posted: Mon Jan 15, 2007 8:28 pm |
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tomorrow morning i plan to close my checking and reopen a new account, which means my pdls will not be taking there $300.00 out of my account this friday. so i imagine the sharks will head straight for my paycheck....am i right? and if so can i stop this since i've gone thru my paperwork tonite and as suspected i've signed wage garnishments with both of these loans. i live in illinois if that is pertinent.
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candiceann2003
Joined: 13 Jan 2007
Posts: 90
Debtcc Points: 10452
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| Posted: Mon Jan 15, 2007 8:33 pm |
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You need to send them a voluntary wage assignment revokation letter, stating you are revoking your agreement allowing them to do this, you will also need to give a copy of this to your employer. So by law they are NOT allowed to proceed with garnishment once you revoke it regardless of what they say and your employer also has to honor it. Most will and most won't even recognize these voluntary wage assignments unless they are done by court order. But better safe than sorry and revoke this voluntary assignment.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5316
Debtcc Points: 71262
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| Posted: Mon Jan 15, 2007 8:41 pm |
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ok now i'm guessing i need to send this certified mail? just to be on the safe side? What if all i have for the internet lender is a po box? on my internet loan from ALL CREDIT LENDERS it is only showing a po box 589, plainfield, il 60544
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candiceann2003
Joined: 13 Jan 2007
Posts: 90
Debtcc Points: 10452
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| Posted: Mon Jan 15, 2007 8:46 pm |
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You can also send it by e-mail and fax. And definately get a copy to your employer. Also you will have your fax confirmation page as proof they got it. But I would go somewhere that has a faxing service and pay for it, because if they get your work fax number they have been known to fax your personal business at work.
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5316
Debtcc Points: 71262
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| Posted: Mon Jan 15, 2007 8:49 pm |
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thx for that tip, i don't want anyone to know the mess i'm in, i usually use my boyfriends fax...and i would absolutely HATE to have to try to explain this mess i'm in to MR O'SOPERFECT.
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candiceann2003
Joined: 13 Jan 2007
Posts: 90
Debtcc Points: 10452
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| Posted: Tue Jan 16, 2007 6:35 am |
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Hey....I didn't know I was dating you.
_________________
Do, or do not. There is no try.
Stupidity At Light Speed
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jedijeff13
Moderator
Joined: 30 May 2006
Posts: 1791
Debtcc Points: 138
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| Posted: Tue Jan 16, 2007 6:45 am |
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You can still send it certified mail if you dont want to fax it, The post office will put the notice in that p.o. box and when they come to get the mail they will also get notice.I recently did that with one of my collectors.
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taksmom476
Joined: 15 Jan 2007
Posts: 80
Debtcc Points: 2028
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| Posted: Tue Jan 16, 2007 6:49 am |
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lol @ jeff not another one....
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candiceann2003
Joined: 13 Jan 2007
Posts: 90
Debtcc Points: 10452
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