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Sub: #17
Replied on 08-28-2009, 07:33 AM
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love_my_things, it is affecting everyone some more than others but everyone is hurt.
i work in foreclosures and many people do not even try to save their homes anymore

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Sub: #18
Replied on 10-06-2009, 11:22 AM
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i keep thinking back to this post.. thinking of the flyer distrubution.. think that would work?? i always need the extra money and i missed a whole paycheck because i had to miss two weeks of work because of illness i was actually supposed to take a leave of absence but cannot afford to be sick right now.

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Sub: #19
Replied on 10-11-2009, 07:21 PM
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Usually with the 'flyer thing' ( I would think, anyway..) you would have to put them on cars, in mail boxes, etc. but, with the horrible economy, people aren't doing anything right now. I don't know, though. You may want to try it and see if it 'works for you'.

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Sub: #20
Replied on 10-12-2009, 08:39 AM
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OOPS I got deleted !!!!!
If you live so well on 30k why are you in debt
Nothing bad meant by it, I am just asking




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Sub: #21
Replied on 10-12-2009, 08:43 AM
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please,don't ask questions meant to flame okay?debt happens no matter what income level a person is at.explain how the wealthy are in debt?nobody wants to be in debt.circumstances change,things happen.

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Sub: #22
Replied on 10-12-2009, 08:53 AM
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wan not meant to flame. Why are you looking for a problem where there is none


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Sub: #23
Replied on 10-12-2009, 09:05 AM
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Because there is a potential to be a problem here. Whatever your salary for the year--you can still be in debt or having problems with money--depends on where you live,cost of living,home, etc..so let's just support each other and try to encourage others that there is hope..karen

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Sub: #24
Replied on 10-14-2009, 09:23 AM
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Other contributors to debt: being laid off, fired, furloughed, taking care of elderly parent, disabled child/spouse. Having to take off to take them to doctors/social services, etc. Divorce, illness and so on. Then we try to keep our heads above water by doing stupid things like taking out payday loans, using our credit cards. Then the government taxes us to death.

That's why people have debt.


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Sub: #25
Replied on 10-19-2009, 06:59 AM
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that was aimed at me but i will ignore it. (though I will say that in my defense i did not say i do great at 30K a year, just that the poster whose rent and expenses is less than half of mine should do fine, though as in this case i do not know for a fact their situation, it just was an observation for making a budget)
but back to this post a lot of these ideas do seem great i just do not think they would work in a time like this when so many people are hurting i have known people who did similar things as recent as a few months ago but things slowed down so much since than.

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Sub: #26
Replied on 10-26-2009, 10:49 AM
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im with ya bea2ls! we make just above 30,000 and even though my cc debt is kinda manageable at the moment and we are doing by my calculations "ok" i would like to be in the "good" range. so i supliment my income with house cleaning, surveys, and other odd here and there things to bring in 10,20, or 50 dollars. it all adds up in the end. every dollar counts. but as i have mentioned i now have lost all the cleaning jobs due to they cant afford it anylonger. i may be picking 1 up this week though we will see!



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Sub: #27
Replied on 10-27-2009, 08:32 AM
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i agree lovemythings, keep your head up and good luck!

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Sub: #28
Replied on 11-16-2009, 06:04 AM
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just a update, i think people are starting to get more confident because i started to get houses again! yeahhhh!!!!! i got one fall cleaning job last week brought me in 200.00!!! and got 3 people that called me to start thier weekly cleaning that i got to find the details about so im so excited!!! So these small jobs may be starting to pick back up again!



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Sub: #29
Replied on 11-16-2009, 06:29 AM
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love my things, that's great!

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Sub: #30
Replied on 11-16-2009, 08:24 AM
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just wanting to shine some light that there may be light at the end of the tunnel!


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Sub: #31
Replied on 11-20-2009, 04:09 AM
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That's wonderful, LOVEMYTHINGS!! Good to hear it. Also,..i want to point out something BOSSY had said (..paraprasing here..) 'it doesn't matter how much you make, income, etc. You can STILL be in debt.' OH.......so true!! I DO know people who make quite a 'comfortable' income every year. However......i think TOO many people try to 'keep up with the Jones' kind of living. Some people are into matrial things instead of practical ideas, etc. (Just my '2 cents', of course).


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Sub: #32
Replied on 11-20-2009, 11:32 AM
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i agree, it also depends on where you live, what other bills you have, who you are responsible for (children, disabled or elderly family members, etc.) also if you have bad credit your interest rate on car loans, etc. will be higher - these things add up.

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