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 Posted: Tue Dec 12, 2006 2:27 pm Subject: OMG Global Financial juust threatened me! |
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Just received a call from Global Financial... he said it all. I have not attempted to contact them and have just lied to them and he is forwarding my wage assignment to payroll... So what is the step to revoke that and fast...second of all he told me that my statelaws have no bearing because it doesnt matter and he just kept threatening me and said he was sending an office to arrest me....I am hyperventilating I am soo upset.. I told him I am 19 weeks pregnant and wasn't going to listen to this and he said maybe next time you should think before opening your legs... Plpease help....what company are they with...how can i revoke the assignment...
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KSpenneberg
Joined: 06 Oct 2006
Posts: 27
Debtcc Points: 1134
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| Posted: Tue Dec 12, 2006 2:28 pm Subject: |
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You can get a letter from Ashleys blog...Just a sec..
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natdust20
Joined: 19 May 2006
Posts: 1344
Debtcc Points: 14935
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| Posted: Tue Dec 12, 2006 2:29 pm Subject: |
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Is this CashNet500??
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natdust20
Joined: 19 May 2006
Posts: 1344
Debtcc Points: 14935
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| Posted: Tue Dec 12, 2006 2:30 pm Subject: I dont know |
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they said global financial....
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KSpenneberg
Joined: 06 Oct 2006
Posts: 27
Debtcc Points: 1134
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| Posted: Tue Dec 12, 2006 2:31 pm Subject: |
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Do you have a return number for them or recall who you spoke with??
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natdust20
Joined: 19 May 2006
Posts: 1344
Debtcc Points: 14935
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| Posted: Tue Dec 12, 2006 2:32 pm Subject: |
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KSpenneberg, first off sit down and breath, you don't need to get upset. They are not going to arrest you, check my blog for a template letter to use for revoking withdrawl and wage assignment (or send me a PM and I will help you) Please tell me what state you are in and also why it is still fresh on your mind time up what was said during your conversation, what company it is with, the number they called from, who called you etc... be very detailed oriented. Is this the only one you have out. This makes me mad and I will do whatever I can to help you with getting thia acct a PIF status or a refund if it is owed to you. Good luck and keep posting we are all here for you
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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| Posted: Tue Dec 12, 2006 2:32 pm Subject: no |
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he just called me here at work...i dont remember what his name was...i was shaking so bad...i told him i was gonna revoke my wage assignment and contact my ag and he said do you think that scares me?
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KSpenneberg
Joined: 06 Oct 2006
Posts: 27
Debtcc Points: 1134
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| Posted: Tue Dec 12, 2006 2:35 pm Subject: |
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Just do as Ashley said, she is the one that helped me out also. I'm not sure if it scares him or not, but I really don't care. Don't be worried b/c they can't have you arrested or anything like that. They are just full of hot air and besides they probably aren't even licensed in your state. What state are you in?
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natdust20
Joined: 19 May 2006
Posts: 1344
Debtcc Points: 14935
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| Posted: Tue Dec 12, 2006 2:37 pm Subject: |
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Kristin you will be okay and I will help you however I can. take care of yourself tonight and remember we are here if you need us
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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| Posted: Tue Dec 12, 2006 2:38 pm Subject: |
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I live in Indiana...i think its either Route 66 or possible Cashnet...is their anyone else who has dealt with them?
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KSpenneberg
Joined: 06 Oct 2006
Posts: 27
Debtcc Points: 1134
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| Posted: Tue Dec 12, 2006 2:39 pm Subject: |
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It is more than likely CashNet...If you will search on here, there are several others out there like you that are being threatened. I also dealt with them, but I lucked up and got mine marked PIF after I paid back the principal...I think only b/c PDL's are illegal in my state..
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natdust20
Joined: 19 May 2006
Posts: 1344
Debtcc Points: 14935
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| Posted: Tue Dec 12, 2006 2:44 pm Subject: |
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This is the IN law
| Quote: | Legal Status: Legal
Citation:
Ind. Code Ann. ยง 24-4.5-7-101 et seq.
Loan Terms:
Maximum Loan Amount: $500 (not to exceed 15% of borrower's monthly gross income)
Loan Term: Min: 14 days
Maximum Finance Rate and Fees: 15%: $0-$250; 13%: $251-$400; 10%: $401-$500
Finance Charge for 14-day $100 loan: $15
apr for 14-day $100 loan: 390%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: One per lender; Two total
Rollovers Permitted: None (cannot renew, repay, refinance or consolidate)
Cooling-off Period: 7 days after 6 consecutive loans
Repayment Plan: After 6 consecutive loans, lender must impose a 7 day cooling off period or convert to an installment loan payable in more than 4 installments at a rate no greater than 36% APR
Collection Limits:
Collection Fees: One $20 NSF fee; additional charges may apply when check or authorization to debit was used to defraud another
Criminal Action: Prohibited
Where to Complain, Get Information:
Regulator: Indiana Department of Financial Institutions
Address: 30 South Meridi an Street, Suite 300 Indianapolis, IN 46204
Phone: (800) 382-4880
Fax:
Regulatory Contact: Mark Tarpey,, Supervisor, Consumer Credit
http://www.in.gov/dfi/ |
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PDLFREE
Joined: 07 Oct 2006
Posts: 1264
Debtcc Points: 18243
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| Posted: Tue Dec 12, 2006 2:55 pm Subject: |
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It is cashnet500 . . . they said the same things to me, but they won't, and can't go through with the threats. My state, Oregon, has just opened an investigation into them. If you need any help or advice just PM me . . . . I haven't got them to settle with me yet, but they have stopped calling and threatening me.
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Guest
Debtcc Points: 100
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| Posted: Tue Dec 12, 2006 2:56 pm Subject: |
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Sorry, I thought I was logged in. It is cashnet500 and they said the same lies to me. If you need any help, advice, anything, just PM me and I'd be glad to help. Also, search the threads for cashnet500 and you can see my other posts about this company.
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goudah2424
Moderator
Joined: 31 Oct 2006
Posts: 8007
Debtcc Points: 111637
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| Posted: Tue Dec 12, 2006 3:27 pm Subject: |
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Kristin---Is there anyway, someone at your work can screen your calls for you until you can get this taken care of? Don't allow him to jeopardize your health and that of your child. People who have to insult and threaten aren't usually on the up and up anyway, so don't get to much into a snit. Screen your calls tonight at home and unplug your phone. If that isn't possible leave the house and get away from it all.
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Lorri
Moderator
Joined: 27 Apr 2006
Posts: 1728
Debtcc Points: 20969
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| Posted: Tue Dec 12, 2006 7:17 pm Subject: |
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Hi Kristin,
Welcome to the forums. First, write down everything that you remember about this phone call. Keep it documented because this will come in handy for future use. I have been reading over some of the Indiana laws. There is such a thing call Prohibited Acts in your state as there are in Ohio as well. This guy made a big mistake by some of things that he said. Do you remember his name? Threatening criminal charges is not allowed in the state of Indiana from what I've read. There are fines involved so file a complaint with your state's attorney general's office. Please PM if you have any more questions.
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CowampChicken
Joined: 20 Dec 2005
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