Letter of validation of debt was dated, Feb 20th, mailed CMRRR on the 21st, rev'd the green card back on the 25th signed. Todate have not recieved anything in writing and they were asked not to call me at work or home. On the 27th, the left a message at work stating I had 48 hrs to return the call to a Ms. Robinson from United Cash Loans they number left was to Pinion North Collection or they would start the process of my file. Have filed a complaint with the FTC, have gotten the form to file a complaint in NM. Also found my notes that when I called United Cash Loan, they claim they have no record of my ssn in the system and had no clue what I was talking about and she checked her file again before I hung up with her. They never mentioned they sent it to Pinion North Management Collection Dept.

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Collectors cannot proceed with collection activities unless they respond to your request for validation. Moreover, they have violated fdcpa laws by calling you since they were asked not to do so. You can file complaint against them with FTC, BBB and AG's office.

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Got another phone call from a Ms. Robinson, United Cash Loans,Pinion North Collection Dept., they claim they did not recieve my letter and when I told them I have the signed CMRRR from someone from your office, they claim they never recieved it. Also told them that they were not to call me at work or home and asked they again not to call me. They kept telling me they never recieved my letter and hung up on her.
I do have proof that someone signed for this letter in that office and when I went online to the postal services website site and tracked it, it shows that this letter was delivered to the address shown. What can I expect now and what should I do next?

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This is one of the famous tricks of United Cash Loans. Now it is time to file your complaints with the Attorney General, Consumer Protection in Nevada and in your state. You have the signed CMRRR as proof they received it. They are now in violation of the fdcpa laws. Also, since they have received it Pinion North Collection has to cease all collection activity til they validate.

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Just ignore them. When they call tell them that they are being recorded and they will hang up. Play there game and they will leave you alone. I have dealt with these people and laugh at them and they hang up on your. Lay the phone down and don't listen and eventually they will get the message. Ask them all kinds of questions and they will get mad and hang up. They are jerks and scammers. Don't send them any $$$.

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Right on Dawnie. You have to beat them at their own game.

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Hi, I had an account placed with CACH,LLL, the letter came from J.A. Cambece Law Offices, PA out of MA. Sent them letter of validation CMRRR in March.
Have not recieved anything from J.A. Camece since.
Today, I get a letter from Astra Business Services, Mill Valley, CA. advising me that CACV of Colorado LLC has placed the account with them. Same account with two different collection agencies? Can someone explain why I got these two letter from two difference collection agencies or are they one in the same?

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Hi Again,
recieved a phone call at work from Astra, some non-english speaking person, using the same MO as Interstate Wire, told him just recieved your letter and you will be recieving a validation of debt and do not call me at home or work again. Who are these people and why is this account in two different collections agencies? This is the part I do not understand.

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Astra Business Services – the company is listed with BBB with no TOB. It seems as the previous agency could not validate the debt, they sold it to another. Ask for validation. BTW, how old the debt is? Is it within the scope of SOL for debt collection?

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The person from Astra Business Services, used the same script like the people from Interstate Wire
and they do not speak English very well. Sending them validation of debt. Still do not like these people have a bad feeling.

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Can u believe these people. I dialed *67 to block my call to make sure the number that was calling me was these people and they called right back and identified my number. How do they do that. I just let the answering machine get it. UNREAL how do they know when you block your number

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Here you go dawnie,

http://www.debtconsolidationcare.com...about8696.html

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I just won a judgment on Pinion Managment for fdcpa violations...I have a great atty, and they have to follow the FDCPA...record all of your conversations and find an atty to file for you....the best part is that they paid the award within 2 weeks of the judgment...

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That's great. Ray Martin, please register with this site so that you can interact with community members well.

BTW, which state are you from?

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I sent a letter of validation of debt to Pinnion back in February, 2006, they did get letter sent CMRRR. and claimed they never got it. Today, I received an e-mail from them wanted to settle the debt and I have until April 30th or further processing will take place. Should I re-send them the letter of validation again? How can I make a settlement on something they did not validate? What is the next step that I should take?

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Pinion will not validate. Or at least they never validated mine. I woulod resend the validation request one more time. When I send a second one, I put at the top in bold letters second attempt for validation.

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