Guest, have you contacted the original creditor, won't they accept payment from you?

However, if you go with collection agency, always ask for validation and clearly tell them that you will not pay without proper paper work. Once you have the documentation, check it and dispute any discrepancy over there.

While paying to them, make sure they agree to report your account as paid or paid as agreed. This agreement should be in writing too.

Do you have the green slip signed by them? You can use it as evidence. If you request for validation, they cannot continue with collection unless they validate the debt.

Don't pay until you have proof that they can legally collect from you..

I had 2 collectors trying to collect for the same account recently...I got one knocked off.

Dispute dispute dispute

In the first letter, they were asked to contact me by written letter and mailed to my home address. Is this another violation of the fdcpa? Can they do something legally or does there non cooperation kind-of-protect me/ help me?

Has anyone heard of this collection agency First Credit of America 1-800-852-9465? They called my home and wanted payment and when I asked for address to send a validation of debt letter the person started to give me a hard time and told him that under the fdcpa I had the right to request validation of debt before I make any kind of payment then I hung up on him.

1st Credit of America LLC
300 N Elizabeth St
Suite 220B
Chicago, IL 60607
Telephone: (866) 505-2632

Make them validate! They are snakes hiding in the grass and don't send them a dime til they validate.

Who should I send the letter to I did not get a name of the person that I spoke with - do I call back and get a name, etc? He mentioned the payday loan to E-Processing, which is outstanding. I don't have any paperwork for them.

Send it to First Credit of America. I wouldn't worry about a name. They tried to collect on a payday loan that I had made arrangements with. John Smith was the one who called and threatened me, so I called the sheriffs department and luckily he was still cussing and threatening when the officer got here and the officer set him straight and haven't heard another word from them since. I filed a complaint with Lisa Manigan about the conduct of the company and also included the tape recorded conversation and the police report.

Recieved a call from a Ms Robinson,at work, after sending two validation letters to the NM address they provided. Telling me there were never rec'd by that office (have both CMRRR cards)asking me to fax them proff I sent the letters so that her boss, Anthony Bell, has documentation that they do not have to call me again. The first time she called, told her I sent letters and they were only to contact me by US Mail and hung up and the second time is when she asked me to fax the information.
Something does not sound right? Any clue as to what could be going on?

719-546-6356

800-931-8160

first one is a company called GCS the second _______ recovery,m the guy spoke so fast I couldn't get it

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jj

who, what, were is GCS ? Never heard of them

must be a collection agency don't recognize it

Has anyone heard or dealt with GCS?
719-546-6356

I have never heard of them who and what are they???

800-931-8160 does any one know this number??

Does any one know this number?
866-881-4365

Does anyone know who this number came up "Unavailable" on caller ID 866-881-4365

Thanks

Never pay them or wire any money.