Posts: 489
Credits: 6,450


Send message to stella
Sub: #273
Replied on 04-19-2006, 01:55 PM
Reply With Quote

Guest, have you contacted the original creditor, won't they accept payment from you?

However, if you go with collection agency, always ask for validation and clearly tell them that you will not pay without proper paper work. Once you have the documentation, check it and dispute any discrepancy over there.

While paying to them, make sure they agree to report your account as paid or paid as agreed. This agreement should be in writing too.

Do you have the green slip signed by them? You can use it as evidence. If you request for validation, they cannot continue with collection unless they validate the debt.

Posts: 3,328
Credits: 25,284


Send message to Jessi
Sub: #274
Replied on 04-19-2006, 03:00 PM
Reply With Quote

Don't pay until you have proof that they can legally collect from you..

I had 2 collectors trying to collect for the same account recently...I got one knocked off.

Dispute dispute dispute

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #275 Pinion Mananagement
Replied on 04-19-2006, 05:21 PM
Reply With Quote

In the first letter, they were asked to contact me by written letter and mailed to my home address. Is this another violation of the fdcpa? Can they do something legally or does there non cooperation kind-of-protect me/ help me?

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #276 First Credit of America
Replied on 04-20-2006, 01:58 PM
Reply With Quote

Has anyone heard of this collection agency First Credit of America 1-800-852-9465? They called my home and wanted payment and when I asked for address to send a validation of debt letter the person started to give me a hard time and told him that under the fdcpa I had the right to request validation of debt before I make any kind of payment then I hung up on him.

Posts: 2,996
Credits: 51,291


Send message to Not so Lucky
Sub: #277
Replied on 04-20-2006, 02:04 PM
Reply With Quote

1st Credit of America LLC
300 N Elizabeth St
Suite 220B
Chicago, IL 60607
Telephone: (866) 505-2632

Make them validate! They are snakes hiding in the grass and don't send them a dime til they validate.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #278 First Credit of America
Replied on 04-20-2006, 06:47 PM
Reply With Quote

Who should I send the letter to I did not get a name of the person that I spoke with - do I call back and get a name, etc? He mentioned the payday loan to E-Processing, which is outstanding. I don't have any paperwork for them.

Posts: 2,996
Credits: 51,291


Send message to Not so Lucky
Sub: #279
Replied on 04-20-2006, 07:11 PM
Reply With Quote

Send it to First Credit of America. I wouldn't worry about a name. They tried to collect on a payday loan that I had made arrangements with. John Smith was the one who called and threatened me, so I called the sheriffs department and luckily he was still cussing and threatening when the officer got here and the officer set him straight and haven't heard another word from them since. I filed a complaint with Lisa Manigan about the conduct of the company and also included the tape recorded conversation and the police report.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #280 Pinnion Management
Replied on 05-22-2006, 01:07 PM
Reply With Quote

Recieved a call from a Ms Robinson,at work, after sending two validation letters to the NM address they provided. Telling me there were never rec'd by that office (have both CMRRR cards)asking me to fax them proff I sent the letters so that her boss, Anthony Bell, has documentation that they do not have to call me again. The first time she called, told her I sent letters and they were only to contact me by US Mail and hung up and the second time is when she asked me to fax the information.
Something does not sound right? Any clue as to what could be going on?

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #281 Does any one know these numbers??
Replied on 06-09-2006, 12:26 PM
Reply With Quote

719-546-6356

800-931-8160

jj
jj's Avatar

Moderator

Posts: 1,044
Credits: 10,313


Send message to jj
Sub: #282
Replied on 06-09-2006, 02:54 PM
Reply With Quote

first one is a company called GCS the second _______ recovery,m the guy spoke so fast I couldn't get it

__________________
Life is a journey down a road filled with many twists, turns and forks. the destination is not important... the journey is what makes life precious.

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #283
Replied on 06-09-2006, 07:22 PM
Reply With Quote

jj

who, what, were is GCS ? Never heard of them

must be a collection agency don't recognize it

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #284
Replied on 06-12-2006, 12:46 PM
Reply With Quote

Has anyone heard or dealt with GCS?
719-546-6356

I have never heard of them who and what are they???

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #285 Unknow Number
Replied on 06-12-2006, 01:12 PM
Reply With Quote

800-931-8160 does any one know this number??

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #286 Unknow Number
Replied on 06-15-2006, 08:42 AM
Reply With Quote

Does any one know this number?
866-881-4365

Anonymous
Anonymous
Posts: n/a
Credits: 0


Sub: #287 Unknown number on ID
Replied on 06-15-2006, 09:47 AM
Reply With Quote

Does anyone know who this number came up "Unavailable" on caller ID 866-881-4365

Thanks

Posts: 34
Credits: 800


Send message to PRINCESS
Sub: #288
Replied on 06-23-2006, 09:52 PM
Reply With Quote

Never pay them or wire any money.




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump



All times are GMT -8. The time now is 08:42 PM.





* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.062 seconds.