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Babs4Catz · Posted: Fri Dec 09, 2005 9:37 am Subject: Interstate

If they were legit they would have no problem giving you their address. If they call back tell them you're recording the call and saving it for the FBI... I call to harrass them now, it's been great fun matter of fact. A little bit of their own medicine.

Babs4Catz · Posted: Fri Dec 09, 2005 9:38 am Subject: Interstate

I will... thanks...

Posted: Fri Dec 09, 2005 9:40 am Subject:

It's kind of hard to play hard ball with companies like these. Because the debt is owed no matter what, and when companies tack on high interest fees, and threaten, it makes it even harder to lodge a complaint, or clear your credit by ignoring them.

They know they have the higher power when they don't tell you who they really are. However, over time with all the complaints that get made and with everyones sneaky investigative work we can find out who they are.

While filing your complaint, tell them the next time they call that you find it hard to believe they are a real company when they have no website, no address to mail a certified check to, no local phone number to call, or any other information that can validate the debt to you.

This company is still in hot water. Keep all receipts and documents if you send anything to them. Record the calls if you must. In some states, recording the call on incoming lines is ok. In situations where outgoing calls are placed, you need to announce it.

Regards-
Mike

Babs4Catz · Posted: Fri Dec 09, 2005 9:43 am Subject: Interstate

Mikey, I agree... If the debt is legit and owed, take care of it your credit only suffers if you don't. What I have a problem with are these scam artists.

Posted: Fri Dec 09, 2005 9:50 am Subject:

I am not sending htem anything making any type of payment arrangement with them until they validate the debt.
Is that what I should do?

Janelle · Posted: Fri Dec 09, 2005 9:50 am Subject: Interstate

My brother has just recieved a phone call from them claiming to be out of Cheyenne Wyoming... Wanting him to send cash for his debt... and debt that he isn't sure he made... some quick cash pay day loan... if he did make it he made it years ago... I did some looking into it... because the companies this interstate said he owed the debt to i couldn't find even existed... so i found this site... I've seen phone numbers posted on here... and its the same number he has... hes afraid of what may happen if he doesn't pay this debt... any advice?

Babs4Catz · Posted: Fri Dec 09, 2005 9:53 am Subject: Interstate

Make them validate the debt, they have to by law... I believe there is a validation letter out here somewhere but I don't recall where Mikey can help you with that one.

Babs4Catz · Posted: Fri Dec 09, 2005 9:55 am Subject: Interstate

The problem with Interstate though is no one has a legitmate address to send a validation letter to, you will have to tell them via phone conversation to do so. I wish someone could give find an address for them....

Janelle · Posted: Fri Dec 09, 2005 10:00 am Subject:

They will not give phone numbers to the company they say he owes money to... saying hes making excuses not to pay... so does he call and just ask them to validate the debt?

Babs4Catz · Posted: Fri Dec 09, 2005 10:06 am Subject: Interstate

Yes, if they are legit they will send a letter stating who the original creditor is and what the amount of his debt, I can guarantee you he will not hear from them again. As said in all the forums there are no debtor's prison you can't go to jail or be arrested for a debt, they will try anything to get you to send them money. They will threaten and harrass you repeatedly until you let them know you are on to their game. If your brother owes the debt, call the original creditor and ask them who they sent it to, if they didn't make arrangements with them to take care of it. Best route to go I believe. I know it's intimidating but try not to let them get to you

Janelle · Posted: Fri Dec 09, 2005 10:13 am Subject:

They said the debt was sent by 2 companies... epayday... which i tried to email... but the email would not go through it no longer exist... and the other one doesn't seem to even exist...

Janelle · Posted: Fri Dec 09, 2005 10:16 am Subject:

The lady gave a name of Katherine Rogers

Janelle · Posted: Fri Dec 09, 2005 10:55 am Subject:

my brother said hes just going to forget about it.. and not worry about it... they won't validate the debt... now they keep calling from a private number... is that the best thing... or should he keep on them?

Posted: Fri Dec 09, 2005 11:50 am Subject:

He needs to keep on them I did and now they say my claim was moved back to the original debtor with was Platinum B Services which also does (I think) business as Epayday and I know for sure SJM Marketing. Platinum B Service number is 866-722-2770 ask for Dominic he was very helpful.
He said they have pulled all accounts from this IWCB due to they are in alot of trouble. Do not send them anything. Maybe try this Platinum B Services and see if they have your bothers information.
They did however send me to the new collection agency. But the files are so new with them they do not have the info on my case yet.

Janelle · Posted: Fri Dec 09, 2005 12:26 pm Subject:

My brother is in the marines... this Interstate company contacted his gunnery sgt... they are now going to go through the attorney general... they believe this company is involved with ellis crosby.. but thanks for the number to Platinum B... my brother is going to call there and see what he can find out

Babs4Catz · Posted: Fri Dec 09, 2005 12:35 pm Subject: Interstate

Janelle, tell your brother good luck... Everything should work out fine...

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