This company told me that they were going to contact my local Prosecuting Attorney for fraud....reguarding a defaulted payday loan, I have dealt with Wllis and Crosby also, I am scared, and think I shouldn't give into them, but if they keep contacting my husband at his place of employment, he will be fired. I asked them to validate the debt, the guy I spoke to was Charles Seymore, he said, they don't validate, and then I told him, that last time we spoke I informed him not to call at work, after I said that, he said, since I wanted to go that route, I obviously wasn't intrested in paying this debt, and I should hire an attorney, because he is sending my file to the Pulaski County Prosecuting attorney for charges of fraud, and so on....and then he hung up on me.