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#146
01-11-2006, 08:11 AM
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Usually the companies sell their accounts for .25 cents on the dollar. Once they have sold the accounts, they are no longer allowed to collect on them, but they can stop any future dealings with deadbeat collectors. I would still try to contact the original lendor, and see what they can recommend. Once Ted Crosby has been shut down, you could possibly not owe anything because of restitution. I would also keep in contact with the AG Office of FL, and see what they recommend. They'll need every piece of evidence possible, as well as any testimonies. Regards- Mike 
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#147
01-11-2006, 08:17 AM
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#148
01-11-2006, 08:21 AM
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Chances are that maybe the collection did sell these accounts, but at last minute bought the accounts back. You never know who really owns these accounts till you contact the original lendor. Ted Crosby is not suppose to be collecting PERIOD! However, if his counter-partner Dick Greenburg is the new owner, then he's next in line at the dunk tank.
Usually if a creditor says they'll take payment from you, even though they were not allowed too (but did because of error) they will contact the collection agency and inform them of payment (and in such cases, forward payment). The collection agency will then have to update their own systems. It'll be problem however, because the offices of "Interstate" aren't even set up. I'm imagining that they're ready to pack up and move again. Regardless, the lendor needs to be informed of the practices that the collection agency is doing. One call will not be enough. After a few complaints, I'm sure the creditor will launch their own investigation. It makes them look just as bad. Mistakes do happen. Not everyone needs to get threatened with arrest because they defaulted on a loan. Regards- Mike
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#149
01-13-2006, 10:51 AM
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I have recieved a call today from this Interstate
These people contact me today and stated that I was in violation of white collar under the Martha Stuwart Act for a payday loan I recieved in 2004. This loan was placed under bankruptcy and the Investigator that contacted me stated that I need to send the money through Western Union today or criminial charges and a warrent for my arrest will be send to my place of employment by today at 3:00 central time. I asked them to send me some type of verification for this loan and they would not. What do I do, do I need to go to the local authorities.
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#150
01-13-2006, 10:57 AM
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Fuleasha
Hi, welcome to the forums. I would recommend reading over some of the entries in this forum. You will not be arrested. The company contacting you has no right to even collect. You need a license to do that. Ted Crosby once owned Ellis Crosby & Associates, before filing bankruptcy. He's currently undergoing legal procedings in court for unethical business practices. You will NOT be arrested, so no need to worry. My recommendations would be to file a complaint with the BBB, the AG of Flordia, and I would also recommend keeping records of any future phone calls. If they happen to call again, tell them the call is being recorded for your own protection. I also do recommend trying to contact the original lendor, and mention to them that you are being contacted by a collection company who has no right to collect or a license. Ask if you make good with them, or simply wait till another collection company picks it up. Regards- Mike
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#151
01-16-2006, 06:31 PM
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Interstate Wire
MB - I got a call today from these people today - but using a different name and the 866-201-4603 his name he left in the message was James Jordan and his ex 212. The message was either me or my attorney needs to return the call , etc, etc. Did not nor am I going to return the call unless the call me at my job - no caller ID- I am so glad that I found this site reading the information has heled me recognize the names and numbers these people are using so when they call or see "Anoymous"I know who I am dealing with.
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#152
01-17-2006, 06:54 AM
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Jabcobi and Mayors
I have been recieving calls from them yesterday they called then they called again this morning befor 8 my time.Today they said they were representing a bank.It was the same voice and when i asked him where he was from or who he represented he wouldnt answer.I know i have a debt to payback but i or anyone else does not need this harrasment.Same as others stories here the claim to be in Wyo. and that i could only pay with moneygram.Was even told he was going out on a limb for me with the bank he represented.only name i can recall at this moment he said his name was Jeffery and spoke very broken english or at the least hard to understand.can anyone help?
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#153
01-17-2006, 10:12 AM
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Guests,
Please go through this forum and have an idea how this company is doing business? Some of the members have commented over here that Ellis Crosby is doing business with these aliases. So it's always better to follow the rules of debt collection. Ask them to validate the debt. Enquire about their mailing address to send the DV letter. A legitimate company would not hide their identity. If they refuse to give their mailing address, you should be careful. Read this thread to know more about Jacoby and Meyers: http://www.debtconsolidationcare.com...ca-jacoby.html __________________
Pay off debt and enter a debt free life.
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#155
01-17-2006, 12:06 PM
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Interstate Wire
guest1
collection agencies are only allowed to call between 8am and 9 pm in your time zone. If they represent a bank called United Federal Bank - no suck bank Keep reading this site it is full of good info
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#156
01-17-2006, 02:17 PM
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Collections Agencies
Hi, Are collections agencies allowed to use automated dialing and an automated voice to contact you? I have been getting automated recording from a collection agency. When I go to pick up the phone and say "Hello" all I get is this automated messages saying this is Linda Baker, this is not a sales calls,
etc. Does anyone have any information about this and what can I do about it? Thanks - just love your site it is full of very useful information
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#158
01-17-2006, 02:40 PM
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Guest,
Do you have any idea about which collection agency is calling you? You can send them cease comm letter through CMRRR. They should stop contacting you after receiving this letter. Also if you know which account they are collecting, then contact the OC and try to repay it. collection agencies are using auto dialers for a long time. It seems they do not update the database of their system and wrong information often stay there for years causing trouble to blameless people. Consider getting listed in donotcall registry. Though it is applicable for telemarketing calls, however, you can try it.
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#159
01-17-2006, 05:17 PM
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Alliance One
Bryan, when I called the bank they claimed they are representing I was told in a rude way, that I have to speak directly with this collection agency, Allied One
end of conversation on their part. When I call the number they give and ask for this person by name I get a different name of the company and I never get to speak with this person who leaves the mesage. They claim this happened back in 1998 over draft fees and this is now 2006 and the first time I am hearing about this. Any thoughts, suggestions are welcomed at this point. I have already listed them on the do not call list but have not followed up maybe now I should.
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#160
01-17-2006, 05:33 PM
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Guest,
You have not mentioned which state do you belong to, however, 8 years is quite a long time. Please check your state laws regarding statute of limitation. No legal action can be taken against you for past SOL debts. But it would not stop collectors, they would continue calling you. The only way is sending cease comm. letters. Hope this helps, feel free to post your queries in forums.
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