Htgt123
Welcome to the forums. Did they state they were from "Interstate Collections"? The reason I put the name in quotations is because people have been under the impression that they could also be from Ellis Crosby & Associates who has filed bankrupct and opened under another name. It is also believed that he is operating under Anthony Galloway.
Whatever the case may be, no collection company or person has a right to threaten harm. There is a strict code of conduct and laws that must be followed while doing collections, one of which is the mini-miranda...."this call is an attempt collect a debt"....
The next time they call, I would ask for an address. Tell them you want to verify that she is, really who says she is. Once address has been obtained, you can send a cease telephone contact letter.
If this debt is truely yours, I would also try to work with them. Prolonging will only hurt your credit in the future.
HOWEVER, if this company can be verified as one of Crosby's, then further legal action might land on him; as he is not allowed to be collecting right now.
Regards-
Mike