This blog helps people with budgeting tips

Please tell our readers something about yourself?
I'm a 27-year old, happily-married father of three (almost 4, almost 2, and not even one month old). When I was a teenager I began writing down everything I spent and realized a few things: 1) I was a nerd and 2) writing things down helped me spend less. I ended up obtaining a Masters of Accountancy degree from Brigham Young University and went to work for a large accounting firm. During those trying days of school and work I founded YouNeedABudget(dot)com.

Do you have any email id on which our readers can reach you?
contactus(at)youneedabudget.com

Since when are you Blogging?

I've been blogging 3+ years.

What is your motivation behind this blog?
To get the world on a budget.

What topics do you explore in this blog?


While topics vary from debt to investing to mortgages, I focus 90% of my thoughts and attention to the matter of money management. How can it be done effectively in less time?

What are your future-plans with this blog?
Continue to convince people that they need a budget!



What are the sites and blogs you browse often?
IWillTeachYouToBeRich(dot)com
Moneyspot(dot)org

Would you please share something for people who are in debt?
Most of the time debt is a symptom from living beyond your means (not even by a lot) for an extended amount of time. The key is to treat the cause of the debt -- living beyond your means. The surefire way to do that is to record what you spend and have a plan for your money.

Would you like to say something to our community members?
I teach Four Rules of Cash Flow and am happy to report that users following these Rules (or working toward following them) have been able to substantially pay down their debt and save for emergencies and other large expenses. Financial peace doesn't come from a large balance sheet, it comes from having your spending/saving in line with your true, core values. When you're spending is there, you find contentment.

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