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Sub: #1 Owner of financialbullet.com says
Replied on 01-30-2008, 11:46 PM
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Financial Bullet provides an exhaustive review on several avenues of personal finance industry. It depicts incidents in the finance world that affect individuals and families.

Please tell our readers something about yourself?

I am a mortgage loan originator for 7 years. I have worked for large mortgage companies (that have since gone under in the mortgage fall out) to a small Credit Union that really represents it's membership well with competitive products and fantastic service. I have lived through both the big boom and the bigger bust of this most recent housing market.


Do you have any email id on which our readers can reach you?

financialbullet(at)hotmail(dot)com


Since when are you Blogging?

I have been blogging since late July.


What is your motivation behind this blog?

There are so many reasons. First, is my absolute obsession regarding how financial markets works, be it equities, bonds, the dollar, and how that all ties together and makes a living breathing market. I do mortgages for a living and things such as earning reports, president speeches, and consumer confidence, all can have a daily impact on my job in what rates we are able to offer a borrower. I find that so amazing. Second, taking what I do know and expand on that to make a portfolio of stocks and EFTs that will outperform the overall marketplace.


What topics do you explore in this blog?

Of course one of my most familiar topics are mortgages and financial corporations. I discuss mortgage market changes such as the fall of subprime lending, FHA moderization, changes with Fannie Mae and Freddie Mac, and the falls of American Home Mortgage and more recently Countrywide. I spend a large amount of time discussing the Fed and how the changes to interest rates effect inflation and borrowing rates.

I write about market moving news and what stocks and EFTs can take advantage of that opportunity.


What are your future-plans with this blog?

I am always trying to write better and better posts. My goal is to always write a clear and concise post that is sprinkled with good natured humor.


What are the sites and blogs you browse often?

There are so many to list! I am all of the web looking up information. I long for Tuesdays and Fridays when Jim Jubak at MSN posts. He is not a traditional blogger but he has some of the best financial foresight out there. And he can explain it without making your head spin. I am always cruising Marketwatch.com for current news and analysis. I really enjoy zachstocks.com, curiousinvestor.com, and thedigeratilife.com.


Would you please share something for people who are in debt?

That it isn't the end of the world. If you think it is too much to handle you are already defeated. Get a plan and stick with it the best that you can. When you fail, pick yourself up and get another plan. Get help. And if you realize that you are not going to be able to pay your debts, contact the lender right away. The earlier you identify that you have an issue, the more options your lender may have available to you.


Would you like to say something to our community members?

Come to my site. Give me your feedback. Tell me what you like but more importantly tell me what you don't like or what you would like to see more of. It's not personal. I look to this feedback so that I can meet my goals with my little blog and feel like a real member of the blogosphere.

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