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Midlandsucks | 19 Feb, 2008 11:53:15 PM First...quit putting away retirement money until you get debt free. You wouldnt take out a loan to fund a retirement fund would you? Well that is what you are doing. Second....pack a lunch and eat breakfast and dinner at home. Third, quit smoking. Fourth, cut the cable. Read a book instead. So far that will allow you to pay 910.48 to your debt a month. Sell the car to get out of a 428 a month bill. Buy a cheap ol POS (piece of sh_t) until you can upgrade after you pay off your debt, put $10,000 in savings for a rainy day, then go upgrade to a better car. But keep paying cash. Get out of the credit cycle. | |
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