| Posts by JCEMT |
| Posting date
| Subject
|
| Posted: Thu Jul 17 6:26:49 2008 |
Bankruptcy is a very serious decision that should .. |
| Posted: Thu Jul 17 6:24:20 2008 |
Welcome to the community Guy Josey.
One thing I .. |
| Posted: Wed Jul 16 21:20:52 2008 |
The "clock" for SOL starts from the .. |
| Posted: Wed Jul 16 21:18:47 2008 |
Also you should file a complaint with the Florida .. |
| Posted: Wed Jul 16 21:18:00 2008 |
It if a violation of the Fair Debt Collection .. |
| Posted: Wed Jul 16 21:13:26 2008 |
I believe that the one two punch you are .. |
| Posted: Wed Jul 16 21:12:34 2008 |
Validation of debt is where you request a third .. |
| Posted: Wed Jul 16 6:19:42 2008 |
Welcome to the community Smoody0923.
Guest is .. |
| Posted: Wed Jul 16 6:18:05 2008 |
I'm really not sure, I guess it would vary by .. |
| Posted: Wed Jul 16 6:15:55 2008 |
If they do not appear on your credit report they .. |
| Posted: Wed Jul 16 6:13:22 2008 |
If you need a validation letter template you can .. |
| Posted: Wed Jul 16 6:12:02 2008 |
I would say that there is a major problem here on .. |
| Posted: Wed Jul 16 6:09:41 2008 |
If you are being sued outside of your district .. |
| Posted: Wed Jul 16 6:07:03 2008 |
Ich entschuldige mich, aber mein Deutsch ist sehr .. |
| Posted: Tue Jul 15 19:07:26 2008 |
If they can't produce even a bill of sale then it .. |
| Posted: Tue Jul 15 19:03:08 2008 |
Additionally that percentage is based on your .. |
| Posted: Tue Jul 15 19:02:42 2008 |
The federal cap is 25% some states will only .. |
| Posted: Tue Jul 15 7:27:21 2008 |
Guest is correct, income such as social security, .. |
| Posted: Tue Jul 15 7:24:13 2008 |
Welcome to the community jimggggg.
First if I .. |
| Posted: Mon Jul 14 20:36:07 2008 |
They can't garnish your wages without a judgment. .. |
| Posted: Mon Jul 14 20:23:32 2008 |
You can find one via my signature .. |
| Posted: Mon Jul 14 12:20:46 2008 |
Welcome to the forum Princess G.
I think they .. |
| Posted: Mon Jul 14 12:16:43 2008 |
If it states they are exempt then they are. .. |
| Posted: Sun Jul 13 6:32:15 2008 |
Conversion of an instrument for money: 3 years, .. |
| Posted: Sun Jul 13 6:09:47 2008 |
Also none of the negative comments have been made .. |
| Posted: Sun Jul 13 6:08:35 2008 |
I think I see, so we are being threatened with a .. |
| Posted: Sun Jul 13 5:46:01 2008 |
Could you give me a little background information .. |
| Posted: Sun Jul 13 5:35:31 2008 |
What is their alleged cause of action I would .. |
| Posted: Wed Jul 9 6:30:56 2008 |
If you wish you can let them know that there was .. |
| Posted: Wed Jul 9 6:26:14 2008 |
Welcome to the community FrorsFizStift.
This .. |
| Posted: Tue Jul 8 7:20:34 2008 |
Keep the offer letter, it gives you proof of a .. |
| Posted: Tue Jul 8 7:16:59 2008 |
I think we should take this one step at a time, .. |
| Posted: Tue Jul 8 6:17:04 2008 |
First see if the money order was cashed as JJ .. |
| Posted: Tue Jul 8 6:08:05 2008 |
If the SOL has expired the only thing that can .. |
| Posted: Mon Jul 7 16:31:17 2008 |
Welcome to the community Chass.
Were you sued in .. |
| Posted: Mon Jul 7 16:28:29 2008 |
Certain government debts may result in revocation .. |
| Posted: Mon Jul 7 16:25:56 2008 |
kelseylady02 I would suggest not taking their .. |
| Posted: Mon Jul 7 16:17:59 2008 |
You can also demand from the CRA's the CA's .. |
| Posted: Mon Jul 7 16:11:04 2008 |
I would suggest checking to see if the check has .. |
| Posted: Mon Jul 7 6:31:34 2008 |
You are 100% correct, open ended accounts have no .. |
| Posted: Fri Jul 4 4:52:29 2008 |
My state is an EAW state and unless the reason .. |
| Posted: Thu Jul 3 6:40:25 2008 |
Just to clarify, you would follow the SOL for .. |
| Posted: Thu Jul 3 6:38:22 2008 |
I'm late yet still I'll voice my opinion. .. |
| Posted: Wed Jul 2 17:02:14 2008 |
That would come out to be over 40% APR, something .. |
| Posted: Wed Jul 2 16:53:15 2008 |
I think your right, she has my vote as .. |
| Posted: Tue Jul 1 17:47:22 2008 |
My local verizon office is getting ready to open .. |
| Posted: Tue Jul 1 6:05:26 2008 |
I was terminated from my job at Baxter .. |
| Posted: Mon Jun 30 15:27:38 2008 |
I would suggest disputing it with the credit .. |
| Posted: Sun Jun 29 5:59:29 2008 |
Looks like Midland violated the FDCPA by .. |
| Posted: Sat Jun 28 12:38:46 2008 |
Your right Ron, they need to clarify the .. |
| Posted: Sat Jun 28 3:00:36 2008 |
The CA's stance in the situation can be thrown .. |
| Posted: Wed Jun 25 15:55:31 2008 |
You can send them payments, if they refuse any of .. |
| Posted: Fri Jun 20 3:33:43 2008 |
Welcome to the community Guest.
I would suggest .. |
| Posted: Fri Jun 20 3:31:14 2008 |
Not sure what to make of this one: .. |
| Posted: Fri Jun 20 3:24:37 2008 |
Welcome to the community 427ber.
I would suggest .. |
| Posted: Tue Jun 17 16:38:37 2008 |
It doesn't matter what is in the agreement. .. |
| Posted: Tue Jun 17 16:36:16 2008 |
Your boyfriend may wish to speak with the case .. |
| Posted: Tue Jun 17 16:34:47 2008 |
Welcome to the community .. |
| Posted: Tue Jun 17 16:32:24 2008 |
They don't have a very good history of obeying .. |
| Posted: Tue Jun 17 16:31:25 2008 |
You would have to file in federal court if small .. |
| Posted: Tue Jun 17 16:30:04 2008 |
SOL only applies to the time frame in which a .. |
| Posted: Tue Jun 17 3:50:18 2008 |
I wonder if you could motion to dismiss per .. |
| Posted: Mon Jun 16 15:53:48 2008 |
If the judgment is not against you you can .. |
| Posted: Mon Jun 16 15:47:40 2008 |
It seems like a lie to .. |
| Posted: Mon Jun 16 15:41:17 2008 |
I understand what you mean Goudah. I usually use .. |
| Posted: Mon Jun 16 3:44:30 2008 |
didn't know yahoo had babelfish, I thought that .. |
| Posted: Sun Jun 15 6:22:11 2008 |
It may be some type of .. |
| Posted: Sun Jun 15 6:17:05 2008 |
Your absolutely correct guest, it would be .. |
| Posted: Sat Jun 14 13:26:25 2008 |
At the very least they must supply accurate .. |
| Posted: Sat Jun 14 13:25:14 2008 |
Generally they will have to go to court again to .. |
| Posted: Sat Jun 14 13:24:05 2008 |
account type: open, this should be collection .. |
| Posted: Fri Jun 13 11:46:32 2008 |
If they filed against you outside of your .. |
| Posted: Fri Jun 13 11:44:41 2008 |
I would suggest trying to get a PIF letter from .. |
| Posted: Fri Jun 13 11:43:34 2008 |
Yes it .. |
| Posted: Fri Jun 13 4:01:05 2008 |
According to FTC staff the act of reporting on .. |
| Posted: Thu Jun 12 15:31:07 2008 |
SOL for CA is 4 .. |
| Posted: Thu Jun 12 15:29:07 2008 |
In 2004 it would have been in statute, however .. |
| Posted: Thu Jun 12 15:25:20 2008 |
Meesha, what proof do you have that Capital One .. |
| Posted: Thu Jun 12 15:19:07 2008 |
Unfortunately that only applies to for-profit .. |
| Posted: Thu Jun 12 15:18:08 2008 |
Welcome to the community Guest.
You can check my .. |
| Posted: Thu Jun 12 15:16:07 2008 |
If the attorney is collecting on behalf of them .. |
| Posted: Thu Jun 12 15:07:55 2008 |
Five cents, adjusted for inflation and increase .. |
| Posted: Thu Jun 12 4:21:23 2008 |
CB had a great suggestion, we could do that by .. |
| Posted: Thu Jun 12 4:17:24 2008 |
Here you go:
Palisades Collections, LLC
aka .. |
| Posted: Thu Jun 12 4:03:14 2008 |
I'm sorry but your poor grammar and lack of .. |
| Posted: Thu Jun 12 4:00:34 2008 |
Shagirl, when was the last time you made a .. |
| Posted: Thu Jun 12 3:56:42 2008 |
I feel the registration is alright. The problem .. |
| Posted: Wed Jun 11 17:12:07 2008 |
I know, I was saying that the SOL may revert if .. |
| Posted: Wed Jun 11 15:17:55 2008 |
Welcome to the community Guest.
US National Bank .. |
| Posted: Wed Jun 11 15:15:34 2008 |
The SOL starts from the date of last payment and .. |
| Posted: Wed Jun 11 15:11:55 2008 |
The voice mail would be a recording where the .. |
| Posted: Wed Jun 11 15:07:03 2008 |
Welcome to the community Schlampe.
If you have .. |
| Posted: Wed Jun 11 15:06:11 2008 |
You could at least get them back for $1,000 via .. |
| Posted: Wed Jun 11 15:04:15 2008 |
You can motion for the judgment to be vacated on .. |
| Posted: Wed Jun 11 15:01:54 2008 |
If they have actually had their permit revoked .. |
| Posted: Wed Jun 11 14:59:05 2008 |
The debt collector remark on the answering .. |
| Posted: Wed Jun 11 14:50:21 2008 |
I was wondering about that .. |
| Posted: Wed Jun 11 4:11:54 2008 |
Let's pick apart the errors, and by errors I mean .. |
| Posted: Wed Jun 11 4:03:37 2008 |
If they re age it then dispute it, call the .. |
| Posted: Tue Jun 10 18:43:39 2008 |
I'd wager it's from somewhere in .. |
| Posted: Tue Jun 10 4:19:21 2008 |
Welcome to the community Guest.
The answer to .. |
| Posted: Mon Jun 9 17:45:46 2008 |
Sounds like they re aged the account to put it .. |
| Posted: Mon Jun 9 17:44:06 2008 |
You can file a counter claim. It looks to me that .. |
| Posted: Mon Jun 9 14:52:31 2008 |
What in the original summons stated you couldn't .. |
| Posted: Mon Jun 9 12:32:21 2008 |
They are knowingly making unlawful threats and .. |
| Posted: Mon Jun 9 12:23:16 2008 |
It's apparent this person did this so that it .. |
| Posted: Mon Jun 9 10:51:27 2008 |
What statute are you quoting in this .. |
| Posted: Mon Jun 9 6:18:06 2008 |
The fact that they can't make up their mind on .. |
| Posted: Mon Jun 9 5:43:50 2008 |
Interesting thing is, they would have to go back .. |
| Posted: Mon Jun 9 5:42:13 2008 |
Only 6% without the .. |
| Posted: Mon Jun 9 5:19:14 2008 |
So would any of the exemptions apply If no .. |
| Posted: Sun Jun 8 19:10:44 2008 |
Wonder if they could be referring to the Fair .. |
| Posted: Sun Jun 8 15:20:55 2008 |
If the DOE says the JDB isn't the one they .. |
| Posted: Sun Jun 8 15:17:30 2008 |
Check with the DOE to see what your balance is on .. |
| Posted: Sun Jun 8 15:16:43 2008 |
Kane, that post was from 10/30/06. Besides you .. |
| Posted: Sun Jun 8 13:24:12 2008 |
Where LMG is concerned it doesn't surprise .. |
| Posted: Sun Jun 8 13:22:59 2008 |
Too bad we can't track by MAC .. |
| Posted: Sun Jun 8 11:37:13 2008 |
They will probably try to tack on additional .. |
| Posted: Sun Jun 8 11:35:10 2008 |
Then your answer would be like this:
(1) .. |
| Posted: Sun Jun 8 11:22:27 2008 |
Cellular, if validation was sent and they .. |
| Posted: Sun Jun 8 11:19:13 2008 |
Sorry DC, I forgot to mention that I split the .. |
| Posted: Sun Jun 8 8:52:27 2008 |
There is generally a specific format that is .. |
| Posted: Sun Jun 8 8:49:42 2008 |
Let em come, I'll delete or edit the posts as .. |
| Posted: Sun Jun 8 8:48:21 2008 |
If they try to present affidavits as their .. |
| Posted: Sun Jun 8 8:45:36 2008 |
You can't go to jail for a debt. Debts are civil .. |
| Posted: Sun Jun 8 8:42:24 2008 |
I don't care if I get attacked, I just want the .. |
| Posted: Sun Jun 8 8:40:45 2008 |
Welcome .. |
| Posted: Sun Jun 8 7:08:56 2008 |
Welcome to the community .. |
| Posted: Sun Jun 8 7:07:01 2008 |
I wonder if this is Kashzan? .. |
| Posted: Sun Jun 8 7:06:23 2008 |
Could Kash be .. |
| Posted: Sun Jun 8 5:52:06 2008 |
Could I get admin to do a IP check on these posts .. |
| Posted: Sun Jun 8 5:48:55 2008 |
Guest please be aware that personal attacks will .. |
| Posted: Sun Jun 8 5:36:54 2008 |
Oh wow. .. |
| Posted: Sat Jun 7 19:21:43 2008 |
It varies by state legislation, by default you .. |
| Posted: Sat Jun 7 19:20:20 2008 |
You can check my signature link for a WEX legal .. |
| Posted: Sat Jun 7 17:43:38 2008 |
In the interrogatories you should answer .. |
| Posted: Sat Jun 7 17:38:02 2008 |
Which is why you should always challenge their .. |
| Posted: Sat Jun 7 14:30:10 2008 |
At this point I would suggesting serving them .. |
| Posted: Sat Jun 7 13:36:22 2008 |
1. Are collectors really that evil Some are, .. |
| Posted: Sat Jun 7 13:29:06 2008 |
In short they are a collection agency, I think .. |
| Posted: Sat Jun 7 13:27:06 2008 |
What is the name of the collection agency and law .. |
| Posted: Sat Jun 7 7:02:12 2008 |
Since I'm not in this forum much as it's not .. |
| Posted: Sat Jun 7 6:59:33 2008 |
Also just for arguments sake and in case MN is .. |
| Posted: Sat Jun 7 6:56:08 2008 |
Now with that statute in mind they had increased .. |
| Posted: Sat Jun 7 6:38:44 2008 |
I assume you did not receive a contract or terms .. |
| Posted: Sat Jun 7 6:37:28 2008 |
First a little info on your states laws regarding .. |
| Posted: Sat Jun 7 6:02:05 2008 |
Merely contacting them will not restart the SOL, .. |
| Posted: Sat Jun 7 5:59:43 2008 |
6. Yes, it is four years for this type of .. |
| Posted: Sat Jun 7 4:31:26 2008 |
Perhaps they need a friendly reminder of what .. |
| Posted: Sat Jun 7 4:30:31 2008 |
Welcome to the community Guest.
They are trying .. |
| Posted: Sat Jun 7 4:24:50 2008 |
I have a few questions for the original .. |
| Posted: Sat Jun 7 4:14:12 2008 |
That's generally how it .. |
| Posted: Sat Jun 7 4:13:00 2008 |
Each business even if it is a DBA for the parent .. |
| Posted: Fri Jun 6 18:32:56 2008 |
Possibly Uncle, however there are many people out .. |
| Posted: Fri Jun 6 18:31:23 2008 |
Must be just my state then, or IL has a different .. |
| Posted: Fri Jun 6 18:28:09 2008 |
Good idea. Also be advised that no collection .. |
| Posted: Fri Jun 6 18:22:29 2008 |
I have an idea I'd like to bounce off everyones .. |
| Posted: Fri Jun 6 18:19:41 2008 |
Ok, I see your .. |
| Posted: Fri Jun 6 15:28:01 2008 |
Welcome to the community joy012.
Your gut .. |
| Posted: Fri Jun 6 15:24:11 2008 |
Certain other government debts may also do that .. |
| Posted: Fri Jun 6 15:23:19 2008 |
Hmm, that would be strange that they haven't .. |
| Posted: Fri Jun 6 15:21:10 2008 |
True, but what if they take it as advice and heed .. |
| Posted: Fri Jun 6 13:36:18 2008 |
I would say go ahead and fire the DV letter .. |
| Posted: Fri Jun 6 13:35:22 2008 |
Being an account with the original creditor it .. |
| Posted: Fri Jun 6 11:10:26 2008 |
Guest there is FDIC statute which allows you to .. |
| Posted: Fri Jun 6 10:20:49 2008 |
Couldn't we just delete the thread I think it's .. |
| Posted: Fri Jun 6 10:19:24 2008 |
If they state that they are an attorney's office .. |
| Posted: Fri Jun 6 10:16:38 2008 |
Rest assured bbiniak. You will not be arrested as .. |
| Posted: Fri Jun 6 10:12:43 2008 |
If you want to get it dismissed it may not look .. |
| Posted: Fri Jun 6 10:11:40 2008 |
What is the name of the creditor that appears on .. |
| Posted: Fri Jun 6 10:10:31 2008 |
Your quite .. |
| Posted: Fri Jun 6 10:08:42 2008 |
Can't quite remember but it may have been truth .. |
| Posted: Fri Jun 6 10:07:07 2008 |
Welcome to the community feedom.
First of all .. |
| Posted: Fri Jun 6 8:28:50 2008 |
You can also contact the original creditor to see .. |
| Posted: Fri Jun 6 8:26:50 2008 |
Well you may be able to get the case thrown out .. |
| Posted: Fri Jun 6 8:13:20 2008 |
If you are sure that the debt is yours and .. |
| Posted: Fri Jun 6 8:09:59 2008 |
Yes, you have the right to request that it be .. |
| Posted: Fri Jun 6 7:56:18 2008 |
When you stated they placed a hold on your .. |
| Posted: Fri Jun 6 7:54:51 2008 |
If you are referring to your answer to the .. |
| Posted: Fri Jun 6 7:53:01 2008 |
The best thing to do is to contact attorneys in .. |
| Posted: Fri Jun 6 7:20:31 2008 |
There were apparently some server issues as I .. |
| Posted: Fri Jun 6 7:18:56 2008 |
I agree, you should certainly have any agreement .. |
| Posted: Fri Jun 6 6:47:36 2008 |
Welcome to the community Mom of 6.
At this point .. |
| Posted: Fri Jun 6 6:42:03 2008 |
Welcome to the community Guest.
I would suggest .. |
| Posted: Fri Jun 6 6:38:25 2008 |
You are absolutely correct Guest. They have .. |
| Posted: Fri Jun 6 6:36:12 2008 |
You should have your fiancee file a identity .. |
| Posted: Fri Jun 6 6:31:24 2008 |
If you would like legal representation you should .. |
| Posted: Fri Jun 6 6:30:08 2008 |
Welcome to the community Heather.
The first .. |
| Posted: Fri Jun 6 6:23:47 2008 |
Not all collection agencies are bad, there are .. |
| Posted: Fri Jun 6 6:18:46 2008 |
As long as the original creditor retains .. |
| Posted: Fri Jun 6 6:14:45 2008 |
That message is a FDCPA violation in itself for .. |
| Posted: Fri Jun 6 6:12:38 2008 |
Here is the legal status for PDL's in .. |
| Posted: Fri Jun 6 6:06:08 2008 |
Bossy4455, have you tried DVing .. |
| Posted: Fri Jun 6 5:59:20 2008 |
I think Goldenbast would make a terrific Debt .. |
| Posted: Thu Jun 5 8:24:01 2008 |
If you wanted to attack his character, assuming .. |
| Posted: Thu Jun 5 8:22:47 2008 |
I've never had to do this personally so I don't .. |
| Posted: Thu Jun 5 6:08:15 2008 |
If sending the PIF letter doesn't work try .. |
| Posted: Thu Jun 5 6:03:48 2008 |
However some attorneys may perform their services .. |
| Posted: Thu Jun 5 6:02:24 2008 |
Since this is a student loan I believe they may .. |
| Posted: Thu Jun 5 5:44:57 2008 |
Thank you for those kind and wise words .. |
| Posted: Wed Jun 4 19:51:24 2008 |
For them to claim that there is a judgment .. |
| Posted: Wed Jun 4 15:49:27 2008 |
Oh yes you can still sue. They will probably not .. |
| Posted: Wed Jun 4 15:46:21 2008 |
Request to dismiss (why not try with prejudice .. |
| Posted: Wed Jun 4 15:44:17 2008 |
If you DV Resurgent, Sherman Acquisitions, or .. |
| Posted: Wed Jun 4 15:42:43 2008 |
Alias1958, the written request to cease .. |
| Posted: Wed Jun 4 12:55:21 2008 |
Sounds like you may be able to motion to vacate .. |
| Posted: Wed Jun 4 12:51:37 2008 |
I would suggest waiting a month to see if they .. |
| Posted: Wed Jun 4 9:59:59 2008 |
The clerk was correct. You can file in your .. |
| Posted: Wed Jun 4 9:58:46 2008 |
I would suggest to go ahead and motion to dismiss .. |
| Posted: Wed Jun 4 9:57:25 2008 |
Perhaps, although they are acting with an .. |
| Posted: Wed Jun 4 9:15:31 2008 |
It varies from state to state. IL for instance is .. |
| Posted: Wed Jun 4 9:10:43 2008 |
Most of the time they have to file it in the .. |
| Posted: Wed Jun 4 9:09:27 2008 |
If you had moved before the suit was filed then .. |
| Posted: Wed Jun 4 9:01:52 2008 |
A actual factoring company works like .. |
| Posted: Wed Jun 4 8:56:10 2008 |
Check your state's legislative website and look .. |
| Posted: Wed Jun 4 8:55:12 2008 |
I would assume that since you are never sent an .. |
| Posted: Wed Jun 4 8:52:05 2008 |
I would send them a letter something to the .. |
| Posted: Wed Jun 4 8:42:30 2008 |
The responsibility falls under both the patient .. |
| Posted: Wed Jun 4 6:47:03 2008 |
If the telemarketing firm records their calls .. |
| Posted: Wed Jun 4 6:44:23 2008 |
You may wish to seek legal council (at least a .. |
| Posted: Wed Jun 4 6:42:13 2008 |
Can you save up for that much before the SOL .. |
| Posted: Wed Jun 4 6:39:43 2008 |
Welcome to the community Frankie.
We are not .. |
| Posted: Wed Jun 4 6:38:04 2008 |
If they have sued you in a court within a county .. |
| Posted: Wed Jun 4 6:34:09 2008 |
irishpat77, I would suggest checking your state .. |
| Posted: Wed Jun 4 6:32:30 2008 |
They are most likely spoofed/routed numbers .. |
| Posted: Wed Jun 4 6:30:59 2008 |
They get away with it because most consumers .. |
| Posted: Wed Jun 4 6:24:08 2008 |
If they are going to let it sit there to make .. |
| Posted: Wed Jun 4 6:22:28 2008 |
This sounds like a uniform commercial code .. |
| Posted: Wed Jun 4 6:13:16 2008 |
How much additional is it to file outside of .. |
| Posted: Wed Jun 4 6:11:55 2008 |
Welcome to the community zOOmer11. .. |
| Posted: Tue Jun 3 18:42:28 2008 |
I would highly suggest going into this with legal .. |
| Posted: Tue Jun 3 18:39:20 2008 |
You can try accessing FCRA damages if they are .. |
| Posted: Tue Jun 3 18:37:05 2008 |
Welcome to the community Ms. Criivello.
Smith .. |
| Posted: Tue Jun 3 18:33:20 2008 |
Welcome to the community Ms. Beck.
Please be .. |
| Posted: Tue Jun 3 18:29:59 2008 |
Welcome back guest.
At this point they have not .. |
| Posted: Tue Jun 3 18:26:35 2008 |
I think they could also do it via .. |
| Posted: Tue Jun 3 9:11:23 2008 |
I agree, the financial situation or our nation is .. |
| Posted: Tue Jun 3 9:07:37 2008 |
Welcome to the community PPP.
In this case you .. |
| Posted: Tue Jun 3 9:05:39 2008 |
Express or implied contract, not under seal: 3 .. |
| Posted: Tue Jun 3 5:15:13 2008 |
Wow, not only is it spam, I'd wager it's a scam .. |
| Posted: Mon Jun 2 21:12:49 2008 |
Different person, he's registered as .. |
| Posted: Mon Jun 2 19:17:27 2008 |
Additionally be advised that LVNV usually tries .. |
| Posted: Mon Jun 2 19:14:44 2008 |
Welcome to the community bebeh.
First you need .. |
| Posted: Mon Jun 2 19:09:45 2008 |
If they refuse to put anything in writing you can .. |
| Posted: Mon Jun 2 19:07:25 2008 |
If you are the victim of a sewer service (where .. |
| Posted: Mon Jun 2 15:39:33 2008 |
I will pray for them and for their lost loved .. |
| Posted: Mon Jun 2 15:32:50 2008 |
Welcome to the community DK.
LVNV funding has a .. |
| Posted: Mon Jun 2 15:31:27 2008 |
You should look at the date of first delinquency .. |
| Posted: Mon Jun 2 15:30:10 2008 |
Welcome to the community gobrach.
It is your .. |
| Posted: Mon Jun 2 10:17:47 2008 |
He was uttering worthless checks and asked to .. |
| Posted: Mon Jun 2 10:15:59 2008 |
I believe that marriage is a sacred bond between .. |
| Posted: Mon Jun 2 8:33:27 2008 |
A bounced check is generally handled by a .. |
| Posted: Mon Jun 2 8:25:12 2008 |
You could send them a debt validation letter (you .. |
| Posted: Mon Jun 2 8:09:41 2008 |
Welcome to the community guest.
I would suggest .. |
| Posted: Mon Jun 2 8:06:16 2008 |
Guest, the bondsmen are third party. There is a .. |
| Posted: Sun Jun 1 20:13:35 2008 |
Then at this point I would suggest disputing the .. |
| Posted: Sun Jun 1 8:30:02 2008 |
I would suggest sending them a debt validation .. |
| Posted: Sun Jun 1 5:40:28 2008 |
I'm sure you can negotiate, most businesses .. |
| Posted: Sun Jun 1 5:38:23 2008 |
Welcome to the community Phrank.
To answer your .. |
| Posted: Sat May 31 21:06:01 2008 |
So it is a law strictly for the state of MN, .. |
| Posted: Sat May 31 20:31:00 2008 |
Not trying to dog pile on you imadebtcollector .. |
| Posted: Sat May 31 20:18:55 2008 |
If you have an attorney you should let your .. |
| Posted: Sat May 31 9:13:48 2008 |
If I remember correctly that was the summons .. |
| Posted: Sat May 31 9:11:52 2008 |
Welcome to the community mshirley38. I would .. |
| Posted: Sat May 31 7:10:14 2008 |
Also Fallout 3 and Fable 2 come out sometime .. |
| Posted: Sat May 31 7:09:29 2008 |
I'm kinda addicted to Call of Duty 4, if you like .. |
| Posted: Sat May 31 7:03:01 2008 |
Here is their address:
First National Collection .. |
| Posted: Sat May 31 6:59:42 2008 |
I would suggest sending them a debt validation .. |
| Posted: Sat May 31 6:56:58 2008 |
Resurgent Capital Services is the parent company, .. |
| Posted: Sat May 31 6:37:24 2008 |
Even though went into GA to start their crap .. |
| Posted: Sat May 31 6:35:23 2008 |
I don't think so KS. I'm sure he's just posting .. |
| Posted: Fri May 30 7:52:18 2008 |
Ok, I'll trust in your .. |
| Posted: Fri May 30 7:51:50 2008 |
I agree. .. |
| Posted: Fri May 30 7:50:32 2008 |
That would be a wise .. |
| Posted: Fri May 30 7:49:26 2008 |
Ok, that certainly narrows it down. If the clerk .. |
| Posted: Fri May 30 7:44:16 2008 |
What district did they supposedly file .. |
| Posted: Fri May 30 7:43:13 2008 |
It may be a case of mistaken identity or they .. |
| Posted: Fri May 30 7:41:06 2008 |
Did the clerks office check by your name You may .. |
| Posted: Fri May 30 7:39:24 2008 |
I found out that 840 is not a valid toll free .. |
| Posted: Fri May 30 7:32:39 2008 |
Once your finished with the first CA just repeat .. |
| Posted: Fri May 30 7:32:04 2008 |
I would suggest paying it back because it is a .. |
| Posted: Fri May 30 7:25:27 2008 |
I've actually had 2 assassination attempts on my .. |
| Posted: Fri May 30 7:03:18 2008 |
You could still go to find out for certain (that .. |
| Posted: Fri May 30 6:59:24 2008 |
If you need a debt validation letter template you .. |
| Posted: Fri May 30 6:57:09 2008 |
Welcome to the community B5fan.
You may wish to .. |
| Posted: Fri May 30 6:53:11 2008 |
Well chosenonex, it sounds to me like you are .. |
| Posted: Thu May 29 21:51:30 2008 |
If they are trying to force you into action .. |
| Posted: Thu May 29 21:49:39 2008 |
Thanks to everyone for the warm welcomes. .. |
| Posted: Thu May 29 20:00:48 2008 |
You can find a WEX legal dictionary and rules for .. |
| Posted: Thu May 29 19:57:38 2008 |
If they want a FDCPA violation counter suit. .. |
| Posted: Thu May 29 19:54:48 2008 |
You should also contact your court clerks office .. |
| Posted: Thu May 29 19:54:16 2008 |
Is this their initial communication with you If .. |
| Posted: Thu May 29 19:50:43 2008 |
I pose this question to the other mods: Why do .. |
| Posted: Thu May 29 9:45:43 2008 |
Luke the only tip I can really give you is to .. |
| Posted: Thu May 29 9:25:18 2008 |
Your right Frogpatch, some of them do use the .. |
| Posted: Thu May 29 9:21:00 2008 |
IMHO I think it should be whichever is greater. .. |
| Posted: Thu May 29 9:19:28 2008 |
Uncle Wulf, it's actually $1,000 per violation or .. |
| Posted: Thu May 29 9:16:33 2008 |
Hopefully then the long arm of the law (say .. |
| Posted: Thu May 29 9:15:55 2008 |
Welcome to the community Aggervated.
What state .. |
| Posted: Thu May 29 9:13:10 2008 |
If the original creditor still owns the debt then .. |
| Posted: Thu May 29 7:45:57 2008 |
They really can't refuse a payment, if you .. |
| Posted: Thu May 29 7:43:23 2008 |
Not sure if it's in there however you can check .. |
| Posted: Thu May 29 6:23:07 2008 |
Thank you all for your kind words. I'll try to .. |
| Posted: Wed May 28 21:14:40 2008 |
You can get this case dismissed easily and make .. |
| Posted: Wed May 28 18:41:21 2008 |
Some lenders do not have accounts with all .. |
| Posted: Wed May 28 18:40:06 2008 |
Perhaps you mean Burak, Donald S. .. |
| Posted: Wed May 28 11:19:55 2008 |
If they are reporting on items that have been .. |
| Posted: Wed May 28 9:00:35 2008 |
I would also suggest making Smith Haynes and .. |
| Posted: Tue May 27 17:29:33 2008 |
However they will accept a payment if you send it .. |
| Posted: Tue May 27 17:27:59 2008 |
Goldhelmet, you are correct. US National Bank is .. |
| Posted: Tue May 27 5:00:55 2008 |
If you need help with requesting validation just .. |
| Posted: Tue May 27 4:59:34 2008 |
When they have purchased a debt that old it's .. |
| Posted: Mon May 26 5:10:04 2008 |
I'm getting ready to start a new job soon, .. |
| Posted: Mon May 26 5:06:18 2008 |
Congrats! .. |
| Posted: Sun May 25 19:21:16 2008 |
These are all violations of the FDCPA, they can't .. |
| Posted: Sun May 25 15:03:11 2008 |
If you are using a USB mouse on a laptop which .. |
| Posted: Sun May 25 14:59:11 2008 |
One thing I can tell you to look out for with .. |
| Posted: Fri May 23 9:21:12 2008 |
I wonder just how much of all this is due to .. |
| Posted: Fri May 23 8:32:35 2008 |
One thing to keep in mind I suppose is that it's .. |
| Posted: Fri May 23 6:40:23 2008 |
I believe so, you should check your .. |
| Posted: Fri May 23 6:38:24 2008 |
If you were not present for the case would that .. |
| Posted: Thu May 22 20:49:11 2008 |
Nope, it's collection activity. I would suggest .. |
| Posted: Thu May 22 20:35:49 2008 |
I'm confused frog, why would they charge it a .. |
| Posted: Thu May 22 20:32:54 2008 |
Good luck friend, I'll pray for .. |
| Posted: Thu May 22 20:30:36 2008 |
If you have any further questions please feel .. |
| Posted: Thu May 22 20:30:13 2008 |
Sounds like it just a threat. Unless they sat on .. |
| Posted: Thu May 22 20:23:22 2008 |
Did he disclose any information about this debt .. |
| Posted: Thu May 22 20:20:48 2008 |
CB, I think it was an advertisement .. |
| Posted: Thu May 22 20:18:57 2008 |
They served you in 2006 and are just now .. |
| Posted: Thu May 22 20:17:13 2008 |
That is a possibility, the only way to find out .. |
| Posted: Thu May 22 20:14:58 2008 |
Hello CplusE2ent.
You can send the validation .. |
| Posted: Thu May 22 20:10:52 2008 |
I do not believe they can do so legally, but .. |
| Posted: Thu May 22 6:27:53 2008 |
When was the last time you paid on this debt SOL .. |
| Posted: Thu May 22 6:08:16 2008 |
I do not feel my response was hateful guest, I .. |
| Posted: Wed May 21 12:11:10 2008 |
Welcome to the community dv585.
Unfortunately it .. |
| Posted: Wed May 21 12:09:00 2008 |
Well Bayley5, some state Attorney General's .. |
| Posted: Wed May 21 12:05:32 2008 |
They can only file suit if they are licensed with .. |
| Posted: Wed May 21 12:03:43 2008 |
Welcome to the community guest.
Most attorneys .. |
| Posted: Wed May 21 12:00:44 2008 |
Welcome to the community rogbrown.
If they were .. |
| Posted: Wed May 21 11:56:28 2008 |
This post needs to be locked or deleted. Sorry .. |
| Posted: Wed May 21 11:56:18 2008 |
The best way to determine if the subpoena is real .. |
| Posted: Wed May 21 6:10:00 2008 |
If you want a bit more of a strongly worded .. |
| Posted: Sun May 18 9:44:28 2008 |
Your right ladybug, this year after everything we .. |
| Posted: Sun May 18 5:25:46 2008 |
Here are some of the pics. There will be more to .. |
| Posted: Sun May 18 4:06:05 2008 |
I couldn't type .. |
| Posted: Sun May 18 4:01:24 2008 |
Flammer .. |
| Posted: Sun May 18 4:00:01 2008 |
I'm sorry Mr. Banner that that second grade .. |
| Posted: Sun May 18 3:57:02 2008 |
Contact all credit reporting bureaus and request .. |
| Posted: Sun May 18 3:54:28 2008 |
Report Spam Here .. |
| Posted: Fri May 16 11:11:02 2008 |
Today is the day that I am to be wed. The .. |
| Posted: Thu May 15 5:34:48 2008 |
I'm honestly not sure what to make of it. Perhaps .. |
| Posted: Thu May 15 5:31:30 2008 |
Yes print the letter and send it with the .. |
| Posted: Thu May 15 5:28:55 2008 |
When you send a debt validation letter to them, .. |
| Posted: Thu May 15 5:18:49 2008 |
fewdluvrnfat, this is not the forum for flights .. |
| Posted: Thu May 15 5:17:19 2008 |
Here is contact information for Resurgent Capital .. |
| Posted: Thu May 15 5:15:48 2008 |
@Leroy=
I would suggest sending them a debt .. |
| Posted: Thu May 15 5:15:14 2008 |
@urinalboy=
In item 2 of your post these are .. |
| Posted: Thu May 15 5:02:56 2008 |
Before anything could be done you would have to .. |
| Posted: Thu May 15 4:58:10 2008 |
Once they receive your request by law they must .. |
| Posted: Thu May 15 4:57:25 2008 |
Welcome to the community Calibabe.
You can stop .. |
| Posted: Thu May 15 4:54:26 2008 |
Were the misc. fees, etc. they added in the .. |
| Posted: Wed May 14 6:14:45 2008 |
Because they don't want to be associated with .. |
| Posted: Wed May 14 6:12:46 2008 |
The best thing to do is to first educate them on .. |
| Posted: Tue May 13 20:12:16 2008 |
They are not supposed to sue you for a time .. |
| Posted: Tue May 13 20:08:59 2008 |
Thanks for the interesting (albeit disturbing) .. |
| Posted: Tue May 13 19:58:46 2008 |
You can find a good validation letter template .. |
| Posted: Tue May 13 19:54:14 2008 |
Apparently they don't want your money very badly .. |
| Posted: Mon May 12 17:10:49 2008 |
The maximum amount recoverable is ten percent .. |
| Posted: Mon May 12 17:09:38 2008 |
Make sure of it with the court, if they can't .. |
| Posted: Mon May 12 17:06:25 2008 |
Either way Hanky is still posting here, some of .. |
| Posted: Mon May 12 14:19:43 2008 |
Or if they are running DHCP they might be calling .. |
| Posted: Mon May 12 14:17:38 2008 |
Ron I think the way they are getting around it is .. |
| Posted: Mon May 12 14:13:04 2008 |
Welcome to the community Neequa, what state do .. |
| Posted: Mon May 12 14:09:52 2008 |
If they have a date of last activity (go by the .. |
| Posted: Sun May 11 10:35:25 2008 |
If they can't provide how they got the debt with .. |
| Posted: Sun May 11 10:32:19 2008 |
That's what I figured Paul. Either way it's clear .. |
| Posted: Sun May 11 6:03:41 2008 |
Here you go, this one .. |
| Posted: Sun May 11 5:58:08 2008 |
Here is the .. |
| Posted: Sun May 11 5:57:47 2008 |
Someone posted something this morning in the .. |
| Posted: Sun May 11 4:35:53 2008 |
Ok guest, you claim to know so much about the .. |
| Posted: Sun May 11 4:33:18 2008 |
Here is a link to a website that will let you .. |
| Posted: Sun May 11 4:26:04 2008 |
Wow, sage words indeed Meircats. I love your .. |
| Posted: Sun May 11 4:22:22 2008 |
Sounds to me like they have somethings in regards .. |
| Posted: Sun May 11 4:15:48 2008 |
What NCO needs is not us paying them but for them .. |
| Posted: Sun May 11 4:14:12 2008 |
Not without validation at any .. |
| Posted: Sat May 10 5:34:39 2008 |
Well Frogpatch, I'd like you to stay but I doubt .. |
| Posted: Sat May 10 5:28:09 2008 |
To my knowledge if you were properly served but .. |
| Posted: Sat May 10 5:25:15 2008 |
All I can say here is subpoena deus tecum. They .. |
| Posted: Sat May 10 5:21:00 2008 |
Statute of limitation for the state in which you .. |
| Posted: Sat May 10 5:13:37 2008 |
Welcome to the community T. Ray. I would suggest .. |
| Posted: Sat May 10 5:09:14 2008 |
Welcome to the community chicatyger, I can't seem .. |
| Posted: Fri May 9 4:31:09 2008 |
First thing you need to do is see if that .. |
| Posted: Fri May 9 4:24:28 2008 |
She needs to respond to it otherwise they will .. |
| Posted: Fri May 9 4:19:20 2008 |
Most chapters (or sub chapters) of any states UCC .. |
| Posted: Fri May 9 4:12:31 2008 |
Something sounds fishy here. The attorney is also .. |
| Posted: Thu May 8 11:29:50 2008 |
If an attorney is not licensed in your state they .. |
| Posted: Wed May 7 19:29:57 2008 |
You could send them a debt validation letter (you .. |
| Posted: Wed May 7 19:26:42 2008 |
You could also check FDCPA (Fair Debt Collection .. |
| Posted: Wed May 7 19:23:44 2008 |
Your right Goldenbast, to properly prove their .. |
| Posted: Wed May 7 19:20:42 2008 |
So they haven't filed motions in over a year but .. |
| Posted: Wed May 7 19:17:53 2008 |
I would suggest requesting everything in my .. |
| Posted: Wed May 7 19:13:32 2008 |
Except for about 2 states they are either illegal .. |
| Posted: Wed May 7 19:03:56 2008 |
They filed a Subpoena Duces Tecum on a time .. |
| Posted: Wed May 7 19:01:29 2008 |
Congratulations Amoriello. I am happy that you .. |
| Posted: Wed May 7 18:55:43 2008 |
FYI, I understand your concern but to help .. |
| Posted: Wed May 7 5:49:12 2008 |
As I'm sure we all know this site has fallen a .. |
| Posted: Wed May 7 5:37:24 2008 |
Welcome to the community Mrs. Murphy.
I'm .. |
| Posted: Wed May 7 5:32:04 2008 |
I believe that if the debt is yours, you should .. |
| Posted: Wed May 7 5:19:50 2008 |
Here is the point in this case, you didn't make .. |
| Posted: Wed May 7 5:13:20 2008 |
I know they are also debt collectors as well. I .. |
| Posted: Wed May 7 5:06:59 2008 |
Good catch uncle. They can't apply anything to a .. |
| Posted: Tue May 6 17:15:09 2008 |
First I would suggest sending them a debt .. |
| Posted: Tue May 6 17:10:57 2008 |
Next time they call you (or you can call them) .. |
| Posted: Tue May 6 17:08:26 2008 |
If the entity in question is McCarthy, Burgess, .. |
| Posted: Tue May 6 17:06:18 2008 |
When they refiled, were you served a civil .. |
| Posted: Tue May 6 17:05:08 2008 |
Unfortunately they can sell it as much as they .. |
| Posted: Tue May 6 17:02:34 2008 |
This payment they said you made on this document, .. |
| Posted: Tue May 6 8:26:15 2008 |
The clock starts from the date of last payment, .. |
| Posted: Tue May 6 8:20:45 2008 |
BTW, my conjecture at this point:
No Nonsense .. |
| Posted: Tue May 6 8:19:57 2008 |
I think FYI had the right idea for NNC. Just .. |
| Posted: Tue May 6 8:17:14 2008 |
Seems kinda funny that they can't get anything .. |
| Posted: Tue May 6 8:14:58 2008 |
The FTC sued NCO Financial and .. |
| Posted: Tue May 6 8:11:05 2008 |
What state do you live in I'll check the SOL for .. |
| Posted: Tue May 6 5:47:54 2008 |
Yes! Way to go .. |
| Posted: Tue May 6 5:47:06 2008 |
I'm late, but I'll still vote. .. |
| Posted: Tue May 6 5:41:16 2008 |
What did the collection agents tell .. |
| Posted: Tue May 6 5:39:52 2008 |
You can check my signature link for a good .. |
| Posted: Tue May 6 5:37:48 2008 |
Certainly, if your using my letter, make sure to .. |
| Posted: Tue May 6 5:35:32 2008 |
If you would like a template for the DV letter .. |
| Posted: Tue May 6 5:16:40 2008 |
You can check my signature link for a WEX legal .. |
| Posted: Mon May 5 19:17:12 2008 |
Welcome to the community Angie.
If you could .. |
| Posted: Mon May 5 19:14:14 2008 |
According to FTC staff, proper validation .. |
| Posted: Mon May 5 19:11:05 2008 |
Unless they sold the debt they must accept .. |
| Posted: Mon May 5 19:09:23 2008 |
If he lied to a judge while giving testimony on .. |
| Posted: Sun May 4 11:54:59 2008 |
Look through my signature link to find my debt .. |
| Posted: Sun May 4 11:48:05 2008 |
It's quite puzzling how they would be able to do .. |
| Posted: Sat May 3 17:48:06 2008 |
I'm not sure if they truly had permissible .. |
| Posted: Sat May 3 11:28:45 2008 |
Unless your state statute prohibits it they may .. |
| Posted: Sat May 3 9:09:06 2008 |
Violation of § 623A 15 U.S.C. § 1681s-2, .. |
| Posted: Sat May 3 9:08:10 2008 |
I would say you do.
1. Continued collection .. |
| Posted: Sat May 3 4:53:22 2008 |
Welcome to the community TBrecker24.
If they .. |
| Posted: Sat May 3 4:49:48 2008 |
If a business is operating in a state in which .. |
| Posted: Sat May 3 4:48:05 2008 |
Please keep in mind that the federal capacity for .. |
| Posted: Sat May 3 4:45:35 2008 |
Welcome to the community FETTKA.
IF they do .. |
| Posted: Sat May 3 4:39:19 2008 |
Welcome to the community Desperate Mom.
I'm .. |
| Posted: Fri May 2 6:10:28 2008 |
If you have already been sued then a validation .. |
| Posted: Fri May 2 6:06:43 2008 |
First let's start with some questions. By .. |
| Posted: Fri May 2 6:01:38 2008 |
I would suggest sending them a debt validation .. |
| Posted: Fri May 2 5:56:32 2008 |
The first thing I would suggest is filing .. |
| Posted: Thu May 1 13:23:24 2008 |
Please do not respond to this topic, let it sink .. |
| Posted: Thu May 1 13:21:20 2008 |
Hello Mevillar.
First I must tell you that .. |
| Posted: Thu May 1 13:03:19 2008 |
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