Unregistered
Anonymous
Posts: n/a
Credits: 50,462
Sub: #1 payday loans in Kansas
Replied on 07-13-2011, 09:01 AM
Reply With Quote

Hi. I have three payday loans currently out. They are as follows

Speedy Cash $500
Ace cash express $500
Check intoCash (loans by phone) $300

They are all internet payday loans. I haven't had my account debited yet for repayment, but know that I won't have the money to pay back all loans in full on the day that my paycheck hits my bank. I'm not sure what the laws are in Kansas. Is there an option for a payment plan for the loans, do I contact the companies directly to ask them this? I'm just not sure what to do to get them repaid without my account getting too many overdraft fees. I'm positive that if I have about 3 weeks extra time that I can pay the loans in full.

Thanks for all advice!

Unregistered
Anonymous
Posts: n/a
Credits: 50,462
Sub: #2
Replied on 07-13-2011, 09:53 AM
Reply With Quote

Can someone please reply with advice on what to do? Do I call the companies and tell them I can't make the payment?

Posts: 275
Credits: 3,488


Send message to sally.nachelle
Sub: #3
Replied on 07-14-2011, 02:27 AM
Reply With Quote

Lending of pdl is legal in the state of Kansas. You can get information from the Office of the State Bank Commissioner whether or not pdl companies from where you have taken the loans are licensed to operate in your state. If they are licensed, then you will be responsible for both the principal amount and interest. Otherwise you are required to pay only the principal amount. If your financial condition doesn’t permit you to repay the debt in full, then you can negotiate with your lenders. You may try to arrange a better repayment plan with them on your own. If it is not possible for you to negotiate yourself, then you may get help from a reliable debt relief company. To know more about state pdl laws, glance through the following link:
http://www.debtconsolidationcare.com...pdls-laws.html




«Previous Thread | Next Thread»
Thread Tools
Display Modes
Linear Mode Linear Mode

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -8. The time now is 09:06 PM.






About Us | Contact Us | Privacy Policy | Affiliate | Sitemap | Espanol | RSS Feeds| Terms of Services
* Disclosures:
  • By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  • Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
  • Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  • Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  • The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.045 seconds.