| Posts by desperatelyseekingsanity |
| Posting date
| Subject
|
| Posted: Wed Sep 3 11:28:24 2008 |
Melissa, you have us (Debt Consolidation Care) .. |
| Posted: Wed Sep 3 11:10:16 2008 |
You can always ask for a validation, however, the .. |
| Posted: Wed Sep 3 11:09:07 2008 |
Average price for a BK lawyer for a Chapter 7 is .. |
| Posted: Wed Sep 3 11:04:49 2008 |
ahhh, Capitalism at it's .. |
| Posted: Wed Sep 3 10:55:45 2008 |
That's what we're here for! Please list your .. |
| Posted: Wed Sep 3 9:53:00 2008 |
Which bank do you use Some are easier to deal .. |
| Posted: Wed Sep 3 9:44:28 2008 |
Wow! I didn't realize that defaulting on student .. |
| Posted: Wed Sep 3 8:32:04 2008 |
No they can't come after her, but any assets in .. |
| Posted: Tue Sep 2 13:58:01 2008 |
ROFLMAO! .. |
| Posted: Tue Sep 2 12:53:14 2008 |
And if it's past the Statute of Limitations, what .. |
| Posted: Tue Sep 2 10:47:14 2008 |
LOL! Well, we know she/they will call back .. |
| Posted: Tue Sep 2 9:31:43 2008 |
GoingNuts...you might want to start your own .. |
| Posted: Tue Sep 2 7:19:51 2008 |
Thanks .. |
| Posted: Tue Sep 2 7:12:33 2008 |
Imale, instead of BK, the DMP program usually .. |
| Posted: Tue Sep 2 5:06:21 2008 |
Pls let me know what they say! Good .. |
| Posted: Tue Sep 2 4:56:48 2008 |
Bk will report negatively. If you can, I would .. |
| Posted: Tue Sep 2 4:47:24 2008 |
Imale, Alias is correct. You still get all the .. |
| Posted: Mon Sep 1 16:46:03 2008 |
No, a DV is not an admission of debt. Actually, .. |
| Posted: Mon Sep 1 16:43:52 2008 |
Imale, you are correct. You can file for the .. |
| Posted: Sun Aug 31 12:53:16 2008 |
Thanks .. |
| Posted: Sun Aug 31 12:46:37 2008 |
Glad that you are working on this.
Please be .. |
| Posted: Sun Aug 31 10:50:03 2008 |
I would put a stop payment on the check. Keep .. |
| Posted: Sun Aug 31 10:44:35 2008 |
I believe that any transactions within 90 days of .. |
| Posted: Sun Aug 31 10:38:56 2008 |
Who is the CA Are they a .. |
| Posted: Sun Aug 31 10:26:38 2008 |
kcooks - although it must have been a difficult .. |
| Posted: Sat Aug 30 14:28:19 2008 |
No Fax - ARE YOU KIDDING ME This whole board is .. |
| Posted: Fri Aug 29 12:57:30 2008 |
Where does it say that the loan is extended 1.5 .. |
| Posted: Fri Aug 29 7:50:01 2008 |
It must be election year around here! .. |
| Posted: Fri Aug 29 4:45:54 2008 |
Cath - plan will help get your interest, fees, .. |
| Posted: Thu Aug 28 20:21:02 2008 |
If they say no, that's okay. Just pay them what .. |
| Posted: Thu Aug 28 20:13:04 2008 |
I don't know...is he a Democrat or Republican .. |
| Posted: Thu Aug 28 20:04:50 2008 |
I would go into the stores and talk with a .. |
| Posted: Thu Aug 28 14:47:12 2008 |
"I think many of us can say we owe our .. |
| Posted: Thu Aug 28 14:34:33 2008 |
I would talk with an attorney who specializes in .. |
| Posted: Thu Aug 28 13:54:34 2008 |
If she does get sued, then she can show the judge .. |
| Posted: Thu Aug 28 13:51:00 2008 |
Since she stated that she last worked in March, .. |
| Posted: Thu Aug 28 13:46:35 2008 |
Right Goudah! As long as she is communicating .. |
| Posted: Thu Aug 28 13:26:15 2008 |
See! Things are already looking up!! .. |
| Posted: Thu Aug 28 13:18:26 2008 |
Sounds like she was able to work something out .. |
| Posted: Thu Aug 28 13:10:43 2008 |
KJ - that post is almost a year .. |
| Posted: Thu Aug 28 13:06:57 2008 |
Pennyhm, glad to know that you worked something .. |
| Posted: Thu Aug 28 12:39:00 2008 |
Another thread raised from the .. |
| Posted: Thu Aug 28 12:26:16 2008 |
I ditto that .. |
| Posted: Thu Aug 28 12:23:47 2008 |
Another option...
Call your mortgage lender .. |
| Posted: Thu Aug 28 12:21:59 2008 |
Not necessarily. In some states there are .. |
| Posted: Thu Aug 28 12:15:18 2008 |
Mobile - GRRRRRRRRRrrrrrrrrrrrrrrr.......that's .. |
| Posted: Thu Aug 28 12:02:42 2008 |
Pennyhm, under BK, they can work something out to .. |
| Posted: Thu Aug 28 11:57:09 2008 |
Pennyhm, you need to save your house and get that .. |
| Posted: Thu Aug 28 11:46:59 2008 |
What Tremont sent was probably a wage assignment .. |
| Posted: Thu Aug 28 11:42:47 2008 |
Hope everything works out for .. |
| Posted: Thu Aug 28 10:26:59 2008 |
I think IL does not allow rollovers, or if they .. |
| Posted: Thu Aug 28 10:12:20 2008 |
Pull your credit report. See if it's listed .. |
| Posted: Thu Aug 28 10:03:13 2008 |
Doesn't Wamu have a cousin named Shamu who .. |
| Posted: Thu Aug 28 10:00:39 2008 |
Hopefully everything will turn out okay. .. |
| Posted: Thu Aug 28 5:05:42 2008 |
Lesson #1 - NEVER GIVE OUT YOUR ACCOUNT INFO TO .. |
| Posted: Thu Aug 28 5:00:35 2008 |
I had an account at BOA and closed it. The bank .. |
| Posted: Thu Aug 28 4:54:19 2008 |
I believe in Texas, they have 30 days to .. |
| Posted: Thu Aug 28 4:48:48 2008 |
Pull your credit report and see if they are .. |
| Posted: Thu Aug 28 4:44:52 2008 |
Was it a PDL or installment loan Usually when it .. |
| Posted: Wed Aug 27 18:35:00 2008 |
If you can afford the payments, I would take it. .. |
| Posted: Wed Aug 27 14:54:34 2008 |
I bank with BOA. I believe they call it a .. |
| Posted: Wed Aug 27 14:47:54 2008 |
That's what I thought too. I just can't .. |
| Posted: Wed Aug 27 10:44:51 2008 |
anybody .. |
| Posted: Wed Aug 27 10:39:05 2008 |
ROFLMAO!! yeah, me too!!!! .. |
| Posted: Wed Aug 27 9:58:30 2008 |
Okay, frogpatch! You've caught my attention!! .. |
| Posted: Wed Aug 27 9:38:16 2008 |
They definitely need to validate that debt! I .. |
| Posted: Wed Aug 27 9:29:24 2008 |
Who was the original .. |
| Posted: Wed Aug 27 9:27:31 2008 |
They cannot garnish your wages unless they sue .. |
| Posted: Wed Aug 27 8:12:15 2008 |
smo - my post was trying to bring light to the .. |
| Posted: Wed Aug 27 7:53:32 2008 |
Nascar...I'll let you have my suits to play .. |
| Posted: Wed Aug 27 4:36:30 2008 |
Before sending them a penny, I would DV them .. |
| Posted: Wed Aug 27 4:20:12 2008 |
Watchkeeper - you might want to start your .. |
| Posted: Wed Aug 27 4:18:02 2008 |
These are all very good ideas for budgeting, but .. |
| Posted: Tue Aug 26 18:49:52 2008 |
Reny, if it didn't work with T&C (a DMP .. |
| Posted: Tue Aug 26 18:26:32 2008 |
A friend at work confided in me that she owes .. |
| Posted: Tue Aug 26 17:28:26 2008 |
If the employer is not party to the contract, .. |
| Posted: Tue Aug 26 16:57:36 2008 |
Anybody .. |
| Posted: Tue Aug 26 16:52:57 2008 |
smo - I believe he is talking about the 1099C you .. |
| Posted: Tue Aug 26 15:31:21 2008 |
Cathzee - I sent you a PM. Check your .. |
| Posted: Tue Aug 26 15:27:35 2008 |
IL.
What would be the purpose of them calling .. |
| Posted: Tue Aug 26 13:12:07 2008 |
I still say that you need to take steps to .. |
| Posted: Tue Aug 26 13:10:47 2008 |
They are a DMP company. I had success in calling .. |
| Posted: Tue Aug 26 12:37:16 2008 |
Wells Fargo is terrible to deal with. I would .. |
| Posted: Tue Aug 26 12:13:43 2008 |
If he won't provide information about your debt, .. |
| Posted: Tue Aug 26 12:11:15 2008 |
Call them and say you are thinking about taking a .. |
| Posted: Tue Aug 26 11:58:24 2008 |
Can an original creditor call your .. |
| Posted: Tue Aug 26 11:52:44 2008 |
The first thing to do is find out if Paydayone is .. |
| Posted: Tue Aug 26 11:49:46 2008 |
I would report them to the BBB, FTC and the .. |
| Posted: Tue Aug 26 11:19:35 2008 |
Who are you talking about What PDL .. |
| Posted: Tue Aug 26 11:17:37 2008 |
Wendy - in your original post you said that .. |
| Posted: Tue Aug 26 9:45:13 2008 |
hahahahahahahaha...if ONLY it were that easy!!! .. |
| Posted: Tue Aug 26 9:13:21 2008 |
T & C toll free # .. |
| Posted: Tue Aug 26 9:10:47 2008 |
Most programs will help you with back taxes. .. |
| Posted: Tue Aug 26 5:33:56 2008 |
Filing bankruptcy will stop garnishments, .. |
| Posted: Mon Aug 25 14:31:47 2008 |
Dollars - ROFLMAO! Thx! I needed a laugh .. |
| Posted: Mon Aug 25 11:39:53 2008 |
One more "YES" for good .. |
| Posted: Mon Aug 25 11:08:08 2008 |
oops .. |
| Posted: Mon Aug 25 10:26:54 2008 |
Tina - as long as you don't give them the account .. |
| Posted: Sun Aug 24 18:19:39 2008 |
TY Ladybug! Hope you are doing .. |
| Posted: Sun Aug 24 18:01:09 2008 |
The husband can apply for a mortgage in his name .. |
| Posted: Sun Aug 24 17:54:21 2008 |
I am sorry that this has happened to you. This .. |
| Posted: Sun Aug 24 7:34:30 2008 |
Alias - great minds think alike! ha ha! You and .. |
| Posted: Sat Aug 23 14:12:48 2008 |
Closing your bank account gives you control over .. |
| Posted: Sat Aug 23 14:04:02 2008 |
mom2four...what's the reason to get your scores .. |
| Posted: Sat Aug 23 13:40:49 2008 |
Sounds like they are idiots and are yankin' your .. |
| Posted: Sat Aug 23 11:33:13 2008 |
I know this must be a difficult situation for .. |
| Posted: Sat Aug 23 11:05:24 2008 |
Collector - your spew is not welcome here. If .. |
| Posted: Sat Aug 23 10:39:10 2008 |
NY City area is one of the markets that has been .. |
| Posted: Sat Aug 23 10:29:02 2008 |
Seems to me, in reading your state laws, that you .. |
| Posted: Fri Aug 22 14:56:01 2008 |
I believe they are a scam form all the complaints .. |
| Posted: Fri Aug 22 11:38:18 2008 |
You can google the internet for a phone number or .. |
| Posted: Fri Aug 22 10:14:50 2008 |
Victoria - are these all PDL's or are they .. |
| Posted: Fri Aug 22 7:17:55 2008 |
One suggestion is to get a pre-paid debit card .. |
| Posted: Thu Aug 21 11:14:06 2008 |
How can I donate my .. |
| Posted: Wed Aug 20 10:07:24 2008 |
Oh good! I hope everything works out for .. |
| Posted: Wed Aug 20 8:26:51 2008 |
Alias - can you go back to the place where the .. |
| Posted: Tue Aug 19 14:45:15 2008 |
I always thought it was 30 days past the date the .. |
| Posted: Tue Aug 19 14:36:42 2008 |
Ouch! .. |
| Posted: Tue Aug 19 13:40:34 2008 |
DLS - what state are you in We need to find out .. |
| Posted: Tue Aug 19 11:34:40 2008 |
Goudah - what happens 2/1/09 Is PA making PDL's .. |
| Posted: Tue Aug 19 9:15:40 2008 |
Just this weekend, I went to get a pre-paid .. |
| Posted: Tue Aug 19 9:05:05 2008 |
If I remember correctly, PA is one of those .. |
| Posted: Tue Aug 19 7:49:32 2008 |
I think the operative word here is "for .. |
| Posted: Tue Aug 19 7:06:53 2008 |
English, please! LOL! Lawyers wrote this, I .. |
| Posted: Tue Aug 19 6:59:45 2008 |
ROFLMAO!!! What an idiot! I bet that man is .. |
| Posted: Mon Aug 18 13:07:47 2008 |
Can someone reference the 7 years + 180 days. .. |
| Posted: Mon Aug 18 9:37:45 2008 |
I believe they actually use the date of last .. |
| Posted: Mon Aug 18 7:57:27 2008 |
Bootzlh, I would save that phone message and file .. |
| Posted: Fri Aug 15 11:46:50 2008 |
Please do! Good .. |
| Posted: Fri Aug 15 9:03:19 2008 |
Call them and ask them. If they won't give it to .. |
| Posted: Fri Aug 15 8:58:32 2008 |
A BK (Chapter 7) will remain on your credit .. |
| Posted: Fri Aug 15 8:54:08 2008 |
Ummm...first rule of collection...no validation, .. |
| Posted: Fri Aug 15 8:43:43 2008 |
Ditto! .. |
| Posted: Fri Aug 15 8:42:31 2008 |
Happy!
Another year older. Another year wiser .. |
| Posted: Fri Aug 15 8:39:01 2008 |
YVW! .. |
| Posted: Thu Aug 14 12:43:55 2008 |
First, a PDL company must be licensed to lend to .. |
| Posted: Thu Aug 14 12:23:22 2008 |
And, yes, if you convert a 13 to a 7, TWO BK's .. |
| Posted: Thu Aug 14 12:14:52 2008 |
I would call them and see if they offer any .. |
| Posted: Thu Aug 14 12:10:40 2008 |
Drburr...I think I implied that in my post too! .. |
| Posted: Thu Aug 14 7:00:51 2008 |
Luke, call your friend. See if she's okay. If .. |
| Posted: Wed Aug 13 12:23:25 2008 |
Luke, not to sound morbid, but have you talked to .. |
| Posted: Wed Aug 13 12:10:17 2008 |
I ditto that, .. |
| Posted: Wed Aug 13 12:07:31 2008 |
Chapter 13 will stay on for 7 years, Chapter 7, .. |
| Posted: Wed Aug 13 9:17:55 2008 |
Duplicate post. I responded to your other post. .. |
| Posted: Wed Aug 13 9:17:12 2008 |
It SHOULD automatically fall off. If it doesn't .. |
| Posted: Wed Aug 13 9:16:03 2008 |
Good luck. Let us know how it .. |
| Posted: Wed Aug 13 8:04:12 2008 |
Seeing as it is a new loan and only 2 payments .. |
| Posted: Wed Aug 13 7:56:13 2008 |
Firstwizard...IMHO...I would focus more on how to .. |
| Posted: Tue Aug 12 12:58:20 2008 |
I agree with Darkcoco...if the contract was .. |
| Posted: Tue Aug 12 12:56:32 2008 |
Just me...if you have a copy of your original .. |
| Posted: Fri Aug 8 11:29:42 2008 |
Paul & DR...rofl!!! .. |
| Posted: Fri Aug 8 11:26:45 2008 |
Secured debts can be a challenge but if you do .. |
| Posted: Thu Aug 7 12:05:41 2008 |
LOL - Thx Nascardevil! I needed a .. |
| Posted: Thu Aug 7 11:34:43 2008 |
If you already reported it to the BBB and then .. |
| Posted: Thu Aug 7 9:50:39 2008 |
I had them report to the CRA's also. I sent them .. |
| Posted: Thu Aug 7 9:46:24 2008 |
Not if you haven't signed it yet, .. |
| Posted: Thu Aug 7 8:55:38 2008 |
I know, it's just sad. It kills me to pay almost .. |
| Posted: Wed Aug 6 14:49:31 2008 |
There are 2 schools of thought for your .. |
| Posted: Wed Aug 6 14:36:54 2008 |
debt .. |
| Posted: Wed Aug 6 13:38:38 2008 |
Yup, blame it on Capitalism...we invest in stock .. |
| Posted: Wed Aug 6 13:35:11 2008 |
The fact that you have closed your account to .. |
| Posted: Wed Aug 6 9:44:30 2008 |
JFC!!!! Unbelievable! Never mind losing your .. |
| Posted: Wed Aug 6 9:35:06 2008 |
Also, keep in mind that IL does not allow .. |
| Posted: Wed Aug 6 8:55:02 2008 |
I would file a complaint with your state attorney .. |
| Posted: Sat Aug 2 10:21:04 2008 |
They'll probably take your stimulus payment and .. |
| Posted: Fri Aug 1 8:39:22 2008 |
You need to find out which CA it is. Tell them .. |
| Posted: Fri Aug 1 7:06:10 2008 |
I would dispute the charge with your bank and get .. |
| Posted: Fri Aug 1 7:02:11 2008 |
No.
What CA is it Did you recieve a collection .. |
| Posted: Thu Jul 31 13:10:58 2008 |
Only if you have an account that you can transfer .. |
| Posted: Thu Jul 31 13:01:50 2008 |
That's right, Alias. You need to close your .. |
| Posted: Thu Jul 31 12:35:50 2008 |
You guys have a lot of good advice...please help! .. |
| Posted: Thu Jul 31 12:01:09 2008 |
Just keep paying them whatever you can. Even if .. |
| Posted: Thu Jul 31 11:59:22 2008 |
Careful!! If they can trace it back to you, you .. |
| Posted: Thu Jul 31 11:39:33 2008 |
ACH withdrawals are revocable, so they can't sue .. |
| Posted: Thu Jul 31 9:49:33 2008 |
PMBURK - what bank do you use I use BOA and they .. |
| Posted: Thu Jul 31 9:37:16 2008 |
Then you will need to negotiate a Paid As Agreed .. |
| Posted: Thu Jul 31 9:32:21 2008 |
D & S - this account is not with the OC, it .. |
| Posted: Thu Jul 31 9:30:38 2008 |
I would not pay them anything until they send you .. |
| Posted: Thu Jul 31 9:27:44 2008 |
If you have paid EACH lender $270, then you .. |
| Posted: Thu Jul 31 7:34:01 2008 |
NFisher, have you paid $90 3 times to EACH of the .. |
| Posted: Thu Jul 31 7:24:24 2008 |
Ditto Paul. Sounds like the account went to an .. |
| Posted: Wed Jul 30 9:24:42 2008 |
Shoot! Here in Chicago, it's only $1400 for a .. |
| Posted: Wed Jul 30 7:38:20 2008 |
I would close the account and open up a new one. .. |
| Posted: Wed Jul 30 7:29:32 2008 |
GOOD FOR YOU, SMO!! Let us know how it went with .. |
| Posted: Wed Jul 30 7:27:38 2008 |
I don't know much about settlement. Try the .. |
| Posted: Tue Jul 29 15:17:24 2008 |
I believe if the SOL has past then they have no .. |
| Posted: Tue Jul 29 15:13:19 2008 |
Charges were $50 enrollment and up to .. |
| Posted: Tue Jul 29 12:58:25 2008 |
I agree that overall, taking money out of a .. |
| Posted: Mon Jul 28 15:00:25 2008 |
I believe if he is deployed, he may be exempt. .. |
| Posted: Mon Jul 28 14:35:45 2008 |
If you can be diligent enough to pay it back .. |
| Posted: Mon Jul 28 14:28:21 2008 |
You might want to look into a program. One I .. |
| Posted: Mon Jul 28 14:19:36 2008 |
That is correct. I spoke with the IL DFI and .. |
| Posted: Mon Jul 28 14:16:00 2008 |
Why won't sharks eat PDL's...
.. |
| Posted: Mon Jul 28 14:11:01 2008 |
Moni - they are installment loans. Be aware that .. |
| Posted: Fri Jul 25 16:42:03 2008 |
When an account is closed, any deposits will not .. |
| Posted: Fri Jul 25 6:48:13 2008 |
Mobile...sly.............ROFLMAO!!! .. |
| Posted: Thu Jul 24 14:04:11 2008 |
I understand. I don't think, tho, that the OP .. |
| Posted: Thu Jul 24 12:07:52 2008 |
jj - they haven't given her a plan yet. They .. |
| Posted: Thu Jul 24 8:15:37 2008 |
I agree with Amaranth. If you only put an ACH .. |
| Posted: Thu Jul 24 8:10:20 2008 |
I believe the PDL has to be licensed in the state .. |
| Posted: Thu Jul 24 7:08:26 2008 |
Good Luck!! .. |
| Posted: Thu Jul 24 6:58:16 2008 |
Craftsbybre, are you stating that your bank .. |
| Posted: Thu Jul 24 6:50:35 2008 |
Another option is to speak with a credit .. |
| Posted: Thu Jul 24 6:38:15 2008 |
I would ask for a plan BEFORE you send the money .. |
| Posted: Wed Jul 23 13:54:36 2008 |
Store fronts are usually licensed and therefore .. |
| Posted: Wed Jul 23 13:44:34 2008 |
One thing to keep in mind...
If you lose your .. |
| Posted: Wed Jul 23 13:35:50 2008 |
BK attorneys will usually give a free .. |
| Posted: Wed Jul 23 13:34:48 2008 |
I would recommend that you speak with a BK .. |
| Posted: Tue Jul 22 14:59:34 2008 |
If you are current, I am not sure that settlement .. |
| Posted: Tue Jul 22 14:35:00 2008 |
Anybody .. |
| Posted: Tue Jul 22 12:40:27 2008 |
Has anyone filed for Chapter 13 BK with Payday .. |
| Posted: Mon Jul 21 13:12:21 2008 |
Paul, in illinois tho, the PDL companies are .. |
| Posted: Mon Jul 21 12:50:36 2008 |
That's good to know, thanks Mobile.
Just .. |
| Posted: Mon Jul 21 12:46:07 2008 |
A little humor from one who's learned her lesson :-) .. |
| Posted: Mon Jul 21 12:41:08 2008 |
OOPS!!! My Bad!!! I mean GreenPATH. (silly .. |
| Posted: Mon Jul 21 12:24:45 2008 |
Am looking for a I've looked at their website .. |
| Posted: Fri Jul 18 13:50:45 2008 |
Okay...here's the scoop...spoke with .. |
| Posted: Fri Jul 18 12:06:48 2008 |
You could do that, but I would start with a .. |
| Posted: Fri Jul 18 12:04:16 2008 |
Now what...I saw your other post where you .. |
| Posted: Fri Jul 18 11:33:20 2008 |
I'd call Chase back and ask them that since they .. |
| Posted: Fri Jul 18 7:17:26 2008 |
OMG!!! I JUST got off the phone with my attorney .. |
| Posted: Fri Jul 18 6:33:58 2008 |
Now What - how'd it go when you talked to NES .. |
| Posted: Thu Jul 17 14:59:40 2008 |
LOL, DC...I see your point! They certainly know .. |
| Posted: Thu Jul 17 14:37:15 2008 |
BTW - DC - RE point #1 - the fact that they .. |
| Posted: Thu Jul 17 14:35:01 2008 |
Wow!! THANK YOU - Debt Cruncher - SO MUCH FOR .. |
| Posted: Thu Jul 17 12:10:16 2008 |
IMO, I think that is a fair statement to make to .. |
| Posted: Thu Jul 17 12:02:48 2008 |
What now...when was the last time you made a .. |
| Posted: Thu Jul 17 12:02:13 2008 |
Well, if promise to pay was verbal, wouldn't that .. |
| Posted: Thu Jul 17 11:53:44 2008 |
ahh...good point, .. |
| Posted: Thu Jul 17 11:49:48 2008 |
In my opinion, I wouldn't send NES a DIME before .. |
| Posted: Thu Jul 17 11:42:26 2008 |
oops .. |
| Posted: Thu Jul 17 11:42:22 2008 |
DID YOU SEND THEM A "DV" LETTER, before .. |
| Posted: Thu Jul 17 11:35:08 2008 |
Oh, sweetie...NES is a junk debt buyer.
Have .. |
| Posted: Thu Jul 17 11:30:12 2008 |
Who is NES .. |
| Posted: Thu Jul 17 11:22:40 2008 |
BTW - who is "NES" Is it National .. |
| Posted: Thu Jul 17 11:21:16 2008 |
"Settled in full" can mean that the OC .. |
| Posted: Thu Jul 17 11:17:51 2008 |
No it does not. Actually "settled in .. |
| Posted: Thu Jul 17 9:19:45 2008 |
DC - re your post to point 1 - they have my phone .. |
| Posted: Thu Jul 17 9:05:06 2008 |
No, no, no, no, NO!!! Never give them bank .. |
| Posted: Thu Jul 17 9:02:38 2008 |
I had contacted Langhorne about my PDL's and was .. |
| Posted: Thu Jul 17 8:13:08 2008 |
You might want to search this board (type in PDL .. |
| Posted: Thu Jul 17 8:08:18 2008 |
I believe in the agreement that they are to fax .. |
| Posted: Thu Jul 17 6:40:28 2008 |
DC - Re point # 2 - they sent it to my employer .. |
| Posted: Wed Jul 16 15:45:49 2008 |
jj - the wage assignment is revoked. Not a .. |
| Posted: Wed Jul 16 15:44:49 2008 |
Goudah, they make you write a check for the .. |
| Posted: Wed Jul 16 14:29:35 2008 |
This got posted in the wrong forum.
Can you .. |
| Posted: Wed Jul 16 13:36:19 2008 |
PinkLady, I PM'd you.
Sounds like they did it .. |
| Posted: Wed Jul 16 13:35:52 2008 |
Service of a Demand on an Employer for the Wages .. |
| Posted: Wed Jul 16 12:56:28 2008 |
I believe if the debt is in your name (on the .. |
| Posted: Wed Jul 16 12:49:27 2008 |
Yes, the assignment is voidable by .. |
| Posted: Wed Jul 16 12:11:54 2008 |
I made many payments before default. It just .. |
| Posted: Wed Jul 16 11:58:01 2008 |
The collector said in his vm, "that .. |
| Posted: Wed Jul 16 11:49:15 2008 |
If you put a block on your account, then yes, .. |
| Posted: Wed Jul 16 11:40:30 2008 |
Kalja, be aware that sometimes they will use .. |
| Posted: Wed Jul 16 11:38:20 2008 |
This may sound like stupid questions, .. |
| Posted: Wed Jul 16 11:20:43 2008 |
Paul, it was a voice mail. I got my trusty .. |
| Posted: Wed Jul 16 11:15:45 2008 |
You might want to look into a debt managment or .. |
| Posted: Wed Jul 16 11:11:14 2008 |
Need your help on this topic...
I have an .. |
| Posted: Wed Jul 16 9:38:57 2008 |
Thanks, Frogpatch!! .. |
| Posted: Wed Jul 16 7:58:06 2008 |
Roy, I would give it to your attorney to include. .. |
| Posted: Wed Jul 16 6:35:42 2008 |
So, IS Discount Advances legal to .. |
| Posted: Wed Jul 16 6:31:02 2008 |
Tina,
I would dispute the check with your bank .. |
| Posted: Tue Jul 15 15:24:20 2008 |
Johnita, it is capped at your state maximum. So .. |
| Posted: Tue Jul 15 15:22:21 2008 |
Paul, I believe you are mistaken. I too live in .. |
| Posted: Tue Jul 15 15:18:01 2008 |
Tina, they are ruthless!
You have revoked the .. |
| Posted: Tue Jul 15 13:35:48 2008 |
Monarch, what state are you in
What do you .. |
| Posted: Tue Jul 15 12:38:21 2008 |
An assignment is voluntary. A garnishment is .. |
| Posted: Tue Jul 15 12:37:27 2008 |
Jen, you want to revoke any wage assignment. You .. |
| Posted: Tue Jul 15 12:34:11 2008 |
Seriously, tho...CTC is no legal. I believe they .. |
| Posted: Tue Jul 15 12:30:28 2008 |
Nope, nada, no-way, no-how, nil, zip, uh-uh, .. |
| Posted: Tue Jul 15 11:56:39 2008 |
Oops, we must've posted about the same time .. |
| Posted: Tue Jul 15 11:55:40 2008 |
Soaplady, but if the creditors call her, she can .. |
| Posted: Tue Jul 15 8:57:38 2008 |
I took that the overlimit is $218.99 included the .. |
| Posted: Tue Jul 15 8:19:57 2008 |
If your past due is only $194.17, any chance you .. |
| Posted: Mon Jul 14 10:26:28 2008 |
Problem is, is she just sent $330 to be received .. |
| Posted: Mon Jul 14 9:27:44 2008 |
These are questions for her attorney. IMO, I .. |
| Posted: Mon Jul 14 9:12:56 2008 |
Jaden - be aware that to qualify for a Chapter 13 .. |
| Posted: Mon Jul 14 9:00:48 2008 |
BK will stop all claims, judgements, lawsuits, .. |
| Posted: Mon Jul 14 8:50:02 2008 |
Goudah...help me...I am not sure, as in the case .. |
| Posted: Mon Jul 14 6:33:51 2008 |
Goudah, how is it that Maryland shows up under .. |
| Posted: Sat Jul 12 7:49:48 2008 |
I would've called them before I sent the money .. |
| Posted: Sat Jul 12 7:33:35 2008 |
Alias, I responded previously to your post and .. |
| Posted: Thu Jul 10 14:43:13 2008 |
I agree with Shazz...you have way overpaid .. |
| Posted: Thu Jul 10 14:05:31 2008 |
Just call them and ask them what programs you may .. |
| Posted: Thu Jul 10 8:58:54 2008 |
there are tooooooooooo many to list. which ones .. |
| Posted: Thu Jul 10 8:52:46 2008 |
Since this affects pretty much everybody who has .. |
| Posted: Thu Jul 10 8:37:03 2008 |
I would make sure that your house, car, utilities .. |
| Posted: Thu Jul 10 6:54:54 2008 |
If they can put you in a re-age program, then .. |
| Posted: Thu Jul 10 6:53:57 2008 |
Lawn - you are approaching that 180 day charge .. |
| Posted: Wed Jul 9 15:40:39 2008 |
Scary, Goudah...just .. |
| Posted: Wed Jul 9 15:38:47 2008 |
Bayley...I would not call them...send them a .. |
| Posted: Wed Jul 9 15:33:09 2008 |
Have you recently applied for credit/pdl loan .. |
| Posted: Wed Jul 9 8:55:05 2008 |
the msn . com website today, there is reference .. |
| Posted: Wed Jul 9 8:17:45 2008 |
anya...the interest rate is clearly .. |
| Posted: Wed Jul 9 8:02:30 2008 |
Lawn...I would suggest you "bite the .. |
| Posted: Wed Jul 9 7:12:00 2008 |
I believe Cashnetusa is legal in all states they .. |
| Posted: Tue Jul 8 13:55:47 2008 |
Perhaps try calling California and explain the .. |
| Posted: Tue Jul 8 7:18:00 2008 |
I would dispute it. Was it reported by a CA and .. |
| Posted: Mon Jul 7 9:41:16 2008 |
IMO - I'd let sleeping dogs lie. If they can't .. |
| Posted: Mon Jul 7 9:38:29 2008 |
7 years from last activity, same as with any .. |
| Posted: Mon Jul 7 9:25:38 2008 |
Paid tax liens remain for 7 years, unpaid tax .. |
| Posted: Thu Jul 3 7:19:53 2008 |
I would also recommend going into a WAMU branch .. |
| Posted: Thu Jul 3 7:04:24 2008 |
OMG!! Payday loan hell will never go away .. |
| Posted: Thu Jul 3 6:51:25 2008 |
Per the FDCPA, looks like by him calling you more .. |
| Posted: Wed Jul 2 12:34:05 2008 |
Go to IRS.gov and research Stimulus Payment FAQ .. |
| Posted: Wed Jul 2 12:29:41 2008 |
Have you received any tax refunds from the IRS on .. |
| Posted: Wed Jul 2 12:05:09 2008 |
what is it and how does it differ from a pdl. It .. |
| Posted: Wed Jul 2 9:59:24 2008 |
what is a .. |
| Posted: Wed Jul 2 8:27:51 2008 |
I thought Discount Advances (aka Credit .. |
| Posted: Wed Jul 2 8:17:32 2008 |
LOL Shazzers!!! I use that exact saying when I .. |
| Posted: Tue Jul 1 8:02:33 2008 |
Goudah - LUV your direct, to the point, waste no .. |
| Posted: Tue Jul 1 7:15:34 2008 |
I live in Cook Cnty too! When I first moved .. |
| Posted: Thu Jun 26 11:24:12 2008 |
Oh! Thanks .. |
| Posted: Thu Jun 26 11:23:33 2008 |
More than likely they will consider his .. |
| Posted: Thu Jun 26 8:19:13 2008 |
Fermin - your post is a bit vague and .. |
| Posted: Thu Jun 26 8:17:22 2008 |
I agree with PinkLady...dispute the charge with .. |
| Posted: Thu Jun 26 8:07:11 2008 |
Ryan - glad it all worked .. |
| Posted: Wed Jun 25 6:48:43 2008 |
If her current creditors pulled her CR, then it .. |
| Posted: Tue Jun 24 14:11:57 2008 |
Sounds like your debt-to-income ratio is what is .. |
| Posted: Tue Jun 24 7:50:39 2008 |
I would DV it with LVNV and make sure it has a .. |
| Posted: Tue Jun 24 7:14:01 2008 |
So, I guess, one has to read the fine print in a .. |
| Posted: Mon Jun 23 13:22:51 2008 |
Hi .. |
| Posted: Mon Jun 23 13:21:50 2008 |
You need to check your contracts, because most .. |
| Posted: Mon Jun 23 13:15:35 2008 |
I used to live in Florida and about 6 months ago, .. |
| Posted: Mon Jun 23 12:53:27 2008 |
That's what I thought, however, someone mentioned .. |
| Posted: Mon Jun 23 6:51:23 2008 |
But the question is: is if someone bought .. |
| Posted: Sun Jun 22 18:37:50 2008 |
debtcruncher...so does a credit card like .. |
| Posted: Sun Jun 22 18:29:29 2008 |
read this thread...i was being facitious...it .. |
| Posted: Fri Jun 20 14:07:03 2008 |
I've had a CA for a PDL report on me. I DV'd .. |
| Posted: Fri Jun 20 11:41:29 2008 |
ROFL .. |
| Posted: Fri Jun 20 11:24:13 2008 |
They might not close it AT THE MOMENT b/c there .. |
| Posted: Fri Jun 20 11:21:15 2008 |
It costs alot of money to belong to a CB .. |
| Posted: Fri Jun 20 11:12:50 2008 |
Any body know who the devil is linked .. |
| Posted: Fri Jun 20 11:12:28 2008 |
LOL! .. |
| Posted: Fri Jun 20 9:16:37 2008 |
Cannr...I don't know. I tried looking at other .. |
| Posted: Fri Jun 20 9:02:32 2008 |
Does anybody know if Magnum is licensed or .. |
| Posted: Fri Jun 20 7:57:25 2008 |
Geez...is there ANY loan company out there that .. |
| Posted: Fri Jun 20 7:52:46 2008 |
Shazz...any idea on how we could inform Prosper .. |
| Posted: Fri Jun 20 7:49:07 2008 |
Tina, first, be aware that RI has liberal PDL .. |
| Posted: Fri Jun 20 7:40:41 2008 |
Don't they have to petition thru the courts to .. |
| Posted: Fri Jun 20 7:38:52 2008 |
Just wanted to let you know of this...
I saw .. |
| Posted: Fri Jun 20 7:01:23 2008 |
Sorry to hear that, but, as you mentioned, you .. |
| Posted: Fri Jun 20 6:59:50 2008 |
If they are illegal, then the bank should be able .. |
| Posted: Fri Jun 20 6:51:52 2008 |
I believe they (Sears) should've tried to recover .. |
| Posted: Fri Jun 20 6:49:21 2008 |
Does anybody know who US National Bank is linked .. |
| Posted: Thu Jun 19 13:56:41 2008 |
LOL! I understand!! .. |
| Posted: Thu Jun 19 13:53:07 2008 |
Do you deal primarily with a branch It's great .. |
| Posted: Thu Jun 19 13:44:40 2008 |
There is a difference between getting an account .. |
| Posted: Thu Jun 19 12:54:30 2008 |
IMO, if they are illegal, and the contract is .. |
| Posted: Thu Jun 19 12:53:29 2008 |
Guest - See, I (bolded) would be persistent in .. |
| Posted: Thu Jun 19 12:47:29 2008 |
Laura - I would try to open another account now. .. |
| Posted: Thu Jun 19 12:41:04 2008 |
Goudah, are you serious or are you being .. |
| Posted: Thu Jun 19 8:56:12 2008 |
Yeah, I've heard stories of Sears trying to get .. |
| Posted: Thu Jun 19 8:54:06 2008 |
Alwaysthinking...did you dispute the charge with .. |
| Posted: Thu Jun 19 8:41:42 2008 |
Goudah - well said. Many people .. |
| Posted: Wed Jun 18 14:13:19 2008 |
Credit cards are considered unsecured.
Secured .. |
| Posted: Wed Jun 18 14:07:09 2008 |
Amen to THAT, Ladybug!!! .. |
| Posted: Wed Jun 18 7:35:54 2008 |
Good luck! .. |
| Posted: Wed Jun 18 7:30:03 2008 |
Thanks, Imale! .. |
| Posted: Wed Jun 18 7:28:41 2008 |
We use this in our church. Especially our senior .. |
| Posted: Wed Jun 18 7:24:02 2008 |
Talk to the pastor, he might know of people who .. |
| Posted: Wed Jun 18 7:02:42 2008 |
Do you belong to a church Sometimes, members .. |
| Posted: Tue Jun 17 15:44:25 2008 |
Your Chap 13 BK will be dismissed which in .. |
| Posted: Tue Jun 17 12:25:41 2008 |
Very well said, .. |
| Posted: Tue Jun 17 12:12:05 2008 |
Ditto to what Paul .. |
| Posted: Tue Jun 17 12:09:31 2008 |
gardnerjl...if it makes you feel any better, my .. |
| Posted: Tue Jun 17 7:50:34 2008 |
I would send a DV (debt validation) letter to the .. |
| Posted: Mon Jun 16 13:14:28 2008 |
Amen, Paul! I agree! See J9284, technically, .. |
| Posted: Mon Jun 16 11:49:36 2008 |
Paul - he said he's in .. |
| Posted: Mon Jun 16 11:49:03 2008 |
MJ - when your 2 weeks are up, do you just pay .. |
| Posted: Mon Jun 16 11:45:01 2008 |
Lee...you have taken the first step in getting .. |
| Posted: Mon Jun 16 11:37:06 2008 |
Aspirin...I need .. |
| Posted: Mon Jun 16 11:36:28 2008 |
If you don't get in writing that the account is .. |
| Posted: Mon Jun 16 9:51:55 2008 |
(...beating my head against the wall...)
FIRST .. |
| Posted: Fri Jun 13 10:18:12 2008 |
SueBee - if, when you filed your amended return, .. |
| Posted: Fri Jun 13 10:08:44 2008 |
BOA bought Fleet a year or two back. Fleet no .. |
| Posted: Fri Jun 13 10:05:05 2008 |
SueBee...
You are correct in saying that there .. |
| Posted: Fri Jun 13 9:52:19 2008 |
Karen - you are right...if she filed on the 15th .. |
| Posted: Fri Jun 13 7:20:36 2008 |
Whoa...how'd this end up here (previous post) .. |
| Posted: Fri Jun 13 7:18:43 2008 |
Ladybug - I believe you are referring you your .. |
| Posted: Fri Jun 13 7:08:47 2008 |
Ladybug - I'm a tax accountant. I can give you .. |
| Posted: Thu Jun 12 13:30:10 2008 |
My first job was as a teller, and customer .. |
| Posted: Thu Jun 12 12:05:35 2008 |
Trying calling again, a different time. I .. |
| Posted: Thu Jun 12 11:42:05 2008 |
Frogpatch...(true story)...at the time, I lived .. |
| Posted: Wed Jun 11 12:28:10 2008 |
Yes, if the account was paid in full, then the .. |
| Posted: Wed Jun 11 12:16:51 2008 |
Always, if the guy won't give any information, .. |
| Posted: Wed Jun 11 12:15:22 2008 |
Also, I know some banks - like BOA - will issue a .. |
| Posted: Wed Jun 11 12:06:12 2008 |
I had a loan with CTC and defaulted. I had way .. |
| Posted: Wed Jun 11 11:39:52 2008 |
CTC is illegal - they are based out of Malta, and .. |
| Posted: Wed Jun 11 11:32:49 2008 |
Always thinking...CALL THE BANK AND DISPUTE THE .. |
| Posted: Wed Jun 11 11:29:26 2008 |
There is such a thing as "judgment .. |
| Posted: Wed Jun 11 11:23:24 2008 |
Amen to THAT, Paul!!! .. |
| Posted: Wed Jun 11 11:21:22 2008 |
I would not call him back - the hell with him, .. |
| Posted: Wed Jun 11 11:17:14 2008 |
I would do this:
1. IMMEDIATELY dispute the .. |
| Posted: Fri Jun 6 7:19:33 2008 |
Frogpatch - you are sooo right (about being in .. |
| Posted: Thu Jun 5 9:53:01 2008 |
Oops, I see that you wrote that you already .. |
| Posted: Thu Jun 5 9:48:50 2008 |
Alias - I am sorry to hear about your struggles. .. |
| Posted: Wed Jun 4 7:49:05 2008 |
Guest-
I interpret what you just wrote to imply .. |
| Posted: Fri May 30 9:29:22 2008 |
I would still recommend that a DV letter be sent .. |
| Posted: Fri May 30 9:26:56 2008 |
Huh, "isn't as much of the high interest .. |
| Posted: Fri May 30 8:34:11 2008 |
Question...since the PDL's are getting around the .. |
| Posted: Fri May 30 7:38:58 2008 |
I agree with Cajun. Since the SOL has expired .. |
| Posted: Fri May 30 7:30:06 2008 |
"Tax debts are not sold to collection .. |
| Posted: Thu May 29 14:26:31 2008 |
In the DV letter you can state that they only .. |
| Posted: Thu May 29 14:09:00 2008 |
Debt Validation Letter. Do a search at the top .. |
| Posted: Thu May 29 14:03:54 2008 |
Nicole-
Answer the phone, DON'T GIVE THEM ANY .. |
| Posted: Thu May 29 13:53:36 2008 |
It can stay on your CR for 7 years, after that .. |
| Posted: Thu May 29 13:49:41 2008 |
The comment that Collection Dog and the responses .. |
| Posted: Thu May 29 9:38:43 2008 |
As Nancy stated in her original post, GMAC sold .. |
| Posted: Thu May 29 9:34:07 2008 |
That is the purpose of doing a DV. To find out .. |
| Posted: Thu May 29 8:48:58 2008 |
Nancy,
It is your RIGHT to ask for validation .. |
| Posted: Thu May 29 7:54:11 2008 |
I believe that since it is a CA attempting to .. |
| Posted: Thu May 29 6:55:43 2008 |
Cajun-
What is a full factual Does this include .. |
| Posted: Tue May 27 10:43:23 2008 |
luv2laugh,
I am sorry to hear about your .. |
| Posted: Tue May 27 8:29:39 2008 |
I agree! It is your money and no one should be .. |
| Posted: Tue May 27 8:12:35 2008 |
LOL Jessi! For $149, I agree...it should do more .. |
| Posted: Wed May 21 13:03:43 2008 |
Your Very Welcome!!!
Let us know how it .. |
| Posted: Wed May 21 8:23:38 2008 |
The problem with faxing is they can say they .. |
| Posted: Wed May 21 7:45:56 2008 |
There are a few places to start: 1) call the .. |
| Posted: Wed May 21 7:18:14 2008 |
Midland Credit, huh These guys are the worst! .. |
| Posted: Mon May 19 8:05:48 2008 |
I believe you might want to write the original .. |
| Posted: Sat Jul 7 14:20:24 2007 |
Was the signature line on the money order blank .. |
| Posted: Sun Jun 24 9:08:16 2007 |
They also go by Cash America. Check out their .. |
| Posted: Sun Jun 24 9:05:14 2007 |
They also go by Cash America. Check out their .. |
| Posted: Sun Jun 10 6:46:59 2007 |
If they are not licensed in PA, how can they loan .. |
