| Posts by LCW |
| Posting date
| Subject
|
| Posted: Fri Jun 20 7:54:13 2008 |
Wonder if it the same Americredit I have they .. |
| Posted: Fri Jun 20 7:36:16 2008 |
Sears is a little different now. A few years ago .. |
| Posted: Fri Jun 20 7:20:35 2008 |
That is surprising that an Original Creditor was .. |
| Posted: Thu Jun 19 16:15:51 2008 |
To put it simply, the law CLEARLY recognizes .. |
| Posted: Thu Jun 19 15:59:26 2008 |
Great Idea FYI! Something like this would have to .. |
| Posted: Thu Jun 19 15:56:54 2008 |
I deleted some Russian spam a few days ago. I ran .. |
| Posted: Sat Jun 14 10:13:33 2008 |
if it was true all you would need to do is find .. |
| Posted: Sat Jun 14 10:08:40 2008 |
the problems with economics classes in high .. |
| Posted: Sat Jun 14 6:03:00 2008 |
another thought....
If the debt is only in one .. |
| Posted: Sat Jun 14 5:56:24 2008 |
It's both a standard letter AND a precursor .. |
| Posted: Sat Jun 14 5:31:55 2008 |
IT is important to understand who you are dealing .. |
| Posted: Sun Jun 8 16:45:04 2008 |
When I filed bankruptcy in 1997, my attorney .. |
| Posted: Sun Jun 8 10:15:44 2008 |
My intention isn't necessarily to get .. |
| Posted: Tue Jun 3 17:40:54 2008 |
I'm think something along the line of rating on a .. |
| Posted: Tue Jun 3 17:32:19 2008 |
Ummm isn't the BIGGER question how they were able .. |
| Posted: Mon Jun 2 20:19:44 2008 |
Just a thought here. most of the people on DCC .. |
| Posted: Mon Jun 2 20:11:39 2008 |
The last time I checked the ranking chart .. |
| Posted: Mon Jun 2 19:58:09 2008 |
when a post is spam it is just gone. Now signing, .. |
| Posted: Mon Jun 2 19:49:55 2008 |
Was this the guy that got into a heated .. |
| Posted: Mon Jun 2 19:46:28 2008 |
hum.... go make cleanin up the forums easier is .. |
| Posted: Mon Jun 2 19:43:37 2008 |
I do find the site kind desheveld and confusing .. |
| Posted: Sun May 4 15:24:10 2008 |
actually Drivel would be way to mature to .. |
| Posted: Sat May 3 11:26:51 2008 |
The lady from Texas Guarantee, her name was .. |
| Posted: Sat May 3 11:22:37 2008 |
I heartily agree. Some time you have to sit back .. |
| Posted: Sat May 3 11:15:41 2008 |
No .. |
| Posted: Wed Apr 30 15:48:53 2008 |
HSBC/HFC/Benificial does not respond to .. |
| Posted: Wed Apr 30 15:42:09 2008 |
I feel posting names of these agencies, good or .. |
| Posted: Wed Apr 30 15:23:50 2008 |
Hummm I have a few thoughts on this one...
at .. |
| Posted: Wed Apr 30 15:05:17 2008 |
whats .. |
| Posted: Wed Apr 30 15:02:54 2008 |
Hi everyone. Im not on the list this month, but I .. |
| Posted: Wed Apr 30 14:55:58 2008 |
I can see .. |
| Posted: Wed Apr 30 14:29:21 2008 |
Find out who its for, and then make sure you .. |
| Posted: Wed Apr 30 13:59:40 2008 |
If you have a delinquent loan with Sallie Mae .. |
| Posted: Thu Feb 7 12:06:31 2008 |
amke one reason that this is why collectors .. |
| Posted: Sun Jan 20 14:56:24 2008 |
4X4 doesn't mean you can drive like a dry road on .. |
| Posted: Sat Jan 5 17:40:36 2008 |
well, if it is any consolation, it sounds like .. |
| Posted: Sat Jan 5 17:33:29 2008 |
jb2007 is partially right, but You do not have to .. |
| Posted: Fri Jan 4 13:15:45 2008 |
The calls are originating in Arlington, TX. As I .. |
| Posted: Fri Jan 4 7:41:22 2008 |
Ok, well its been a few weeks since I posted .. |
| Posted: Wed Dec 26 9:27:58 2007 |
hummm.. are you still in the military is there .. |
| Posted: Tue Dec 18 22:35:38 2007 |
Doesn't Western Union also still have access to .. |
| Posted: Tue Dec 18 9:53:21 2007 |
Usually, T-Mobiles Collection Agencies won't .. |
| Posted: Tue Dec 18 9:30:36 2007 |
hummmm maybe one of the more legal minds here .. |
| Posted: Tue Dec 18 9:27:41 2007 |
Frogpatch,
I am trying to get over his head. .. |
| Posted: Tue Dec 18 8:54:37 2007 |
I thought you all might be interested in this .. |
| Posted: Tue Dec 18 7:39:25 2007 |
Umm simple suggestion here, call the creditor and .. |
| Posted: Mon Dec 17 22:01:40 2007 |
Providian was bought out by Washington Mutual a .. |
| Posted: Mon Dec 17 21:55:13 2007 |
I had two or three Choice responces.. but I .. |
| Posted: Sun Dec 16 12:05:49 2007 |
you should make a complaint the the attorney .. |
| Posted: Sat Dec 15 13:09:38 2007 |
As with any negotiation, don't go for what you .. |
| Posted: Sat Dec 15 12:57:58 2007 |
Yes! You input is a great help to .. |
| Posted: Wed Dec 12 15:55:56 2007 |
More FTC staff opinions on various aspects of .. |
| Posted: Wed Dec 12 11:45:55 2007 |
I accept your apology .
I will admit when I .. |
| Posted: Wed Dec 12 11:19:11 2007 |
From the Illinois AG's website: .. |
| Posted: Wed Dec 12 6:25:42 2007 |
I have never seen these kind of ads here in .. |
| Posted: Tue Dec 11 15:38:53 2007 |
Ok, dumb question. I was cleaning out my book .. |
| Posted: Tue Dec 11 15:22:43 2007 |
you know, the more of your posts I read, the more .. |
| Posted: Tue Dec 11 15:19:13 2007 |
Thanks! glad to be back!! It been a wild .. |
| Posted: Tue Dec 11 14:31:07 2007 |
thats kinda funny. Bof A has turned out to be one .. |
| Posted: Tue Dec 11 10:15:31 2007 |
i'm really tempted to lock this post and let it .. |
| Posted: Tue Dec 11 10:01:43 2007 |
To Guest cori
Bossy has been a respected member .. |
| Posted: Tue Dec 11 7:50:10 2007 |
I would definitely contact the hospital, find out .. |
| Posted: Tue Dec 11 7:14:33 2007 |
Debt King, I am glad you brought this to my .. |
| Posted: Tue Dec 11 6:37:54 2007 |
Admittedly I don't have a whole lot of experience .. |
| Posted: Tue Dec 11 5:16:39 2007 |
Sounds like another way for the schools to wring .. |
| Posted: Mon Dec 10 21:19:10 2007 |
Within 5 days of initial contact (presumably by .. |
| Posted: Mon Dec 10 21:05:32 2007 |
Have you filed a police report that should be .. |
| Posted: Mon Dec 10 20:53:00 2007 |
ummm what exactly are you paying your lawyer to .. |
| Posted: Mon Dec 10 16:52:02 2007 |
a definite .. |
| Posted: Mon Dec 10 15:02:59 2007 |
could you elaborate on the situation did the .. |
| Posted: Mon Dec 10 13:39:01 2007 |
Is this the rule to which you are .. |
| Posted: Mon Dec 10 13:17:23 2007 |
0% is indeed a very good deal, hence why I .. |
| Posted: Sun Dec 9 18:37:40 2007 |
Call the court clerks' office and ask them how to .. |
| Posted: Sun Dec 9 18:17:38 2007 |
who ever reported it has to be listed on your .. |
| Posted: Sun Dec 9 18:01:32 2007 |
Interesting. I was not aware of that. I must be .. |
| Posted: Sun Dec 9 17:53:40 2007 |
wow, I cant even remember where we were when I .. |
| Posted: Sun Dec 9 17:48:12 2007 |
MY wife worked for Adelphia.. gotout about six .. |
| Posted: Sun Dec 9 17:45:43 2007 |
Wow they actually reported on someone These .. |
| Posted: Sun Dec 9 16:54:14 2007 |
Sorry to break the bad news to you, but Re-aging .. |
| Posted: Sun Dec 9 16:42:22 2007 |
First of all Best buy (does retail services sound .. |
| Posted: Sun Dec 9 16:34:58 2007 |
The mark has to stay, but you can try to work out .. |
| Posted: Sun Dec 9 16:25:26 2007 |
EVERY Company says the same thing (or .. |
| Posted: Sun Dec 9 16:00:06 2007 |
Its true, many people are where they are as a .. |
| Posted: Sun Dec 9 15:45:37 2007 |
While the information you have found .. |
| Posted: Sat Dec 8 13:31:46 2007 |
by law you are permitted to place up a 100 .. |
| Posted: Sat Dec 8 13:12:51 2007 |
I will give comcast credit for their collection .. |
| Posted: Sat Dec 8 12:04:47 2007 |
Dave Ramsey does have that affect on people. .. |
| Posted: Sat Dec 8 11:54:35 2007 |
"Do not Call" does not apply to .. |
| Posted: Sat Dec 8 11:50:41 2007 |
There are TONS of FDCPA attorneys in your (our) .. |
| Posted: Sat Dec 8 11:46:40 2007 |
Hope that helps make it clear as .. |
| Posted: Sat Dec 8 11:35:34 2007 |
.
They change their name and list it as .. |
| Posted: Sun Oct 28 1:52:10 2007 |
They also arent a CRA, so this site could well be .. |
| Posted: Mon Aug 20 20:27:43 2007 |
You should have been provided a copy of the .. |
| Posted: Sun Aug 19 18:53:07 2007 |
Budd Hibbs is NOT an attorney, but rather a .. |
| Posted: Mon Jul 30 14:33:12 2007 |
I actually agree with Coneerned Creditor, however .. |
| Posted: Tue Jun 12 17:05:59 2007 |
many states also will allow banks or other .. |
| Posted: Thu May 31 21:39:06 2007 |
Hey GUYS.. here we go.. our own NO'MAM .. |
| Posted: Thu May 31 21:35:16 2007 |
If I could just find a decent No'mam logo, I .. |
| Posted: Thu May 31 21:25:05 2007 |
Is this the same chat that has been there all .. |
| Posted: Thu May 31 21:14:24 2007 |
I tried this once before with little response, .. |
| Posted: Fri May 25 12:55:47 2007 |
OH by the way, ig your mom really is keeping such .. |
| Posted: Fri May 25 12:53:30 2007 |
I love it when low life scum tries to make up .. |
| Posted: Fri May 25 6:39:12 2007 |
But if it was a collection agency it is .. |
| Posted: Thu May 24 20:29:28 2007 |
Does anyone rememeber Al Bundy and NOMAM lets .. |
| Posted: Thu May 17 20:50:27 2007 |
By laws you have the right to ask experien to .. |
| Posted: Wed May 16 8:40:59 2007 |
Your messages are posting OK. Many people check .. |
| Posted: Wed May 16 8:34:24 2007 |
Tweety, Chex Systems is a Consumer Reporting .. |
| Posted: Wed May 16 8:24:04 2007 |
After 60 Days B of A will force Close your .. |
| Posted: Wed May 16 8:20:34 2007 |
I don't have one, but I have always said if I .. |
| Posted: Mon May 14 7:31:41 2007 |
Your mortgage company RECCOMENDED you get an .. |
| Posted: Fri May 11 18:15:30 2007 |
I need to get out of the mid west, get back to .. |
| Posted: Fri May 11 9:49:27 2007 |
So say you leave Illinois in 2008 with 4 .. |
| Posted: Fri May 11 8:10:47 2007 |
Itsmypayday conveniently places the regulation .. |
| Posted: Fri May 11 8:08:09 2007 |
to answer your question, from itsmypayday.com's .. |
| Posted: Fri May 11 7:32:05 2007 |
Hummmmm I could swear I saw that somewhere .. |
| Posted: Fri May 11 7:15:22 2007 |
Did they to write post dated checks It is a .. |
| Posted: Mon May 7 7:48:50 2007 |
Hummmm well if you have any inkling to re-elect .. |
| Posted: Fri May 4 14:14:30 2007 |
Listing a phone number on the Do Not Call list .. |
| Posted: Fri May 4 14:04:21 2007 |
If they are an attorney they most likely do NOT .. |
| Posted: Fri May 4 9:26:33 2007 |
When I came to this board, I wasn't really .. |
| Posted: Fri May 4 8:57:25 2007 |
Tammy,
I must echo others sentiments in saying .. |
| Posted: Tue Apr 24 11:15:59 2007 |
to view both current legislation as well as .. |
| Posted: Thu Apr 5 11:20:18 2007 |
And yes, Collection attorneys bound by the .. |
| Posted: Wed Apr 4 8:39:53 2007 |
The "Announcement" post can be found at .. |
| Posted: Wed Apr 4 8:36:16 2007 |
IF you look at Mr. Williams post when he .. |
| Posted: Wed Apr 4 8:23:54 2007 |
I'm not exactly sure what Ive done with it.. .. |
| Posted: Wed Apr 4 8:23:50 2007 |
I'm not exactly sure what Ive done with it.. .. |
| Posted: Wed Apr 4 7:51:33 2007 |
This sounds like a good offer and you .. |
| Posted: Wed Apr 4 7:39:49 2007 |
That last guest was me, forgot to sign in. Thanks .. |
| Posted: Tue Apr 3 12:33:57 2007 |
First things first! Don't let these bottom .. |
| Posted: Tue Apr 3 12:15:36 2007 |
The original poster did attempt to call, and was .. |
| Posted: Tue Apr 3 12:10:19 2007 |
I am re-posting here a response I made to another .. |
| Posted: Thu Mar 29 4:53:41 2007 |
You know up until that last sentence I actually .. |
| Posted: Thu Mar 29 4:35:59 2007 |
What I don't get is that many of these sub prime .. |
| Posted: Thu Mar 29 4:22:51 2007 |
Posts in the pub shouldn't count. Their post .. |
| Posted: Thu Mar 29 4:17:01 2007 |
Hello again every one. The rough road I have been .. |
| Posted: Sat Mar 3 15:18:20 2007 |
You see it all the time. Someone gets a call from .. |
| Posted: Sat Mar 3 15:05:31 2007 |
I tend to agree with Jedi, though I have noticed, .. |
| Posted: Sat Mar 3 14:57:06 2007 |
Hello everyone. I know it has been a long time .. |
| Posted: Thu Dec 7 9:30:26 2006 |
I've dealt with them , They are ok. its kind .. |
| Posted: Wed Dec 6 12:18:24 2006 |
Commerce will refer it out to a collections .. |
| Posted: Wed Nov 22 0:30:24 2006 |
IN over a year that I have participated and .. |
| Posted: Wed Nov 22 0:18:53 2006 |
You know Guest, If you would actually REGISTER, .. |
| Posted: Sat Nov 11 4:52:34 2006 |
First, your wrong, the transactions are .. |
| Posted: Sat Nov 4 17:58:24 2006 |
Hey here's a thought, if you have the numbers .. |
| Posted: Wed Nov 1 9:52:27 2006 |
Creditors/ Collectors are required by law to .. |
| Posted: Wed Nov 1 8:41:14 2006 |
Thanks Linda. I have never really looked into one .. |
| Posted: Wed Nov 1 5:33:01 2006 |
Hey Adam, I know you're simply a front line .. |
| Posted: Wed Nov 1 5:17:56 2006 |
No SAM is not ethical, or law abiding, the .. |
| Posted: Wed Nov 1 5:07:33 2006 |
HI VLD, it's great to see you back. I was just .. |
| Posted: Wed Nov 1 5:02:36 2006 |
Well, it has been several months, and we have .. |
| Posted: Wed Nov 1 4:53:41 2006 |
Can you afford to pay them anything By law they .. |
| Posted: Wed Nov 1 4:41:52 2006 |
Thisis what I have never totally understood about .. |
| Posted: Thu Oct 26 5:38:47 2006 |
Mikey
Virgina Legal one told me they prefer to .. |
| Posted: Sun Oct 22 6:40:59 2006 |
RW, the issues discussed here are not that people .. |
| Posted: Fri Oct 20 4:23:59 2006 |
you will probably not be able to get your .. |
| Posted: Fri Oct 20 4:18:11 2006 |
Thank you every one! I have really enjoyed being .. |
| Posted: Wed Oct 18 17:39:04 2006 |
Congrats Steelers. Your input and suggestion have .. |
| Posted: Wed Oct 18 9:03:52 2006 |
from the Illinois Department of Financial and .. |
| Posted: Wed Oct 18 6:24:44 2006 |
This site is not paid anything. it is a free .. |
| Posted: Wed Oct 18 6:17:40 2006 |
IN your letter, first and foremost, you should .. |
| Posted: Wed Oct 18 6:15:29 2006 |
Requesting a post dated check is also illegal .. |
| Posted: Wed Oct 18 6:12:51 2006 |
This is why I always say NEVER give ANY .. |
| Posted: Wed Oct 18 6:07:03 2006 |
Ummm, If Canada's health care system is so great, .. |
| Posted: Wed Oct 18 5:58:26 2006 |
You will not be able to sell the house until that .. |
| Posted: Wed Oct 18 5:56:29 2006 |
that credit most likely is when the original .. |
| Posted: Wed Oct 18 5:52:18 2006 |
Jessi, enjoy the well earned break form the .. |
| Posted: Wed Oct 18 5:49:38 2006 |
congratulation's! I'm sure you will excel in this .. |
| Posted: Wed Oct 18 5:44:46 2006 |
Hang in there, I'm sure things will work out for .. |
| Posted: Sun Oct 15 21:59:07 2006 |
If you are just a mod you dont gt any stars at .. |
| Posted: Sun Oct 15 16:59:39 2006 |
isn't there something in the FCRA that .. |
| Posted: Sat Oct 14 12:18:52 2006 |
You may want to be careful how hard you push .. |
| Posted: Fri Oct 13 13:44:57 2006 |
well, you could go ahead and make payment to the .. |
| Posted: Fri Oct 13 13:35:56 2006 |
Langhorne Law has changed the focus of their .. |
| Posted: Fri Oct 13 13:06:47 2006 |
maybe he's a she and shes talking about one of .. |
| Posted: Fri Oct 13 5:49:59 2006 |
Denny Said
Or we help others as we wish we .. |
| Posted: Wed Oct 11 17:38:58 2006 |
I just wanted to drop by and say hi to everyone. .. |
| Posted: Tue Oct 10 20:07:44 2006 |
Asking a debt collector or junk debt buyer .. |
| Posted: Tue Oct 10 19:53:17 2006 |
IN technicality, if you have confirmation they .. |
| Posted: Tue Oct 10 9:59:14 2006 |
HI.
The SOL under state laws and the Credit .. |
| Posted: Wed Oct 4 11:46:30 2006 |
The Internet Crime Center website you speak of is .. |
| Posted: Wed Oct 4 11:40:57 2006 |
Original Creditors ARE NOT goverend by the FDCPA. .. |
| Posted: Tue Oct 3 14:40:47 2006 |
Denny, you definitely have my vote!! its great .. |
| Posted: Sat Sep 30 6:29:00 2006 |
Remember, whey you file a 1099C, you are .. |
| Posted: Fri Sep 29 21:21:59 2006 |
A 1099C is usually filed when a creditor or .. |
| Posted: Fri Sep 29 17:21:15 2006 |
The does not apply to orignal crditors (in this .. |
| Posted: Thu Sep 28 17:48:07 2006 |
Find out who they sold the account to a send .. |
| Posted: Thu Sep 28 4:00:50 2006 |
By the way, anyone considering using this .. |
| Posted: Thu Sep 28 3:54:08 2006 |
this is not a program of Transunion ,but of IPCS, .. |
| Posted: Mon Sep 25 0:25:54 2006 |
while hard to believe they would go to such .. |
| Posted: Tue Sep 19 11:53:35 2006 |
And, If Mr. Williams (or any of these other PDL .. |
| Posted: Tue Sep 19 11:33:34 2006 |
in relation to 18USC1029, it .. |
| Posted: Tue Sep 19 11:15:50 2006 |
Ok, I'm sick of these thinly veiled and vauge .. |
| Posted: Mon Sep 18 18:13:36 2006 |
WOW, I cant beleive what I'm reading. So I go to .. |
| Posted: Sun Sep 17 7:10:27 2006 |
Lemme get this streight, your dad co signed on a .. |
| Posted: Sun Sep 17 7:00:47 2006 |
First off, it is very noble youdesire to .. |
| Posted: Sun Sep 17 6:48:00 2006 |
They Can't, and wont sue your employeer, but .. |
| Posted: Wed Sep 13 20:21:44 2006 |
their next move maybe to take it to court (though .. |
| Posted: Wed Sep 13 20:18:09 2006 |
The few times I emailed him, he responded very .. |
| Posted: Wed Sep 13 14:51:14 2006 |
When encore is working as a contractor for .. |
| Posted: Wed Sep 13 14:43:09 2006 |
Hi Shirley,
They can send letters as often as .. |
| Posted: Tue Sep 12 17:59:26 2006 |
If you requested validation and they .. |
| Posted: Tue Sep 12 13:27:47 2006 |
the SOL you are thinking of (7 years) is the .. |
| Posted: Tue Sep 12 13:11:56 2006 |
That has nothing to do with it. The SOL is .. |
| Posted: Sat Sep 9 3:44:19 2006 |
the new law went into effect almost two years .. |
| Posted: Sat Sep 9 3:28:50 2006 |
Thank you passion hunting for proving the .. |
| Posted: Thu Sep 7 21:24:29 2006 |
are these attorneys local or in another state .. |
| Posted: Thu Sep 7 16:59:05 2006 |
humm is there a way to stop it from popping up .. |
| Posted: Thu Sep 7 14:14:33 2006 |
Well, It could have been a lot worse.. If they .. |
| Posted: Thu Sep 7 12:54:26 2006 |
is there any notation as to why its is .. |
| Posted: Thu Sep 7 10:14:59 2006 |
I think there is a mis understanding also between .. |
| Posted: Thu Sep 7 10:11:03 2006 |
I cleaned out the spama report .. |
| Posted: Thu Sep 7 10:03:27 2006 |
I agree with you assertion that this has been .. |
| Posted: Wed Sep 6 2:03:43 2006 |
no one really uses teletrak except .. |
| Posted: Tue Sep 5 20:08:07 2006 |
YEs, there is legisalation pending in congress to .. |
| Posted: Tue Sep 5 15:41:20 2006 |
Hi tammy, here is a link to the The link takes .. |
| Posted: Tue Sep 5 14:02:06 2006 |
Ummmm Check you bank statements. I'm guessing you .. |
| Posted: Tue Sep 5 13:58:23 2006 |
WalMart is switching to a electronic presentment .. |
| Posted: Tue Sep 5 11:03:02 2006 |
Once you work your way through the layers, they .. |
| Posted: Tue Sep 5 10:30:13 2006 |
This is a false statement. My wife had a .. |
| Posted: Tue Sep 5 7:31:40 2006 |
By the way A FOIA request with the Federal Trade .. |
| Posted: Tue Sep 5 7:27:11 2006 |
They aren't allowed to make unauthorized .. |
| Posted: Tue Sep 5 7:09:40 2006 |
The no child left behind act states that is the .. |
| Posted: Tue Sep 5 5:22:51 2006 |
I guess it depends on what you agree to. I would .. |
| Posted: Mon Sep 4 7:15:31 2006 |
It really depends on the company you are dealing .. |
| Posted: Sun Sep 3 18:28:37 2006 |
depends on your debt load, and what you are .. |
| Posted: Sun Sep 3 14:29:09 2006 |
it is important to remember that the FDCPA does .. |
| Posted: Sun Sep 3 5:40:49 2006 |
Republican or democrat has nothing to do with .. |
| Posted: Sat Sep 2 10:05:49 2006 |
Taking additional PDL's to pay off previous ones .. |
| Posted: Sat Sep 2 7:27:45 2006 |
the charges come from Experian. Have you ever .. |
| Posted: Sat Sep 2 7:13:38 2006 |
hehe, and on my moral high horse again.. Why not .. |
| Posted: Sat Sep 2 6:56:43 2006 |
Did they make you sign a voluntary wage .. |
| Posted: Fri Sep 1 17:31:08 2006 |
I have disputed a similar situation with BofA .. |
| Posted: Fri Sep 1 17:17:51 2006 |
You are absolutely correct, and hence the major .. |
| Posted: Thu Aug 31 19:04:53 2006 |
This kind makes me think, has anyone in a .. |
| Posted: Thu Aug 31 15:20:06 2006 |
Gotta love how they make sure to put a cop and .. |
| Posted: Thu Aug 31 8:10:34 2006 |
is the State SOL out or the FCRA SOL.. for the .. |
| Posted: Thu Aug 31 8:03:35 2006 |
An affidavit is simply a statement signed by .. |
| Posted: Thu Aug 31 7:59:23 2006 |
Thats too funny .. |
| Posted: Wed Aug 30 22:20:42 2006 |
Ummmm Grant money doesn't have to be paid back. .. |
| Posted: Wed Aug 30 22:15:38 2006 |
Check out opensecrets.org for information on .. |
| Posted: Wed Aug 30 22:09:51 2006 |
I hate to say this. Save your money, do what you .. |
| Posted: Wed Aug 30 22:06:00 2006 |
I normally encourage people to do anything they .. |
| Posted: Wed Aug 30 16:44:47 2006 |
Under the FDCPA you can sue them for $1000 per .. |
| Posted: Wed Aug 30 16:19:00 2006 |
Are you dealing with a collections agency or the .. |
| Posted: Wed Aug 30 16:08:20 2006 |
As for the ACH problems, you can bet they keep a .. |
| Posted: Wed Aug 30 16:06:40 2006 |
so every time it comes up to "Pay Off" .. |
| Posted: Wed Aug 30 15:59:02 2006 |
just because it isn't documented in their .. |
| Posted: Wed Aug 30 13:10:21 2006 |
ummm if, after 4 payment you have to pay it off. .. |
| Posted: Wed Aug 30 8:25:08 2006 |
Illinois is not a common law state. When you did .. |
| Posted: Wed Aug 30 7:31:39 2006 |
What are you posting Posts normally aren't .. |
| Posted: Tue Aug 29 1:19:49 2006 |
if the same debt is listed twice, then dispute .. |
| Posted: Tue Aug 29 1:16:53 2006 |
Hopefully that financial lesson is to Stay the .. |
| Posted: Mon Aug 28 19:43:44 2006 |
I think i'm gonna be .. |
| Posted: Mon Aug 28 19:42:53 2006 |
They have to show proof they are authorized to .. |
| Posted: Mon Aug 28 17:50:42 2006 |
its a scam, see this report at rip-off .. |
| Posted: Mon Aug 28 15:22:53 2006 |
hey jenny , why don't you register as a member .. |
| Posted: Mon Aug 28 14:22:37 2006 |
SO you can still ask for validation , and if .. |
| Posted: Mon Aug 28 14:17:17 2006 |
ok, I REALLY missed something here .. |
| Posted: Mon Aug 28 14:10:56 2006 |
I think Chicago would be a great central location .. |
| Posted: Mon Aug 28 12:33:47 2006 |
No, It does not say you dont have to pay. If you .. |
| Posted: Mon Aug 28 12:25:52 2006 |
Jenny, You need to contact Lisa Madigans office .. |
| Posted: Mon Aug 28 12:17:13 2006 |
guest,
don't feel bad. On the upper right side .. |
| Posted: Mon Aug 28 6:27:14 2006 |
Collection Calls .. |
| Posted: Mon Aug 28 6:22:28 2006 |
HI Ari..If that was who I think, I'm glad you .. |
| Posted: Mon Aug 28 6:16:24 2006 |
The better thing to say is Don't ever do pay .. |
| Posted: Mon Aug 28 6:13:14 2006 |
If they already have their judgment it too .. |
| Posted: Sun Aug 27 17:36:30 2006 |
one thing to be weary of, if any of your loans .. |
| Posted: Sun Aug 27 17:08:55 2006 |
OK I just logged in at it came up with a Post PM .. |
| Posted: Sun Aug 27 13:49:28 2006 |
have you ever been tempted to send some of .. |
| Posted: Sun Aug 27 13:28:25 2006 |
Hey wow jenny. I am also in Illinois. We have new .. |
| Posted: Sun Aug 27 6:16:10 2006 |
A brief review of the DOD website indicates there .. |
| Posted: Sun Aug 27 5:57:25 2006 |
First, please give us some basic .. |
| Posted: Sun Aug 27 5:49:36 2006 |
Original Creditor are not governed under the .. |
| Posted: Sun Aug 27 5:46:57 2006 |
well, first thing, you will definitely need to .. |
| Posted: Sat Aug 26 20:30:06 2006 |
If it is a CA, then you need to CLEARLY state to .. |
| Posted: Sat Aug 26 19:09:48 2006 |
Does this guy work for the original Creditor, or .. |
| Posted: Sat Aug 26 12:43:23 2006 |
maybe I'm confused, but isn't North Carolina one .. |
| Posted: Sat Aug 26 10:30:22 2006 |
In this case CTC is considered an original .. |
| Posted: Sat Aug 26 9:49:49 2006 |
BMG Music does Payday Advances Huh The CD club A .. |
| Posted: Sat Aug 26 9:45:34 2006 |
Welcome to the community. I do hope you chose .. |
| Posted: Sat Aug 26 8:34:09 2006 |
In the interests of keeping the forum .. |
| Posted: Sat Aug 26 8:10:29 2006 |
Rather than starting new threads and cluttering .. |
| Posted: Sat Aug 26 2:37:02 2006 |
Damn I wanted to be first to vote for her!, .. |
| Posted: Thu Aug 24 10:51:58 2006 |
I have noticed there are about 5 or so postings .. |
| Posted: Wed Aug 23 17:04:45 2006 |
if they accept the payment ( who ever it is ) .. |
| Posted: Wed Aug 23 16:10:43 2006 |
Well, people need to make their own decision .. |
| Posted: Wed Aug 23 14:47:56 2006 |
If you have made a settlement agreement, then you .. |
| Posted: Wed Aug 23 10:23:58 2006 |
Any way to set it up as a tax exempt debt .. |
| Posted: Wed Aug 23 10:09:35 2006 |
ChicagoBabe, Under Illinois State law (I assume .. |
| Posted: Wed Aug 23 2:33:50 2006 |
Glynnie111,
IF these PDL's are refining .. |
| Posted: Tue Aug 22 20:40:45 2006 |
HOOOORAY!! I'm glad your back with us polly, and .. |
| Posted: Tue Aug 22 15:01:34 2006 |
Arkansas Statute of limitations are:
Oral .. |
| Posted: Tue Aug 22 14:56:45 2006 |
What state do you live in Generally, you cannot .. |
| Posted: Tue Aug 22 13:54:06 2006 |
Yes that was a excerpt from the FDCPA. The .. |
| Posted: Tue Aug 22 0:47:56 2006 |
Ummmmm Credit (debit card) charges can't be .. |
| Posted: Sun Aug 20 6:57:33 2006 |
Please make any future posts relating to MMG in .. |
| Posted: Sun Aug 20 6:37:05 2006 |
It's kinda hard to help without an idea of your .. |
| Posted: Sun Aug 20 5:58:08 2006 |
Congratulation KY, way to go! I know you have .. |
| Posted: Sun Aug 20 5:55:32 2006 |
Robb.1111
Debt Consolidation Care is not a .. |
| Posted: Sun Aug 20 5:03:49 2006 |
Yes, I would contact them to find out what on .. |
| Posted: Sun Aug 20 4:55:23 2006 |
Geez Shirley that wells Fargo thing has been a .. |
| Posted: Sun Aug 20 4:48:55 2006 |
Ya know, normally I would bite my tounge on this .. |
| Posted: Sun Aug 20 4:42:53 2006 |
If you have requested validation of the debt from .. |
| Posted: Sun Aug 20 4:30:40 2006 |
You really are dealing with multiple but somewhat .. |
| Posted: Sat Aug 19 8:54:36 2006 |
Not sure what to do next--Resurgent Capital .. |
| Posted: Thu Aug 17 14:00:52 2006 |
Hi Chciagobabe0725.
I'm sorry to hear your .. |
| Posted: Thu Aug 17 7:41:37 2006 |
Klaus
you have come far, and seem to have .. |
| Posted: Tue Aug 15 8:18:35 2006 |
You can ask the original creditor for a detail .. |
| Posted: Mon Aug 14 18:23:55 2006 |
They maybe in Dublin calling on a VOIP line which .. |
| Posted: Sat Aug 12 19:07:59 2006 |
Confused.
As I understand it, yes the owner of .. |
| Posted: Thu Aug 10 19:21:21 2006 |
Allied Interstate is NOT a division of American .. |
| Posted: Thu Aug 10 18:36:37 2006 |
After having read the wikipedia entry Denny .. |
| Posted: Wed Aug 9 20:06:33 2006 |
Also what forum did you post on Posts made in the .. |
| Posted: Mon Aug 7 19:13:29 2006 |
I was also very upset when polly showed me this .. |
| Posted: Mon Jul 31 20:09:51 2006 |
well, unfortunately, you have learned that a .. |
| Posted: Sun Jul 30 19:05:54 2006 |
If I am reading your post which was made July 30, .. |
| Posted: Sun Jul 30 18:49:46 2006 |
I think int he arbitration process, there comes a .. |
| Posted: Sun Jul 30 15:01:22 2006 |
No and NO.
never heard of OSI, and collectors .. |
| Posted: Sun Jul 30 14:41:51 2006 |
Read your arbitration clauses, but I believe you .. |
| Posted: Sun Jul 30 12:42:40 2006 |
Shouldn't a taxpayer I D be available with a FOIA .. |
| Posted: Sun Jul 30 8:18:40 2006 |
wages yes, but disability is a different animal. .. |
| Posted: Sun Jul 30 8:15:34 2006 |
Hummm (having formerly worked in Air Cargo), .. |
| Posted: Sun Jul 30 8:08:20 2006 |
Can you provide some more background into eh .. |
| Posted: Sun Jul 30 7:38:49 2006 |
I beleive that the mortgage company while .. |
| Posted: Sun Jul 30 7:31:28 2006 |
who are you Try clearing your cache to address .. |
| Posted: Sat Jul 29 20:38:24 2006 |
I bank with BofA and I asked them if they had .. |
| Posted: Sat Jul 29 7:50:33 2006 |
once the agreed upon payment clears your account, .. |
| Posted: Thu Jul 27 20:45:58 2006 |
The government never really give us money .. |
| Posted: Thu Jul 27 19:28:24 2006 |
don't get too excited. While the FET on Cellular .. |
| Posted: Wed Jul 26 18:55:37 2006 |
Denny;
I agree whole heartedly with your .. |
| Posted: Mon Jul 24 18:32:23 2006 |
I hate to say it polly, but I think that is .. |
| Posted: Sun Jul 23 17:54:33 2006 |
This is the youngest of the feline half of our .. |
| Posted: Sun Jul 23 17:49:41 2006 |
This is my Girl kitty (our ONLY girl .. |
| Posted: Sun Jul 23 12:53:35 2006 |
i'm in there now.. not sure how long i'll be .. |
| Posted: Sun Jul 23 9:28:46 2006 |
IF your are in a position you can afford to, I .. |
| Posted: Sun Jul 23 8:36:36 2006 |
Any account can only be reported once time. Most .. |
| Posted: Sun Jul 23 8:34:49 2006 |
In the next weeks of so, you should receive a .. |
| Posted: Sun Jul 23 7:25:45 2006 |
understand the analogy your are attempting .. |
| Posted: Sat Jul 22 14:16:13 2006 |
its always better for me to be in chat after .. |
| Posted: Sat Jul 22 10:02:02 2006 |
The first thing you can do to begin to rebuild .. |
| Posted: Sat Jul 22 7:26:26 2006 |
not to be rude, but your just now noticing they .. |
| Posted: Thu Jul 20 19:25:00 2006 |
I'll be in chat for about an hour, it is .. |
| Posted: Tue Jul 18 18:41:51 2006 |
Mr. Mitchem has posted numerous time over the .. |
| Posted: Tue Jul 18 18:21:56 2006 |
IM in there now (7/18/2006) probably will be till .. |
| Posted: Mon Jul 17 19:41:39 2006 |
Good luck polly, please let us know how it goes. .. |
| Posted: Mon Jul 17 19:32:16 2006 |
Great find Polly. Also a fairly current piece of .. |
| Posted: Mon Jul 17 19:22:01 2006 |
Hello Mr. Mitchem. It is good to see you around .. |
| Posted: Mon Jul 17 19:01:06 2006 |
I'm glad your are starting to get things sorted .. |
| Posted: Mon Jul 17 18:52:48 2006 |
Hey , I got a good laugh out of it, even made my .. |
| Posted: Sun Jul 16 19:31:17 2006 |
Well, I don't mean to be so negative, but it is .. |
| Posted: Sun Jul 16 17:30:09 2006 |
whether you sign for or or not, they can still go .. |
| Posted: Sun Jul 16 16:16:33 2006 |
This issue has been brought up before, and they .. |
| Posted: Sun Jul 16 15:32:31 2006 |
They wont be enforcing it in Arizona's court. The .. |
| Posted: Sun Jul 16 11:52:42 2006 |
sounds like a bunch of monkey business to .. |
| Posted: Sat Jul 15 23:33:02 2006 |
Was the call from a Collection Agency or from the .. |
| Posted: Sat Jul 15 23:30:14 2006 |
What Time on the 14th did you register. If it was .. |
| Posted: Sat Jul 15 21:01:44 2006 |
Maybe you need to speak to someone in HR and .. |
| Posted: Sat Jul 15 10:46:14 2006 |
Well, I got bored today, so I went to .. |
| Posted: Sat Jul 15 10:15:11 2006 |
Well, actually it makes sense. If you are .. |
| Posted: Sat Jul 15 6:15:21 2006 |
They probably are refusing to settle because .. |
| Posted: Thu Jul 13 19:09:06 2006 |
When I first signed up ( at that time there was .. |
| Posted: Wed Jul 12 19:25:08 2006 |
HR 5126, the Truth in Caller ID Act of 2006 has .. |
| Posted: Wed Jul 12 18:51:33 2006 |
There is a bill in congress now that would make .. |
| Posted: Mon Jul 10 18:47:15 2006 |
You all goin to chat WAY to early.. try a little .. |
| Posted: Sun Jul 9 17:46:28 2006 |
As for the collector who continued to call even .. |
| Posted: Sun Jul 9 17:34:58 2006 |
It sounds like the deciding factoor was the .. |
| Posted: Sun Jul 9 15:05:10 2006 |
I wasn't too clear on this. Once a consumer .. |
| Posted: Sun Jul 9 13:15:25 2006 |
The SOL in Missouri is 5 years for open ended .. |
| Posted: Sun Jul 9 10:40:28 2006 |
The perceived "thirty Day Rule" only .. |
| Posted: Sun Jul 9 10:25:50 2006 |
I th ink you may have this commnity mistaken. .. |
| Posted: Sat Jul 8 20:35:17 2006 |
Hummm , lemme get this straight.. You are in .. |
| Posted: Sat Jul 8 8:34:21 2006 |
There is no way to legally remove negative items .. |
| Posted: Sat Jul 8 7:34:03 2006 |
Try reducing your text size. I haven't had any .. |
| Posted: Sat Jul 8 6:27:30 2006 |
Check with your attorney or the court, however, I .. |
| Posted: Fri Jul 7 19:51:50 2006 |
Hey Ameriloan, since we all know you are so .. |
| Posted: Fri Jul 7 19:34:42 2006 |
which result are you looking at you can post the .. |
| Posted: Fri Jul 7 19:23:35 2006 |
Prior to my current assignment, I only received a .. |
| Posted: Thu Jul 6 18:26:51 2006 |
yes, I got the PM, but I don't have the parts .. |
| Posted: Thu Jun 29 23:45:21 2006 |
Hi. Its too late (or early depending on how you .. |
| Posted: Thu Jun 29 8:13:31 2006 |
No, negative information remains on your credit .. |
| Posted: Thu Jun 29 8:04:40 2006 |
This is a rare instance of if you know its a .. |
| Posted: Thu Jun 29 7:59:13 2006 |
from 2000 it will be non reportable on his credit .. |
| Posted: Thu Jun 29 6:31:54 2006 |
i have a suggestion, and I have made this before. .. |
| Posted: Wed Jun 28 17:12:55 2006 |
Wanna by a ridge in New York I can get ya a great .. |
| Posted: Wed Jun 28 17:09:49 2006 |
You are correct there. What these collectors rely .. |
| Posted: Wed Jun 28 15:25:58 2006 |
No offense, but where do you get CA's can call .. |
| Posted: Wed Jun 28 13:48:43 2006 |
Oh, it looks like that number is for My Cash .. |
| Posted: Wed Jun 28 13:47:09 2006 |
*67=the number you are calling will hide your .. |
| Posted: Wed Jun 28 13:43:55 2006 |
most likely it is. The SOL is determine by the .. |
| Posted: Wed Jun 28 7:25:10 2006 |
Here are some more members of my .. |
| Posted: Wed Jun 28 7:09:21 2006 |
Well, time to try and ad a few photos to the .. |
| Posted: Wed Jun 28 6:57:37 2006 |
once you make your original post, click .. |
| Posted: Wed Jun 28 6:55:51 2006 |
It may not actually happen, the Pentagon has .. |
| Posted: Tue Jun 27 22:22:37 2006 |
a few more selections for your listening .. |
| Posted: Tue Jun 27 22:11:58 2006 |
WEll, the first three worked, but being a cheap .. |
| Posted: Tue Jun 27 21:36:53 2006 |
ok, I think this is great, but its kind of .. |
| Posted: Tue Jun 27 20:42:37 2006 |
5/3 is Fifth third Bank. They are one of the .. |
| Posted: Tue Jun 27 16:25:31 2006 |
good for you jessi! glad you could make this guy .. |
| Posted: Tue Jun 27 15:04:03 2006 |
I have been seeing a lot of people lately having .. |
| Posted: Tue Jun 27 14:59:31 2006 |
Congratulations Jessi, just goes to show .. |
| Posted: Tue Jun 27 14:54:28 2006 |
I gotta agree with you ladies. I too get tired of .. |
| Posted: Tue Jun 27 0:34:52 2006 |
Leave minimal space for a your signature between .. |
| Posted: Tue Jun 27 0:31:40 2006 |
I doubt the CD's are MP3s. Most of my collection .. |
| Posted: Mon Jun 26 10:24:06 2006 |
If target is still willing to to accept payments, .. |
| Posted: Mon Jun 26 9:59:07 2006 |
I wish you luck. The federal tax codes requires .. |
| Posted: Mon Jun 26 7:11:53 2006 |
That is the reason you send a debt validation .. |
| Posted: Mon Jun 26 6:30:47 2006 |
something to bear in mind while perusing .. |
| Posted: Sun Jun 25 19:57:17 2006 |
This could be a big undertaking, as there are .. |
| Posted: Sun Jun 25 19:50:28 2006 |
How do collection agencies get phone numbers?? .. |
| Posted: Sun Jun 25 16:40:34 2006 |
ok, once again behind the technology curve .. |
| Posted: Sun Jun 25 15:23:02 2006 |
Thank you for the beginnings of an informative .. |
| Posted: Sat Jun 24 10:47:57 2006 |
www.annualcreditreport.com is a site of the FTC .. |
| Posted: Fri Jun 23 21:02:43 2006 |
How about a "Reply with Quote" or .. |
| Posted: Fri Jun 23 19:43:41 2006 |
About a year ago, my wife had been having pain in .. |
| Posted: Fri Jun 23 18:09:30 2006 |
From Vtext.com (verizon's text messaging website) .. |
| Posted: Fri Jun 23 7:01:49 2006 |
Here is the WHOIS information on .. |
| Posted: Fri Jun 23 6:53:22 2006 |
Ok, well I don't think that GECC is a Federal .. |
| Posted: Thu Jun 22 22:09:48 2006 |
TransUnion, they are the cheapest for them to .. |
| Posted: Thu Jun 22 20:42:10 2006 |
Would you care to elaborate No one can help if .. |
| Posted: Thu Jun 22 18:59:59 2006 |
We also need to work towards some Much needed .. |
| Posted: Thu Jun 22 18:57:27 2006 |
Hey Denny, I am a Legislative Representative for .. |
| Posted: Wed Jun 21 21:07:52 2006 |
I'm glad you could find it for him. I tried .. |
| Posted: Wed Jun 21 19:41:17 2006 |
im in there now if anyone want to join in.. If no .. |
| Posted: Wed Jun 21 19:38:45 2006 |
In Illinois , the law CLEARLY STATES and the .. |
| Posted: Wed Jun 21 19:32:21 2006 |
New York and New Jersey Both have statute of .. |
| Posted: Wed Jun 21 19:24:20 2006 |
The debt is past the statutory reporting .. |
| Posted: Wed Jun 21 19:18:44 2006 |
hey jessi, any talk of Price line bringing back .. |
| Posted: Wed Jun 21 19:09:10 2006 |
Try this .. |
| Posted: Wed Jun 21 17:50:00 2006 |
Bank of America Assumed Control (ownership) of .. |
| Posted: Wed Jun 21 17:34:55 2006 |
Hi Virgina.. this is confusing me. maybe I'm .. |
| Posted: Wed Jun 21 13:59:11 2006 |
I don't think MBNA has branches, they only issue .. |
| Posted: Wed Jun 21 11:38:52 2006 |
No. In order to prove bank fraud they would have .. |
| Posted: Wed Jun 21 7:53:03 2006 |
SSI and Disability payment cannot be garnished to .. |
| Posted: Wed Jun 21 7:42:27 2006 |
All you have to do is a write a letter to the .. |
| Posted: Tue Jun 20 15:48:39 2006 |
the DO Not Call List Applies to Telemarketers, .. |
| Posted: Tue Jun 20 11:23:06 2006 |
Ethically, you can never argue you cant pay .. |
| Posted: Mon Jun 19 5:26:29 2006 |
There have been so stories (both in the news and .. |
| Posted: Mon Jun 19 5:17:08 2006 |
Hey Jessi, you may want to check and make sure .. |
| Posted: Sun Jun 18 20:17:47 2006 |
I think a lot of people just don't pay what ever .. |
| Posted: Sun Jun 18 20:02:10 2006 |
People are starting to . But first you have to .. |
| Posted: Sun Jun 18 10:17:32 2006 |
kevntn
Closing your account is only a first .. |
| Posted: Sun Jun 18 10:11:56 2006 |
In order to pursue fraud they would have to prove .. |
| Posted: Sun Jun 18 10:10:05 2006 |
First. Call your local Police Department and .. |
| Posted: Sun Jun 18 10:02:40 2006 |
FirstPremier Bank was bought by HFC who was .. |
| Posted: Sun Jun 18 9:58:05 2006 |
If i's Chase themselves (operating under Chase's .. |
| Posted: Sun Jun 18 6:54:37 2006 |
They can only contact third parties in order .. |
| Posted: Sun Jun 18 6:37:34 2006 |
cool, in that case, party .. |
| Posted: Sat Jun 17 7:53:19 2006 |
Dispute the Debt as not owed under the FDCPA. .. |
| Posted: Sat Jun 17 7:44:27 2006 |
Canadian government introduces legislation on payday loans .. |
| Posted: Sat Jun 17 5:31:43 2006 |
Not to be a party pooper, because I really like .. |
| Posted: Sat Jun 17 5:15:27 2006 |
That wont stop them. they only way they stop .. |
| Posted: Fri Jun 16 16:11:25 2006 |
you may have to get the bank that paid the .. |
| Posted: Fri Jun 16 16:04:48 2006 |
Well, since you know the debt is valid, and you .. |
| Posted: Fri Jun 16 15:13:45 2006 |
when did the account first go overdrawn I found .. |
| Posted: Fri Jun 16 0:28:40 2006 |
keep in mind that if the settlement amount is .. |
| Posted: Thu Jun 15 16:29:21 2006 |
Wow, I was surprised on this one. So I called the .. |
| Posted: Thu Jun 15 16:26:18 2006 |
The article doest say. It the circuit court, so I .. |
| Posted: Thu Jun 15 15:15:34 2006 |
In Downers Grove, Illinois, I was turned over to .. |
| Posted: Thu Jun 15 9:48:14 2006 |
If the account was included in your bankruptcy .. |
| Posted: Thu Jun 15 6:31:17 2006 |
Well, If Providian has SOLD the debt they can no .. |
| Posted: Thu Jun 15 5:53:57 2006 |
This kinda makes sense why should they .. |
| Posted: Thu Jun 15 5:49:10 2006 |
just a thought.. their (accc) website says they .. |
| Posted: Thu Jun 15 5:03:34 2006 |
All of a sudden all the post are ending in dddd .. |
| Posted: Thu Jun 15 4:50:59 2006 |
you can request a free copy once a year from each .. |
| Posted: Wed Jun 14 20:42:41 2006 |
This r |
