Goodwill letter to remove negative listing on your credit report
If you're looking to remove old negative items from your credit report, a Goodwill Letter is what you may need. Using goodwill letters, you can request your creditor or collection agency to remove negative listings purely out of goodwill. For instance, if you've made late payments due to hardship but have been a good customer and finally paid off the account, a Goodwill Letter can be effective in removing such negatives from your report. Just check out a sample Goodwill Letter as given below.
Ideas shared by the Community I am writing this letter to request your help and understanding. In , I began experiencing financial hardship and fell behind in my obligations, even though I greatly disliked doing so. However, I am pleased to report that I have since become current on the above referenced account.
In an attempt to improve my credit score, I am seeking to have any unnecessary negative listings removed from my credit report. I therefore respectfully request that you please remove this account from my report as a gesture of goodwill. by Anonymous on 25 Nov, 2012 How many of these can you send? by Anonymous on 09 Mar, 2012