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Letter
to the creditor asking them to remove their inquiry from the consumer credit
report
Your name Date RE: Unauthorized credit inquiry
I would like to bring to your kind notice the contents of the latest credit report that I received from the Equifax. The credit reflects a credit enquiry from your company which I did not approve. I believe that legally you are not entitled to enquire on any debt amount without my authorization. I request you to delete this enquiry from my credit report with immediate effect as it is causing a hindrance in my acquiring a loan and other credit benefits. I have used certified mail to send you this letter so that I may ensure that you receive it and send me a prompt response. Please forward me a written document stating the removal of the unauthorized enquiry. In other cases, kindly forward me a document containing the proof of the enquiry mentioned by you. Thanking you in earnest, |
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