How to deal with creditors to remove inquiryIf you'd like a creditor to remove their inquiry from your credit report, then you should send them a request letter to remove such inquiries. Here's a sample format of such a letter. Request letter to creditor for removal of inquiries Your Name
Your Address Your Phone#
Creditor's Name
Department Creditor's Address
Date
Re: Account Number__________ This is to bring to your kind notice that my credit report reflects an inquiry from your company which I do not approve. I believe that legally you are not entitled to inquire on any debt amount without my authorization. Therefore, I request you to delete this inquiry from my credit report with immediate effect as because this item is likely to affect my chances of getting new loans/credit. I have used certified mail to send you this letter so that I'm ensured that you'll receive it and send me a quick response. Please forward me a written document stating that you have accepted my proposal to delete the unauthorized inquiry. Yours sincerely, Your Signature Your Name |
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