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Letter with an Unsolicited offer to the Creditor
If you want to offer the creditor a written offer first without any other discussion then you should write a letter along with “Agreement to settle debts”. Creditor Name Date: Re: Account number: Dear Sir/Madam, It has taken me a long period of time to settle my financial problems. I am now in a position to take care of my debt; the account number of the same is referred to above. I appreciate the interest taken by your company to resolve this issue. I would like to respond to this offer and settle the debt at the earliest. The amount I suggest to settle this debt in full is $_____. However, any references to late payment or charge offs on this account should be deleted from my credit file. The fact is, I have several other companies to conduct debt negotiations with and have limited funds at my disposal. I will be able to pay only those companies who are willing to meet my terms. I have reached a settlement with a few creditors and undergoing the process with the others. I doubt if I would have enough funds to pay all at the end of this month <Optional clause> <Your Signature> <Your Name> <Your Address> |
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