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Counter offer to creditor for debt settlement especially if you have more creditors
in line
Creditor Name
Dear Creditor, This letter is aimed at making a counter offer to the settlement offer made between me and your customer service representative I appreciate your company’s willingness to work with me in settling this debt. The amount we agreed to settle this debt in full is $_____. However, any references to late payment or charge offs on this account should be deleted from my credit file. The fact is, I have several other companies to conduct debt negotiations with and have limited funds at my disposal. I will be able to pay only those companies who are willing to meet my terms. I have reached a settlement with a few creditors and undergoing the process with the others. I doubt if I would have enough funds to pay all at the end of this month.
Yours truly, Your Signature, |
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