How to request your credit file from the credit bureaus

If you'd like to request your credit file from any of the credit bureaus, you need to send them a request letter to provide you with one. Here's a sample format of such a letter.


  • The Letter
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Your Name
Your Address
Your Phone #

Credit Bureau's Name
Credit Bureau's Address

Date

Dear Sir/Madam,

I would like to formally request a copy of my most recent credit report from you. The FCRA requires that upon request, a credit bureau should furnish an individual with a copy of his credit file after validating the requestor's identity. The documents that verify my identity are attached.


Please send me a copy of my credit file as soon as possible.

Sincerely,
Your Signature 
Your Name      

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