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Letter to the credit bureau requesting for verification

When a disputed item stays on your credit report even after you receive a verified response from the credit bureaus, you should send a letter to the bureaus. Given below is a sample format of the Verification Request Letter to the credit bureaus.


Verification Request Letter to credit bureaus
Your Name
Your Address
Your SSN

Credit Bureau's Name
Credit Bureau's Address
Date



Dear Sir/Madam,

I have sent you a letter requesting you to remove inaccurate information from my credit report. But I find that the disputed item still remains. So, I am sending you this formal notice asking you to describe the procedure adopted to verify this claim. I would also like to know about the business names, addresses and phone numbers of those who have been contacted for the process. This is my right according to the Fair Credit Reporting Act.


It is really disappointing to find a credit bureau not following the procedures and not maintaining the accuracy norms. I would request you to comply with the laws and furnish me the information I've asked for within a period of 15 days.


Through this letter, I am resubmitting my request to make the reinvestigation and verification processes faster.


(State the reasons for disputing this negative mark).


Yours sincerely,

Your Signature
Your Name


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