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tania alvarez

i send to debt consolidation care a copy of my report of 1998 and this account of fleet national bank *************5545 (ltd 77074 is demanding money,money) U 10-92 last activity 3-95 and status r-9 and date reported 4/96.what is a r-9?

tania alvarez

A LADY call my house yesterday and told me to be of the church. she told me about about dead people turn to dust (she repeated this many times!!!!)is the same spanish lady that call here to ask my husband about my husband's dead mother many times.last year ,one day she call 3 times and i want to say of all people of ltd 77074 that i have no fear to die and i'm a true believer of GOD AND IF YOU LOOK MY LIFE I NEVER robber,kill or desobey GOD .I believe i had sinned because i'm a human being but i'm sure nobody go to stop me to tell the truth in this forum and i 'm sure GOD IS IN MY SIDE and all good people,too.

tania alvarez · Posted: Sat Mar 18, 2006 9:13 am Subject: ltd 77074 and report complaint

ltd xxxxx and a report complaint.i need to send some papers i have here for attach to my report complaint (ltd xxxxx) that go to be open for everybody that wants to complaint in this forum.if you have a complaint against bad collection agencies or other businesses doing bad things.look for a report complaint in this forum or ask denny.

tania alvarez

i saw in the newspapers today that money take from disability check has to be replaced(REFUND).i dont understand why ltd wants payments if this account last activity is 3-95 and they abused a mentally ill and blind person (my husband)day and night scream and telling him,he goes to prison and obligate he paid from his social security 150,00 dollars for 7 months and this account (VISA) was only in my name:tania alvarez.i think ltd 77074 has to refund the money TO MY HUSBAND and stoped the cRAP.

Old Dude · Posted: Thu Mar 23, 2006 2:05 pm Subject: Mistreatment by LTD

Have a friend who has been harassed and intimidated by these people. When he used the 800 number given in a blog above and threatened to get a lawyer, LTD suddenly delared his account paid in full (which it was and has been, and my friend had the paperwork to prove it). God help anyone who must deal with these people.

Old Dude · Posted: Thu Mar 23, 2006 2:06 pm Subject: Mistreatment by LTD

Have a friend who has been harassed and intimidated by these people. When he used the 800 number given in a blog above and threatened to get a lawyer, LTD suddenly delared his account paid in full (which it was and has been, and my friend had the paperwork to prove it). God help anyone who must deal with these people.

tania alvarez · Posted: Mon Mar 27, 2006 7:33 am Subject: i love this forum

i love this forum of debt consolidation care because the people of this forum loves people and dont hate blondes.i know you are not the GUEST we have in this forum.my advice for you is that you urgently seek treatment with a good pyschiatrist.other thing are you sure you are not charles manson because he hates blondes,too.i forget to tell here that i really dont hate debt collectors because i dont hate blondes like you.i hate only bad debt collectors and baD COllection agencIES.

going crazy! · Posted: Fri Mar 31, 2006 9:56 am Subject: I'm going to do something about it

Here is their information off of BBB:

Principal: Lenore Hankins, Executive Administrator
Phone Number: 713-414-2100
Fax Number: 713-414-2138
Email Address: lhankins(at)ltdfin.com
Web Site Address: ltdfinancialservices.reliabilitymall.com

They released my information to people that should not even hae my info! I cannot believe that they would just talk to someone that 'claims' they are me. The guy said that they cannot tell "since I'm Chinese" if I am suppose to be a male or female. First of all I'm not Chinese so they are definatley going to pay.

I'm going to call the owner or whomever and harass them like they did me.

andy56789 · Posted: Mon Apr 03, 2006 10:52 am Subject: ltd financial

This company has some computer system that calls my house at least once a day, but with nobody on the end of the line..I looked up the CEO and here's his home phone number. Perhaps a direct call at home will get them to stop this.

Leonard & Kyila Pruzansky

5406 Winding River Rd
Richmond, TX 77469-8215
(281) 342-7404

Posted: Mon Apr 03, 2006 11:06 am Subject:

OMG, "going crazy" they actually said, "Since you're chinese" That's so racist! It needs to be reported.

Brett · Posted: Wed Apr 05, 2006 2:13 pm Subject: LTD is a joke

This company has no problem calling you repeatedly, but for some reason they can't seem to learn how to return phone calls unless it is in their best interest. They drafted more out of my account than I originally authorized and now am having a VERY tough time getting refunded my money. I have gone from one person to their superior and then to their superior. I have been told that I am now contacting the Director of Operations for their firm, yet can't seem to get a call back to resolve the matter. I have been trying to get my money refunded to my account for over 2 months now. They are very unprofessional and unresponsive. I have even started recording my calls with them, now that I have noticed how they do business over there. I am only owed 50 dollars! At this point it isn't about the money, I could easily walk away only being out 50 , but I am not going to let these crooks get out of it this easy. Is it coincidence that it is hard to find a website or any info on them? I don't think so. Its just like trying to look up a scam artist or thief, they don't tend to advertise!

Leveling the field · Posted: Wed Apr 05, 2006 2:21 pm Subject: Turnabout is fair play

Send the principal officers of LTD financial a letter advising them of the inappropriate and at times criminal behavior of their employees. When their representative violate the law when they call you, call the executives and let them know that their employee's are violating Federal Law, and that you will sue them personally and hold them responsible.

Remind them of the lawsuit they settled in Illinois for the violations of the Fair Debt Collection Act.

Remind them of the lawsuits they settled with Equifax in Georgia and Texas.

Remind them that you know the law, and will compel them to abide by the law.

LTD Financial Services
7322 Southwest Freeway, Suite 1600
Houston, Texas 77074
(713) 414-2100
(877) 741-2100
(800) 718-3583

*also connected by address to: Advantage Assets, Inc

Leonard Jay Pruzansky, Chief Operating Officer DOB: June 22, 1951 Spouse: Kyila
5406 Winding River Road
Richmond, Texas 77469-8215
Phones: (281) 342-7404 (281)342-3697
(281) 342-3129 (832) 595-9409

Lenore Hankins, Executive Administrator DOB: November 18, 1957 Spouse: John
2777 Woodland Park Drive, apt 1608
Houston, Texas 77082-6652
Phones: (281) 752-9531 (281) 920-0995
LHankins(at)ltdfin.com

Jimmy Wayne Glaus, Jr., Web site registrant, VP DOB: July 23, 1965
1010 Plantation Meadows Drive
Richmond, Texas 77469
Phone: (281) 341-1812

Timothy Andrew Feldman, Chief Executive Officer DOB: July 4, 1950 Spouse Heather Harris
5510 Shadywood Street
Sugarland, Texas 77479-9604
Phone: (281) 403-0046

Terry A. Dean (a/k/a Patsy R. Johnson), VP
DOB: March 1, 1955
4550 Buffalo Street
Beaumont, Texas
Phone: (409) 347-0945 (P. Johnson)
Same Social Security Number link

Leveling the field · Posted: Fri Apr 07, 2006 8:00 am Subject: High on the hog

Maybe if these criminals didn't need the money for their high on the hog lifestyles, they wouldn't feel the presure to vilolate the law in order to make the money in a business that most collection trade organizations claim is an industry with very little overhead. Pruzansky with his recently purchased million dollar home, Feldman with his multimillion dollar investments and social climbing activities, Glaus with his love of classic muscle cars, new home custom built with garage lift and his regular out of state hunting trips, and Hankins sudden influx of income are all living in ways that require substantial income to mantain their lifestyles. These people have been in this shady business since they were very young, so the inconvenience of the law has become something to get around, not abide by like the rest of the nation.

tania alvarez · Posted: Sat Apr 08, 2006 9:09 am Subject: LTD 77074 AND EQUIFAX complaints

i just send the last letter of ltd 77074 to equifax investigation.i send many information about some accounts(2) that was in my name "TANIA ALVAREZ"and was not in my husband's name.some debt collectors think is right what they did against my husband that is a very disability man.i send copy of a check that ltd 77074 took of account of my husband social security disability without any order of court.i send the last letter in my name too and more one time i gave a complaint about ltd 77074 and nfs NATIONAL financial systems,inc and citibank.i just dON't get why this people are thinking they go to get away with all their money and their fancy life style. if their words only tell lies and i only want justice for my husband,me and all the people that just dont deserve be treated with no respect for ltd 77074 or any other collection agency or other business that just think people cannot do anything against them because they are rich and they have power to do whatever they want.only GOD has"power" and this country is UNITED STATES OF AMERICA.

Kitty · Posted: Thu Apr 13, 2006 5:40 am Subject: LTD Financial Services

Lately, I have been getting called by the phone number 800-741-2100 and it shows up on my Caller ID. So I went to the Better Business Bureau site and looked up the number to see who it was. Of course, it was LTD Fin. Services and I realized it was a debt collector. I had a collection agency call a few months ago about a debt my mother owed and it was a debt from over 20 years ago. The statue of limitations is 6 years for the state we are in. So they do not have any rights to collect the debt. The first collection agency lied and said they sent us notices in the mail and I down right told them you HAVE NOT! I am thinking that the debt collection agency passed the debt to LTD and they are now calling here to harass us. After reading all these postings I am unsure I want to even talk on the phone with these people, they have yet to leave a message on my phone. Today, I got there web site: www[dot]ltdfinsvc[dot]com. I sent them an email and wrote in it that under the FTC & Fair Debt Collection Practices Act, within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money.

I am going to wait for there reply or if they leave a message then I will have my husband contact them and tell them verbally to send a written notice and to stop calling us. If this does not work then I will send a letter to them and make sure it is certified mail or that they must sign for it so I have proof they got the letter.

Kitty · Posted: Thu Apr 13, 2006 5:44 am Subject: Some helpful links

FTC or Federal Trade Commission Fair Debt Collection: http://www.ftc.gov/bcp/conline/pubs/credit/fdc.htm

Statue of Limitations and your rights:

The Better Business Bureau: www.bbb.com

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