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PostPosted: Sat Nov 10, 2007 7:14 am Subject:

PORTFOLIO RECOVERY ASSOCIATES CALLS AT 8:27 AM AND THEY ARE CALLING FOR THE SAME ACCOUNT LTD 77074 WAS CALLING HERE.IF THEY TOOK MONEY FROM A NON DEBTOR HERE AND HARASSED HIM TELLING HIM THEY GO TO TAKE HIS APARTMENT
(NOT IN HIS NAME,ONLY IN HIS BROTHER NAME) AND PUT HIM IN JAIL FOR THE Same account OF 1991 ONLY IN MY NAME TANIA ALVAREZ.
PORTFOLIO RECOVERY ASSOCIATES WAS A CLIENT AND PORTFOLIO STILL CALLING HERE TRYING TO TAKE MORE MONEY FROM HIM THAT IS NOT A DEBTOR.
I THINK PORTFOLIO RECOVERY ASSOCIATES DESERVED TO BE FINED LIKE LTD 77074 AND I'LL SEND A COMPLAINT AGAIN TO FTC AGAINST THEM.

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PostPosted: Sat Nov 10, 2007 7:22 am Subject:

Good for you Tania!! Very Happy
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PostPosted: Sat Nov 10, 2007 4:23 pm Subject:

FINSFAN13 YOU TOLD ME:"REPORT THESE PEOPLE!!!"
THANKS FOR GIVE ME THIS WONDERFUL IDEA.
I THINK I NEED TO REPORT ABOUT PORTFOLIO RECOVERY
ASSOCIATES BECAUSE THEY HAVE PARTICIPATED OF THE
SAME ABUSE AGAINST MY HUSBAND HERE AND LTD 77074
AND PORTFOLIO RECOVERY ASSOCIATES ARE PARTNERS OF CRIME BECAUSE THEY DIVIDED THE MONEY STOLED FROM A NON DEBTOR HERE BLIND AND MENTALLY ILL.(MY HUSBAND)
THESE PEOPLE LIE ABOUT MY NAME,TANIA ALVAREZ(PERJURY CRIME,I NEVER SIGNED ANY CHECK FOR THEM IN 2004 AND 2005)
THIS ACCOUNT FROM 1991 WAS PAID FOR A NON DEBTOR THAT WAS HARASSED LIKE HELL HERE AND I ,TANIA ALVAREZ HAVE NOT ANY JOINT ACCOUNT WITH MY HUSBAND.
NATWEST ACCOUNT IS ONLY IN MY NAME.
I USE WASHINGTON MUTUAL AND MY HUSBAND USES CITIBANK.
MY HUSBAND RECEIVE HIS DISABILITY CHECK OF 623,00 IN CITIBANK.
LTD 77074 AND PORTFOLIO RECOVERY ASSOCIATES ZOMBIE
TOOK 7 CHECKS OF 150,00=1050.00 IN 2004,2005 FROM CITIBANK.
ALL 7 CHECKS ARE SIGNED FOR JOHN ALVAREZ AND NOT TANIA ALVAREZ LIKE PORTFOLIO RECOVERY ASSOCIATES
TELL IN THE LETTERS.
I DIDNT GAVE ANY CHECK TO THESE BAD COLLECTORS IN 2004 OR 2005.THIS ACCOUNT IS PAST SOL AND IF THEY HARASSED A NON DEBTOR(MY HUSBAND) AND GET CHECKS FROM HIM ILLEGALLY IS BECAUSE THEY ARE THIEVES AND LTD 77074 GOT FINED AND NOW PORTFOLIO RECOVERY ASSOCIATES THAT WAS THE PARTNER IN THIS CRIME AND CONTINUED TO CALL HERE TO HARASSED MY HUSBAND FOR THE SAME ACCOUNT NEED TO GET A FINE EITHER FROM FTC.
I PRAY TO GOD TO GIVE TO THIS PEOPLE EVERYTHING THEY REALLY DESERVED LIKE SOME TIME IN JAIL FOR EXAMPLE.
THANKS FINSFAN13 GUARDIAN ANGEL NUMBER1.
I'LL REPORT THESE BAD PEOPLE AGAIN TO FTC BECAUSE IS A DOUBLE CRIME HERE.

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PostPosted: Sat Nov 10, 2007 6:01 pm Subject:

ABOUT LTD 77074 PLEASE READ THIS ARTICLE IN THE NEWS:

http://www.msnbc.msn.com/id/21658386/

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PostPosted: Thu Nov 15, 2007 7:39 am Subject: 8:06 AM IN MIAMI,PORTFOLIO RECOVERY CALLED MY HOUSE.

PORTFOLIO RECOVERY ASSOCIATES CALL TODAY IN MIAMI
8:06 AM AND DIDNT SAY A WORD.
THE TELEPHONE THAT CALLED MY HOUSE TODAY AT 8:06AM IN MIAMI,FLORIDA WAS 1800-7721413.
I THINK FTC NEEDS URGENTLY TO STOP THESE PEOPLE FROM PORTFOLIO RECOVERY ASSOCIATES EITHER.
I FORGOT TO TAKE MY PHONE OF THE HOOK TODAY AND THEY WAKE UP MY HUSBAND THAT SLEPT FEW HOURS IN THIS NIGHT.
I TOLD MY HUSBAND ABOUT LTD 77074 GOT FINED FOR FTC AND PORTFOLIO RECOVERY ASSOCIATES WILL BE THE NEXT ONE TO BE FINED FOR FTC,EITHER.
MY HUSBAND TOLD ME HE DONT TAKE THEIR CALLS
ANYMORE BECAUSE THEY WANT TO DO ANOTHER IDENTITY THEFT WITH HIM BECAUSE PORTFOLIO RECOVERY ASSOCIATES
IS A CLIENT OF LTD 77074 SINCE 2004.
MY HUSBAND TOLD ME THAT IS MORE DIFFICULT TO FTC
STOP A BIG GANG VERY RICH LIKE PORTFOLIO RECOVERY ASSOCIATES.
I DONT UNDERSTAND WHY THESE PEOPLE FROM PORTFOLIO RECOVERY ASSOCIATES STILL CALLING MY HUSBAND THAT IS
NOT A DEBTOR AND THEY STOLED ALREADY 1050,00 FROM HIS ACCOUNT AND THEY WANT MORE MONEY BECAUSE
WAS EASY TO STEALING MONEY FROM A BLIND AND MENTALLY ILL PERSON.
THIS PEOPLE DESERVED GO TO HELL WHEN THEY DIE.
THIS PEOPLE HAVE A HEART OF STONE AND THEY DESERVED TO GO TO JAIL EITHER.

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PostPosted: Thu Nov 15, 2007 7:47 am Subject:

LTD 77074 AND PORTFOLIO RECOVERY ASSOCIATES ARE 2
COLLECTIONS AGENCIES FROM HELL.
I PRAY EVERY DAY HERE AND GOD IS WATCHING THEM.
I HOPE PORTFOLIO RECOVERY ASSOCIATES GET FINED EITHER.
I HOPE MANY BAD COLLECTIONS DOING ALL TYPES OF ILLEGAL THINGS AGAINST INNOCENT CONSUMERS PAID THE RIGHT PRICE FOR THEIR CRIMES.

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PostPosted: Sat Nov 17, 2007 6:23 pm Subject:

"EXCLUSIVE LTD FINANCIAL SERVICES EMPLOYEE POSE AS A DELL FINANCIAL SERVICE."
designertoday.com/News/4706/EXCLUSIVE.LTD.Financial.Services.Still.Bei ng.Deceptive.even.after.1.3.Million.Fine.by.FTC.aspx

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PostPosted: Fri Nov 30, 2007 6:22 pm Subject: Setting it straight

Honestly. I am a debt collector. And I have seen every scenario start to finish in this job. But to call Portfolio Recovery Associates crooks, and liars, and say they are harassing you is a bit extreme.

They are not harassing you if you owe the money. Look at it this way...If YOU loaned somebody (lets say) 25,000 dollars, and they did not pay it back...Wouldn't you want that money back?

Also, when you sign up for that credit card, cell phone, mortgage, car or anything else that involves using your credit report to apply for, you are signing a contract saying that you have intent to pay. So the company is trusting you to pay that loan back to them.

Now...as far as saying they cant call you at 8 am. Read the rules listed in the FDCPA. The Fair Debt Collection Practices Act. It entitles debt collectors to call your house at your time from 8am to 9pm.

And to speak for myself here...not all debt collectors are bad people. Honestly, if you even gave us the time of day, and speak to us instead of yelling at us and calling us names, you would see we are just like you.

And, most companies will ask you if you want to make monthly payments just to get rid of the money you owe. If its so many years old, ask them for a settlement! They may be able to give you a great deal, and you cant get them out of your hair once and for all.

One last thing before I go...If they are calling your house, and you say you are not the person they are looking for...they will want to verify some kind of personal info. So if you are NOT the person they are looking for, VERIFY IT! Your number is taken out, and they wont call you!!

Hope this clears up some stuff for you.

Bye now.

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PostPosted: Sat Dec 01, 2007 8:51 am Subject:

MY HUSBAND WAS A DEBT COLLECTOR IN NYC AND HE BECAME BLIND AND MENTALLY ILL AND HE LOST HIS GOOD JOB,
HE DID NOT DRIVE ANYMORE(HE LOVES TO DRIVE IN NYC)
HIS ONLY BROTHER DIDNT INVITE HIM TO HIS HOME.
MY HUSBAND HAVE A BIG FAMILY BUT SINCE 2004 WHEN HIS MOTHER DIED NOBODY CALL HIM ANYMORE.
MY HUSBAND'S WORLD WAS CUTTING IN PIECES AND I WAS THE ONLY PERSON BESIDES HIM(I'M HIS WIFE SINCE 1983).
ANY BAD PERSON THAT HARASSED AND STEAL MONEY FROM MY HUSBAND BLIND AND MENTALLY ILL HERE IS NOT MY FRIEND BECAME MY ENEMY.
DO YOU THINK BE A BLIND PERSON IS EASY?
DO YOU THINK IS EASY TO BE HIM?
DO YOU THINK A NON DEBTOR BLIND AND MENTALLY ILL DESERVED TO BE HARASSED EVERY DAY,NIGHT,WEEK END AND HOLIDAYS?
I CARE MORE FOR MY HUSBAND THAN FOR ALL OF YOU TOGETHER FROM PORTFOLIO RECOVERY ASSOCIATES AND LTD 77074 AND I REALLY DONT CARE IF ARE OFFENDED AND I REALLY DONT CARE ABOUT YOU.
ANOTHER THING IMPORTANT I HAVE TO SAY HERE IS THAT I REALLY CARE FOR THE WONDERFUL PEOPLE IN THIS WORLD,LIKE MY FAMILY AND ALL GREAT MEMBERS OF THIS FORUM AND GREAT GUESTS EITHER.
A GOOD DEBT COLLECTOR WILL NEVER CAME HERE TO TELL ME I'M WRONG ABOUT PORTFOLIO RECOVERY ASSOCIATES OR
LTD 77074.

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PostPosted: Sat Dec 01, 2007 9:04 am Subject:

I'M NOT AGAINST ANY GOOD DEBT COLLECTORS AND I DONT
THINK A GOOD DEBT COLLECTOR LIKED TO WORK IN LTD 77074, PORTOFOLIO RECOVERY ASSOCIATES OR ANY OTHER BAD COLLECTION AGENCY LIKE THESE BAD COLLECTIONS AGENCIES.
IF YOU LIKE PORTOFOLIO RECOVERY ASSOCIATES AND YOU THINK IS A GOOD PLACE TO WORK IS BECAUSE YOU DID NOT DESERVED TO BE A DEBT COLLECTOR.

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PostPosted: Sat Dec 01, 2007 7:35 pm Subject: settin it straight again

Please remember one thing. I did not mention where I worked,so I am not saying anybody is great.

First, do not come on here and try to put me down, when you cannot even say it in proper english. If you are going to insult me, you can at least spell correctly.

Second, you are aware since your husband was a bill collector, that when you marry somebody with a debt....it becomes yours as well. I do not make the laws. I cant say im sorry for that.

Third, you sure seem to have enough time and money to spend using an internet connection, but you dont want to pay a debt? You make no sense. Im sorry you have nothing better to do but complain about how terrible people are because you cant live up to a contract you legally married into. That is your own fault.

And since im such a terrible person, I think you ought to know that I had a call on Friday, that had me in tears.

The man I was looking for answered the phone, and told me that his wife just told him she was leaving him, and he was blessing me with as many prayers as god could send my way, because he was going to SHOOT himself. The man was in tears crying to me. And telling me "Thank god you called me, I really do appreciate it. I almost did something stupid".

So I guess im a terrible vulture of a person, because the man was going to kill himself, and I offered to listen to his problems. Just like any other decent person should.

So I think you need to do more than lump all companies and collectors in one group. And think about people's feelings. I am one person that you cannot stick in a group of terrible collectors, and that is why I responded to your post. Because you talk as if we are all awful.

I think you need to be more open-minded, and not be so full of yourself.

And F.Y.I if you want them to stop calling your house (your husband being the ex-bill collector he is, should know this), send them a written letter telling them not to call you.

This is a written cease and desist letter, once its on file, they cannot legally call you.

Have a nice night, and please...go be with your blind, mentally ill husband. Im sure he needs you more than your computer does.

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PostPosted: Sat Dec 01, 2007 9:00 pm Subject:

HO,HO,HO!!!
IT IS A VERY FUNNY STORY HERE.
YOU ARE A LIAR BAD DEBT COLLECTOR.
I LIKED VERY MUCH WHEN LTD 77074 GOT FINED FROM FTC.
HO,HO,HO!!!
THE NEXT ONE WILL BE PORTFOLIO RECOVERY ASSOCIATES
"THE CLIENT OF HELL OF LTD 77074."SANTA CLAUS IS COMING...
ABOUT THE MAN YOU SAVED THE LIFE IS A BIG LIE AND
I DONT BELIEVE YOU.
SOME BAD PEOPLE ALWAYS WILL BE BAD PEOPLE.
I DONT CARE ABOUT YOU AND I'M VERY HAPPY TODAY.
Mr. Green Mr. Green Mr. Green Mr. Green Mr. Green Laughing

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PostPosted: Sat Dec 01, 2007 9:00 pm Subject:

HO,HO,HO!!!
IT IS A VERY FUNNY STORY HERE.
YOU ARE A LIAR BAD DEBT COLLECTOR.
I LIKED VERY MUCH WHEN LTD 77074 GOT FINED FROM FTC.
HO,HO,HO!!!
THE NEXT ONE WILL BE PORTFOLIO RECOVERY ASSOCIATES
"THE CLIENT OF HELL OF LTD 77074."SANTA CLAUS IS COMING...
ABOUT THE MAN YOU SAVED THE LIFE IS A BIG LIE AND
I DONT BELIEVE YOU.
SOME BAD PEOPLE ALWAYS WILL BE BAD PEOPLE.
I DONT CARE ABOUT YOU AND I'M VERY HAPPY TODAY.
Mr. Green Mr. Green Mr. Green Mr. Green Mr. Green Laughing

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PostPosted: Sat Dec 01, 2007 9:12 pm Subject:

I'M SO HAPPY ABOUT LTD 77074 AND PORTFOLIO RECOVERY WILL BE THE NEXT ONE TO BE FINED.
I'M HAPPY LIKE A CHILD THAT GET A GIFT IN CHRISTMAS.
MERRY CHRISTMAS FOR EVERYBODY WONDERFUL HERE.
MERRY CHRISTMAS!!!(JINGLE BELLS)
http://www.youtube.com/watch?v=ajd456kwzIA&feature=related

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PostPosted: Sat Dec 01, 2007 9:15 pm Subject: JINGLE BELLS

http://www.youtube.com/watch?v=FpKaFhZY5vw&feature=related
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