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tania alvarez · Posted: Tue Jan 03, 2006 1:12 pm Subject: ltd is out of control

ltd send me a letter and wants 500 dollars until january finish.it is very funny,they still think we are more idiots than them.they continue doing mistakes.the problem you dont owne them nothing and my husband get a disability check of only 599,00 dollars with 134 dollars of food stamps.i dont work and i dont owne nobady,i just check my equifax.i cannot work no more because my husband sometimes cut him self and he has bipolar disease and now dont accept treatment,before when he has good vision ,he make treatment and get a 1000 for week.in last year my husband was in crisis in jackson memorial,ltd is going to far after take money of his disaability check,that is against the law,they are liars and i want they take me to the court for this money,that they say be 1748,09.because i have proff against them and i have proof enough that i dont owne nothing to them.they until put other account number for you paid them,discovery anulate a paid ,because they send a letter with other account number.which company is that?i really dont have any fear of them and i want they paid what they are doing to my husband.my family is helping me to survive and I go to give more complaints against ltd .it is not a debt collector,but a devil collector.tania alvarez

tania alvarez

i was so angry with ltd hell,that i forget to say thanks for your beautiful words.it is good when people like you and others of debt consolidation always have time to help others.GOD BLESSES ALL OF YOU AND A VERY HAPPY NEW YEAR!!!!!!

tania alvarez · Posted: Tue Jan 03, 2006 3:50 pm Subject: ltd from hell

when i said ltd is not a debt collector,but a devil collector i did a mistake,because ltd is a collection agency and all debt collectors that work there are demoniacs and they are really bad peple without any feelings and no shame at all.sorry for my bad english and thanks again.

tania alvarez

my husband has a natwest credit card from 1991 with a number ltd send letters to us.the problem is they put other account number , when he went to pay them, because he is blind,and they think everybody is blind in this house ,i told him;_is not your account number and i have here a letter from discover card that show other number of account .why this people still open for business?they are not debt collectors,they are devils.

tania alvarez · Posted: Tue Jan 03, 2006 8:20 pm Subject: ltd and a old card only 15 years old

sorry is not 16 years old is 15 years old.

Posted: Wed Jan 04, 2006 10:26 am Subject:

Tania,

Do you still use the card? Can you remember when did you use it last? If the SOL of the said account is expired, you are not legally bound to pay it. However collectors can still try to collect the balance.

But, if they are sending you letters with wrong information, this proves nothing but extreme carelessness on their part. Dispute it. Send letters to them. Also check whether they are imposing other's debt on you or not. If they cannot respond to your query properly, report against them with BBB, FTC or Attorney General's Office of your state.

tania alvarez · Posted: Thu Jan 05, 2006 12:22 pm Subject: thanks Bryran

a very old credit card from 1991,is really old .my husband keep a collection of his credit cards in a very big book,he likes to collect everything like me.i want to thanks all the people of debt consolidation care for give always very useful information and be so nice with everyone that needs them.i admire people that dont discriminate people and help anyone that needs help.thanks byron,rouxette and all people of debt consolidation care.

Posted: Thu Jan 05, 2006 1:34 pm Subject:

You're welcome Tania Very Happy

I understand that you took the card in 1991. Do you still use this card? When did you last use it? If your debt is past SOL, collectors won't have much option for bargaining. The ball is in your court Very Happy

Anyway, make sure that all the information provided by them are correct and if you decide to pay them, make a deed for the transaction and get it signed.

tania alvarez

2 debt collectors in the same papers.ltd said the client is portfolio recovery associates.i call them long time ago for complaint against ltd,the man told me that i can pay them or ltd.i call this number:1888772 7326.in this time,i stay very confused,because i didnt know they are two collection agencies differents or i m wrong i need my guardian angels,tell me for i learn and dont fall again in this mess and i really needs understand this.all the pappers they send me charging a bill the client is portfolio recovery associates(hoovers a debt company?i m just lost in the space.help me please!!!!!!!!

tania alvarez

january 29,2004 the cliente is natwest fleet account.in january 3,2005 the client is portfolio recovery.

Posted: Mon Jan 09, 2006 10:26 am Subject:

Tania,

Contact the original creditor and confirm who is currently holding your account. Then it will be easier for you to make suitable payment arrangement or go on with negotiation.

If both the agencies are appearing on your credit report for the same account, you can dispute the entry with CRA. Two agencies cannot hold the same account. One of them should be removed. Hope this helps. Please keep us update on what is going on.

tania alvarez · Posted: Mon Jan 09, 2006 12:59 pm Subject: thanks bryran

the list against ltd 77074 goes increased and all the things they are doing are completly out of control.the original creditor can not be reach because they move to england,europe or north polo(natwest bank).i fell very sorry because my husband paid them already more than a 2000 since january 2004 to june 2005,after i found the letters here and checks of 150 a month ,they robber him and this account is not a valid account and disappear from our credit files years ago,i m sure he paid other debit collect in new york but he is not sure.ltd say the account is 2798.09 in january 29,2004 and in november 2,2004 was 2648.09 .i have all the checks here eletronic 150 dollar from his disability check.he gave too much money to ltd and they want more.and now more 1748.09.,500 hundred in january and more money ,money for ltd is never enough because this is the tatic they use to robber people.i think they use no matematics in their business and since they are escrupulous individuos that abuse the system of law in this country i go to wait for justice and GOD DONT GO TO HAVE MERCY OF THEM.

Posted: Mon Jan 09, 2006 2:11 pm Subject:

Tania,

It would be best if you speak to Ltd Financial at this situation. But I'm not sure whether they would respond to you or not. BBB report shows that they are not very attentive to customers' complaints. Hope you have all the records of payments made to them. It will help you prove your situation.

You can contact the consumer protection office of your state and ask for their help. Please inform us the latest happenings in this matter.

Tamara · Posted: Mon Jan 09, 2006 5:47 pm Subject: Continue of my post

my message posted before I could finish... Anyway, my phone number is 330-435-****

Phone number deleted for your personal safety - Roxette

Tamara · Posted: Mon Jan 09, 2006 5:49 pm Subject: Class action law suit

I have had MAJOR problems with them calling 20 times a day to harass, even if I talked to them the day before and told them it would be a couple weeks, they call and when I answer they hang up on me, totally illegal! Please help me sue them and put them in their place! 330-435-***

Phone number deleted for your personal safety - Roxette

tania alvarez · Posted: Tue Jan 10, 2006 8:34 am Subject: ltd took 1050 dollars not 2000

i look the letters in citybank and ltd began to take money in 0ctober 2004 to april 2005.any way they commit a crime because they took from a disability check .i make a mistake because the letters i look only the letters from ltd.in october 2004 the client was natwest and in january 2005 the client was portfolio recovery.i go to send this proofs i have here to attorney of florida.thanks all of you for help me.

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