People frequently ask one question in this forum: “Why LVNV Funding is appearing in my credit report?”

lvnv funding llc is a collection agency, additional DBA resurgent. Let me tell you, I haven't dealt with them personally. But what I have understood after going through the forum posts that LVNV reports consumer accounts to CRA without informing consumers at first place. That is the reason people get confused on why they are appearing on their credit report, might be their own business strategy, lol. LVNV prefer collecting charged-off retail accounts mainly.

Thought I should gather the information available on them, so that visitors find it easy to understand. Their addresses are:

LVNV FUNDING LLC
P.O.Box 3038
Evansville, IN 47730
Telephone: (886) 861-8182
Fax: (812) 428-3523

LVNV Funding, LLC / Resergent
9700 Bissonnet, Suite 200
Houston, TX 77036

Resurgent Capital Services LP
LVNV FUNDING )
15 South Main Street Suite 600
Greenville, SC 29601

Check them with BBB.

It is always suggested to send them request for debt validation through certified mail, if they suddenly appear in your credit file. If they cannot validate the debt satisfactorily, you can ask them to remove the listing from your credit file. You can also dispute the item with credit bureaus directly stating the collection agency has failed to validate the debt, hence it should not be reported any more.

Hope this helps, if anyone has any more information on LVNV, or if you have any updates, please post it here.

Here are some instances of their activities with other consumers:

• I noticed on my credit report that there is a company called LVNV Funding LLC for $3195.
  
• You were on my credit report and I have no clue why I owe you 2406.00
  
• I am purchasing another home and a derogatory tradeline appeared on my credit.
  
• I have not contacted this company to assume the debt nor have I signed any note. I have three questions...
  (LVNV re-aged the debt)

A list of debt collectors and few successful strategies of dealing with them

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David,thanks so much for the helpfull info! If you remember i have been dealing with them for months,they still haven't validated. Of course in my follow up letter to DV,I told them they had broken numerous fdcpa reg,rude,abusive,threatining,giving my info to a third party(wells fargo) and calling me during the DV process,maybe that't why i haven't heard from them. I was still thinking of sending a payment proposal to them,but maybe I should wait.Oh,by the way,If I am not mistaken,I believe that Phillip-Cowen is also associated with them,at least that's what they said. I was passed from LVNV to Resurgent,to Phillips-Cowen.Thanks for the great stuff ...Karen

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__________________
As long as you are alive, there's always hope

Dear Sir,You are sending a bill to the wrong person
I have never Heard of a Company named Triad much less
purchased anything from them. I have a good credit
rating because I pay my bills. This bill is not mine
I would suggest that your people do a better job of
reserch and find the right person

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Hi Marvin.
I'm sorry..But you're at the wrong place! I think you did a google search on a company and found this site. Good luck!

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__________________
26.2
Detroit Marathon, October 2009

Call LVNV Funding at 888-665-0374 and get your name off from their system. If they force you about this debt, ask them to validate the debt in writing so that you can review it thoroughly. Send your letter through certified mail with return receipt requested. Keep a copy documented in your file.

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I just received one of these bogus "past due account" bills today...Has anyone had a successful process with this company? If so, what steps did you take?

The "previous creditor" is stated as GE Capital; and the "credit recovery" company is called Pioneer Credit Recovery, Inc., based in NY. Scam, scam, scam.

Thanks for any help you can give, and for previously posted info.

Thanks!
bgandl@

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LB, dispute the item with the collection agency. You need to ask them for verification of the item before making any payment. Just in case, did you have any account with the credit companies not paid?

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I recently ran a credit report knowing that I have always had excellent credit. I found out that in April 2006 MCI reported that I refused to pay a bill. I have not lived at ********* in two years but my son Carl Jr does. I found out from him the reason he refused to pay the bill and even though his reasoning was liget I informed him that he should have let me know this was going on because the phone is still in my name. Anyway I contacted Park Branson on today and paid them $114.06 over the phone. The conformation # they gave me is 097***. They asked that I contact you to have this removed from my credit report.
Carl Raymond Sr.

Personal info removed for your safety - Mike

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Carl, perhaps you are trying to reach LVNV Funding. You have posted your query in a debt consolidation forum and not to the CA. You need to contact LVNV at 888-665-0374 and straighten the matter.

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With morons like Marvin who can't even navigate a website, no wonder these debt collectors do so well at scamming money out of people who don't owe them.

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Anon....This is a site to help people not to critizie them or call them names. Didn't your parents ever teach you if you don;t have anything nice to say don't say anythng? It is hard enough for people to work thru their hard times without "Anon" people slamming them.

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'It all started when LVNV kept calling my home at all times of the day and night and even on Sundays. They said I owed a debt back in 1998 from a Mellon Bank, they said I owed over $7,000.00 and some change. I told them they had the wrong person but they kept calling and calling and calling. I asked them to prove to me that I owed this money. They never did. After I refused to talk to them anymore, my husband started talking to them. Some females would call and get really friendly and cozy with him and eventually convinced him that I ran up a charge card buying jewelry, shoes and makeup and also charging lunches and holtel bills. Keep in mind,they never sent me or him the proof....But he started believing them. They also told him if he didn't make me pay or he pay it then they would garnish his wages and take some of our belongings. So he made a little deal with one of the females and started sending payments. He was in a car accident a few months later and stopped making the payments because he couldn't work...But LVNV kept calling and told him, the deal was off for small payments and he had to send the lump sum. OF course he was able to and they started hounding him relentlessly. The females weren't nice anymore..lol. Well eventually he started harassing me for the money and I flat refused to pay since this was honestly not my debt. This caused so much tension and anxiety in our marriage that eventually we grew apart and were divorced. After this event with LVNV, my husband began to not trust me with gas credit cards and our checkbook because he said I would run up the bill. So without saying of course this caused fights. Now we are divorced and my x mother in law tells me that he is still getting calls from LVNV. They don't call me because I will not talk to them and I refused to pay a bill that was NOT MINE. Now I miss my husband and the relationship we once had before this bogus lie was aset on me. I'm so unhappy.')

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A word of advice do not ever tell a collection agency you are purchasing a new home. Even if you get the nicest collector in the world because the first thing they are going to hear after that is "cha ching" Most especialy if you are going to want to settle the account.

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To one of the posters who mentioned Pioneer Recovery. This is a firm frequently used by LVNV and their previous incarnation, Sherman Acquisitions. Pioneer sometimes doesn't keep the debt long, then LVNV farms it out to another agency or "attorney". They hope you'll eventually pay something, and bring the debt back into the statute of limitations. If you don't, and hold firm that they provide specific evidence, you usually won't hear from the again. They are a very stupid people, LVNV. They once sent me a card that had been signed (my forged signature), but the card had no name for any firm on it, LVNV, Capitol One, etc. nothing.

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hi guys ... I came upon this forum searching for information on LVNV Funding, LLC. I received a letter, like most who have already posted, but the originating account is *with* LVNV ... the collection agency it came from is AllianceOne Receivables Management INC; PO Box 211128 Eagan, MN ... They say I owe $2051.81 ...

I haven't checked my CR in over three years, but I know for a fact that there are three (valid) accounts on the report ... none of them in this amount! Does this mean I have had information stolen???? How do I handle this one?????

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from the insert of letter received:

Sherman Acquisition LP
Sherman Acquisition II LP
Resurgent Capital Services L.P
Sherman Acquisition L.L.C
Alegis Group LP
FNBM, LLC
Sherman Acquisition TA, LP
Ascent Card Services, LLC
lvnv funding llc

LoL get this: (again from their letter)

Sharing Collected Information w/ affiliates and thrid parties:

Affiliates: From time to time, the Sherman Companies may share collected information about customers and former customers with each others and with their affiliated financial services companies, as necessary to preform services related to your account and as permitted by law.

W/ third parties: The Sherman Companies do not share collected information about customers or former customers with third parties except as permitted by law. For example, Collected information may be shared in certian circumstances (A) with third parties to service or enforce your account. (B) with credit reporting agencies, (C) with law enforcement officials, to protect against fraud or other crimes and (D) in the case of collected information obtained in connection with any debt subject to the Fair Debt Collection Practices Act, only in accordance with the Fair Debt Collection Practices Act.

Does anyone know what this Fair Debt Collection Practices Act is? And if they don't share information ... how the heck did AllianceOne get my bogus account????

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