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#2
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I believe that PDL's are illegal in Maine
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#3
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You will find the Payday loan laws for Maine here (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html So basically what I need to know from you to assist you is: What companies are you dealing with, how much was the loan originally for? and how much money has each company taken out of your account? |
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#4
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Quote:
They aren't totally illegal. Only check cashers are not allowed to advance money on a postdated check. They are required to follow the interest rate laws of Maine, and the laws specifically say that no matter where the payday loan company is located, they MUST follow the laws of Maine. __________________
How I make some extra cash I earn at least $20 extra every month doing offers. And you don't have to pay a cent. |
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#5
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If you list the info Leah requested we can help you determine if you've overpaid any of the companies and what your next step should be . . . .
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#6
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Maine actually has some pretty good laws. Since none of your lenders are probably licensed, it says:
Quote: How many loans can I make without being licensed? Supervised Lenders may issue up to five (5) regular loans or two (2) section 32 loans ("high-rate, high-fee" loans subject to HOEPA) per calendar year. However, unlicensed companies cannot, under any circumstances, broker loans. An unlicensed company must close all loans under its own name. |
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#8
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i owe several payday loan got a call today at work or i should so my boss got the call saying that they were calling from financial crimes unit and gave case # to boss..i called back and come to find out it is about 2 pdl loans i took out in 2005..has anyone had this type of conversation with anyone from a payday loan company?
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#9
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August I've read several members state they have been threatened and told it was the 'Financial Crime Division', it's all lies, owing pdl's is NOT a criminal offense, I would find out who it is, and file a complaint with the FTC. :x
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CLICK HERE To join my Social group, The Payday-Loan-Free Advocates! My dragon grew up!-------> <--------This is Nepolian Online Complaints Ohio Attorney General Online complaints: Federal Trade Commission. Ohio Payday Loan Laws CLICK HERE to find a Creditor |








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