| Message |
Author |
 Posted: Tue Aug 28, 2007 9:07 am |
|
|
i have payday loan representative calling me at work what can i do
|
|
rjkdlk
Joined: 28 Aug 2007
Posts: 1
Debtcc Points: 44
|
|
|
| Posted: Tue Aug 28, 2007 9:09 am |
|
|
Welcome to the Community  You aren't alone, many of us have fallen prey to pay day loans.
If you can tell us
Are these internet or store front loans
What state are you in
What are the Company names
How much have you borrowed and paid back, and are they in default
This info will help us guide you in the right direction..Good Luck..Karen
_________________
As long as you are alive, there's always hope
|
|
Bossy4455
Moderator
Joined: 27 Feb 2006
Posts: 5347
Debtcc Points: 63496
|
|
|
| Posted: Tue Aug 28, 2007 9:10 am |
|
|
Tell them right off that you are not permitted to take calls at work and follow it up with a certifed letter. If you tell us who the loans are with, how much you borrowed from each one, how much you have paid each one so far including extenions, whether they are internet or storefront and the state you live in, we will be able to help you better.
If they continue to call you at work file a complaint with the FTC.
|
|
frogpatch
Moderator
Joined: 09 Apr 2007
Posts: 3615
Debtcc Points: 30428
|
|
|
| Posted: Tue Aug 28, 2007 10:17 pm |
|
|
Getting calls at work is highly irritating and highly annoying. But in order to show that you don't want to run away from your debts, I would also give them a way to communicate with you--either by calling at home or by letter or email. This way, they can't say you're running.
|
|
kscornell
Moderator
Joined: 22 Jul 2006
Posts: 3563
Debtcc Points: 32626
|
|
|
| Posted: Wed Aug 29, 2007 6:04 am |
|
|
I would take their call one time (if possible)but I would make sure they send you something to validate the debt. If they dont then until they do I wouldnt worry about it. If you have records (bankstatements) that you can look over to see how much you have paid back you can go from there. Then send in what you can. If they call again ( I'm sure they will try) until you send a Cease and Desist letter CERTIFIED MAIL-RETURNED RECEIPT). I've learned from being on this forum that if a company cant supply you with an ACCURATE validation letter then they can wait. Am I wrong?
If you cant take the phone call if they call you at work and you have a message from a PDL company- and they answer the phone " hello" and not the name of the company then it more than likely is NOT a true CA.
That's just my 2 cents worth
_________________
~ Tweety~
When I'm good, I'm very good, but when I'm bad, I'm better.
|
|
Tweety71
Joined: 04 May 2006
Posts: 2045
Debtcc Points: 22595
|
|
|
