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 Posted: Wed Aug 22, 2007 1:46 pm |
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How long will it take me to clear up my credit? I have student loans, utility bills, cable, telephone bill, and payday loans.
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niecey224
Joined: 22 Aug 2007
Posts: 1
Debtcc Points: 36
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| Posted: Wed Aug 22, 2007 1:58 pm |
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It depends.... have any of these bills gone to collections or being reflected on your credit report negatively? If you take advantage of the free, no-obligation debt consultation available through this site, a debt counselor can discuss your situation and explain the options available to you.
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Tiffany99
Debt Samaritan
Joined: 15 Jun 2006
Posts: 1064
Debtcc Points: 19133
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| Posted: Wed Aug 22, 2007 4:42 pm |
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Read some useful tips on credit repair at this link. The best way to improve your credit is to have all the accounts listed as "paid" in the credit copy. Unpaid items are the reason of your low credit scores at this moment. You have to choke out arrangements with your creditors and request them to update your latest payments with the bureaus. Credit scores will go up.
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Steg
Joined: 22 May 2006
Posts: 392
Debtcc Points: 5545
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