hello, my name is Rob and after finding this forum a few days ago and doing some reading of other posts i have decided to take the advice given by everyone. first i tried to contact my A.G with no response then i came ehre, since i live in NY i have found that all of these pay day loans are illegal in my state which makes them null and void. I wish i found this site sooner but anyway so i took everyones advice and spoke with my bank today and have since closed that account and started a new one. they were actually very helpful and have apparently dealt with these companies on numerous occasions. so now that i have closed my account here is a list of the lenders i have used
i have to loans with loanshoponline. one i borrowed 150 and another i borrowed 250 ammount paid total for 2 loans is 450..
so now that i have taken the first step which was to close my account what should i do know. write C&D letters or do emails work. should i tell them why its closed or leave it at that? i need all the help i can get but it already feels like a weight has been lifted from my shoulders
since my original post of this i have actually taken care of TLCFASTCAH.COM on my own after a half hour of ustomer service tickets they have closed account but will not refund overpayment which is a fair deal for me, i was actually surprised at how defensive they were when confronted
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.