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I came across American Debt Counseling on this site and being in Michigan I decided to go for it. I had no expectations that my personal debt of $24,000 would get consolidated in such a short time interval. They got me debt free just in time for my house purchase.

As a week passed when I delayed my payment, the worst happened .There started a train of phone calls using obscene language and most of the time my daughter picked up. She is 10 year old and she has picked up the language .I can stand the continuous calls but not this language. American Debt Counseling helped me make reduced monthly payments and get over the situation. But my daughter fails to learn that the language should not be used!