How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html



Debt Samaritan
Posts: 5223
Credits: 71540.766580171 Send message to OhioGal1
Amen!
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Posts: 2021
Credits: 28643.6 Send message to Jason
We took all possible measures to ensure that our forums remains spam free. For that, we made "registration" compulsory, inserted image verification (captcha) feature in forums, created a separate spam moderation panel (in both forums and Social Answer) where numerous spam posts are filtered everyday. Even after taking the aforementioned steps, out of the numerous spams, some manages to break through into the community. As I said earlier, there are very few options that can be used to make our forums 100% spam free. The same thing is applicable to other forums also. Since you are noticing flurry of spams coming again, we are looking for ways to resolve the issue.
Publish your articles at http://www.debtconsolidationcare.com/wiki/index.html
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Debt Samaritan
Posts: 5223
Credits: 71540.766580171 Send message to OhioGal1
Jason,
80% of this SPAM wouldn't be getting through if you would require people to register prior to being able to post.
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Debt Samaritan
Posts: 16657
Credits: 297286.00672133 Send message to SOAPLADY
If registration is mandatory, how is the above post getting in??
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
Debt Samaritan
Posts: 5223
Credits: 71540.766580171 Send message to OhioGal1
See? ^
I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.
Posts: 29
Credits: 726.55 Send message to BD85
I know some people want to hear the peanut gallery and some do not.
The measurements taken to stop spam here are great but could be improved.
To stop or slow spam down to a halt I would implement:
All new users must register with an email address and a password of course. Also, that email address must be valid (only accept letters, numbers and a few legit symbols such as the @, periods and dashes). One this automatically stops a lot of bots, and two this stops a lot of manual spammers (people) because they are too lazy to keep making fake email addresses.
Once the new user registers, make that new user verify their email address by sending them a verification email. They must log into their email account, open the email and click on the verification URL. Now the new user can post on the forum. With the current anti spam filters in place and a tough verification system in place....it should stop 80-90% of spam.
Debt Samaritan
Posts: 16657
Credits: 297286.00672133 Send message to SOAPLADY
How did the above post get in here??? Did someone move it?
I agree ...this is how it is done on almost every board I have signed up with. Legitmate posters appriciate this security.
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
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Posts: 2021
Credits: 28643.6 Send message to Jason
SL you will not find Unregistered posters in forums these days. As per new settings one 'must register' in order to post in the forums. The registration process has not been made compulsory in Social Answer section as of yet because we are still trying to get more questions in that section. As it grows we will take steps to make registration mandatory in social answer section too.
Publish your articles at http://www.debtconsolidationcare.com/wiki/index.html
Follow us on twitter! Go here: http://twitter.com/debtcc
Become a fan on Facebook! Go here: http://www.facebook.com/debtconsolidationcare
Debt Samaritan
Posts: 16657
Credits: 297286.00672133 Send message to SOAPLADY
Quote:
??? What the heck is the above...,we see tons of these each and everyday. Plus annonymous posters. Everyone should have to register!!!
Lack of registration in the social answers forum is nuts. People ask questions and leave and never come back because the lack of registration!!! From my observations, they never come back because they are not notified by email that there is an answer!!! Hence the mods do not bother going there or do not put the same effort into answering because we know 90% of the posters never come back. It is a waste of our time! Even if a poster comes back several days later, it is impossible to find the original post!
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.
SOL for all states
http://www.debtconsolidationcare.com...imitation.html
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