I did the payday loan thing and racked up 7k in medical bills.I want to repay everyone but the medical went to a collection agency.I cant afford to have my wages garnished.The payday loans are accepting 20 a month till paid off but the C.A. for medical wants 50 a month.What are my options here.I cant afford to have my wages garnished. I live in montana.

There is no guarantee that because you are sending them something that they won't garnish. Have you signed up for a free, no-obligation debt consultation with one of the debt counselors on here?

They will be able to discuss your situation and explain the options available. I know that some people have been able to start working with a debt consolidation program and an affordable monthly payment has been negotiated for medical collections. This gets the C.A. off your back and you can breathe a bit easier.

Hi speedlod. Here are laws regarding pdls for Montana (just select your state),
http://www.debtconsolidationcare.com...pdls-laws.html

Speedlod, who do you have pdls with, and are they storefront or internet? Chances are if they are internet then they might be illegal, anyway.