Internet's first get-out-of-debt community - 144,000 members

the company was called AT1 and at first i talked to a wome who said her name was christine valintine and she said i could get a loan for $5000 from a privit invester if i payed $595 for insurance all i had to do was western union the money and id have my five thousend dollers in 48 hours direrct deposit or check via fedex well i sent the money and that was back in may it is now september and after many phone calls to them and them giving me a line like oh ur credit is bad if u send us a nother $595 well get your loan right to you i snaped i tolde them i wanted my money back a week later the number is disconected and i havent heard from them since.dont be a dumby like me tell them to take there scam and shove it!or you'll be like me out $595 bucks

Posted: Sat Sep 02, 2006 11:07 am Subject:

Beware of such scams. Never send any money to a company that asks for money upfront. This company has scammed you perhaps, with their old technique. Have you filed your complaints yet? If not, report this illegal activity to your state attorney general or any law enforcement agency and push them to get your refund.

Posted: Sat Sep 02, 2006 1:29 pm Subject:

voodoo..immediately contact the FBI about this!

Posted: Sat Sep 02, 2006 3:44 pm Subject:

Welcome to the forums Very Happy

I'm so sorry to hear what happened to you.Ezerke is right,you need to contact the authorities so someone else won't be caught in this mess.The positite,if there is one,maybe someone reading your post was thinking of doing the same thing-you may have stopped someone else from making the same mistake.Like my old granny used to say"if it sounds too good to be true,it probably is" Good Luck,keep us posted...Karen

GUEST · Posted: Thu Sep 14, 2006 12:42 pm Subject: Jamacian Scam

I posted my comment on the website: Thank you voodoochild_82 for posting the warning about the Jamacian scam. I was contacted by a company offering a loan in the amount of $4000.00(this is minium). I was very leary and I am glad I found this website. I knew it sounded to good to be true. The company is now United Financial Lenders with the parent company of Enhance Advantage Financial(supposedly stateside). I talked to a woman who said her name is Kelly Knox and she said I could get a loan for $4000 from a private invester. She gave me three options to secure the loan, one which is the insurance policy for the amount of $495. This would be required to secure the loan for the duration of the term of 24 months. According to the contract, I would receive the $4000.00 in 48 hours direrct deposit or check via fedex after the receipt of the deposit of $495.00. I have not and will not send any money. This process started on Sunday September 10, 2006. The current number for now the Jamacain scam is 1-866-644-0518 and the fax number is 1-866-623-0144. She even called me at home in the evening to give me her direct line of 1-619-566-2026, stating due to severe weather her toll free line was down. However, after reading your message voodoo_82, I did call and requested to speak to the Christine Valintine person you referred to and notice when Kelly Knox answered the phone, she hesitated and then responded by saying you have the "wrong number" and then asked "who's calling". If I have the wrong number, why do you need to know who is calling? I believe our Christine Valitine and Kelly Knox is the same person. What do you think? Too much of an coincident for me.

Posted: Mon Sep 18, 2006 6:44 pm Subject:

There is also this nigerian scam, one of those so-called work at home jobs where you send in your work by mail and get paid by money orders. this poor girl somewhere in the forums ended up cashing counterfeit money orders, and now the bank is looking to garnish her wages!

Posted: Fri Oct 06, 2006 12:35 pm Subject: i had the same thing..

I applied online for something similiar. The company was Fortune Financial. It was a $5000 loan, at 15% payable for 5 years.

I had to send $ 575 for "loan insurance" via western union to some guy named Christoper something or other. I decided against it as it started to seem suspect.

After reading about things here, I'm glad I didn't.

Posted: Fri Oct 06, 2006 7:04 pm Subject:

The latest scam I've seen on Craig's List involves a European company that is looking for a "bookkeeper" to cash their US checks, blah blah, take a percentage and send them the rest. After reading these posts sounds more and more like something out of Nigeria, with the poor sucker on the other end dealing with hot checks!

Posted: Fri Oct 06, 2006 8:12 pm Subject:

There is some scary, scary stuff out there. I guess we need to remember that if it sounds too good to be true, it probably is!

Posted: Sat Oct 07, 2006 10:26 am Subject:

I agree Fins and I now can report that these posts on Craig's List are being flagged and removed, nice to see...

Posted: Sat Oct 07, 2006 10:10 pm Subject:

I was in a similiar situation twice this year. I took one check that I received to my local attorney's office and they said to tear it up. But I contacted the company who the check was drawn to. They obviously had a bunch of checks drawn on their account by a Nigerian organization out of Canada. I forwarded the check to the FBI's office out in Houston. Then I got another check again like two months later, but from other people. It's ridiculous how bad these scams are getting. The second check I got, I just tore it up after contacting the BBB out of Kentucky. So many people are getting caught with these checks and cashing them without knowing if the check is good or bad.

Posted: Sun Oct 08, 2006 5:14 am Subject:

The beginning of September,I almost got an online loan for $15,000 but I had to get insurance for $1,075 OR have someone who made at least $45,000 a year with A-1 Credit be a co-signer. The loan would be at 7% for 6 yrs. Well first off if I had and extra $1,075 laying around to pay insurance with, I probably would not be seeking a loan. I even thought about borrowing the money for the insurance. I was told I would get the insurance money back after 12 months of paying on time and building up a good history with them... After reading the post above I am so glad I did not do that. I was already in a mess money wise and if I did this and lost even more money I would have been in an even bigger mess that I am not sure how I would have gotten out of. I am thankful for this sight for it has shown me that I am not the only one struggling, and that their are others out there that truly want to help with advice and knowledge of things they went thru without talking ugly to you because of the mistakes you have made. People on here really truly try to lift you up. Now I am just taking one day at a time and trying to get out of debt witout creating new debt. Very Happy

Posted: Thu Mar 29, 2007 10:04 pm Subject: Scammby a Jamican.......

I was scam also by a company that send a card saying to call the number and that they would give you a grant from the government, I have heard about this grant and like a fool I called the number and it sounded so good i send them the $299 then they sent me a package with a booklet that I was suppose to fill out which I did and as of today I have not heard from them when I tried to call the phone # again it has been disconnected. I have been so stupid that I have fallen twice for this scams, the other was locally in Florida and it was "a new program" for people with bad credit to buy a home, I wend and signed all the paperwork and I had to paid $1200 upfront for application fee, credit report, blah, blah, supposely there were investers that they would get the loan for you with AAA credit you then would lease the house from them and at the end of 2 yrs you could buy the house on your name, now I was also suppose to have 5% for down pmt, thank God I did not give them that, they send us to look at homes to buy when we found one we liked the company had closed and when I contacted the sales person (he had given me his cell number) we were dealing with he said he would try to get us the $1200. I wrote the company (with the same name in Miami) and they told me that they never asked for upfront money> Now, everything I get in the mail, emails (Nigeria scams) I just shred them or delete tham. I think after 2 mistakes I finally not naive and stupid anymore.

toniar26 · Posted: Fri Jun 01, 2007 4:12 pm Subject: Jamacian loan scam

I was just wondering if anyone has heard of Credit direct financial it sounds like the same type of loan many of you are talking about. The money needs to be wired to a man named david Lewis in kingston Jamacia. Just curious if it may be the same thing?

Posted: Fri Jun 01, 2007 4:26 pm Subject:

If you must give money to get money, it is a scam.

SummerEagle · Posted: Wed Jun 13, 2007 6:30 pm Subject: Credit Direct Financial

I've been reading through these and found my answer from Toniar26. I had the misfortune of dealing with Credit Direct Financial and sending the money to David Lewis in Kingston. I've not received the loan and I'm fighting over the return of my insurance deposit. I've already contacted the Better Business Bureau and the FBI Internet Fraud division so anyone who wants to add to the complaint should check the world wide web ic3.gov to file their own experience.

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 144,000 members

i have been scamed buy a jamacian company that wanted $595.

Members Area

Free Debt Counseling

Ask the community

Also See

Featured Discussions

Featured Articles

Recent Forum Discussions

Recent Blog Post