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Posted: Thu Sep 14, 2006 4:16 pm Subject: Afraid of payday loan people

Help!
I have gotten into the nightmare of payday loans and I have 5 of them! Mr. Scott Williams from United Cash Loans called me today. He called my offce twice in about 20 minutes. I was not able to take the call but someone took a message for me. Then suddenly I get a fax from them stating that I was in default of their loan,(No kidding! I have not been able to find their # at all to call) and that I had gotten the loan using my employers computer because they recorded the IP address. When I called him back I explained to him that I was working on cashing out as a hardship cash out my 401K and would have the check within 7 business days then I would pay them off. He told me that my company can be charged under some law!! I can now lose my job! He also said I had to send money via Western Union to Langhorne Law in PA. Help what do I do!? If I lose my job then I surely can't pay them! He was very threatening and rude!
Lisa

Posted: Thu Sep 14, 2006 4:21 pm Subject:

Welcome! Sounds like they are blowing smoke up your wazoo!! Have a look at what others have found out about them http://www.debtconsolidationcare.com/forums/ucloan-oklahoma.html Don't send any money until you do some research on these people.Good Luck...Karen

Posted: Thu Sep 14, 2006 4:28 pm Subject:

Leivah-also have a look at this http://www.debtconsolidationcare.com/forums/about7032-1.html I don't know what they are talking about your company being charged with something. All of these people will use threats,be rude,yell,anything to get you in a panic to send them something. They are counting on your emotions taking over and sending them money-Don't be intimidated-do some research and become educated to your rights and also who these bottom feeders are!...Karen Very Happy

Posted: Thu Sep 14, 2006 5:26 pm Subject:

Send a proposal about your payment plans. Be aware of your state laws. The loan company must not charge on your account above the laws fixed in your state. Often, these people charge excessive interests and fees making it difficult to catch the principal amount. Talk to your attorney general about this and the legal charges. You will get some restitution if you have paid to them earlier.

Guest · Posted: Thu Sep 14, 2006 5:30 pm Subject: smoke up the wazoo

If they're blowing smoke up your wazoo, then FART. LOL

Posted: Thu Sep 14, 2006 5:43 pm Subject:

Don't take risks with this approach. You never know if they file a legal case against you sometime later. Covering your basis won't hurt.

anthonym · Posted: Thu Sep 14, 2006 5:58 pm Subject:

Dont let these people bully you. You let them know that you have other expences and that theyre gonna wait in line.....

Posted: Thu Sep 14, 2006 6:14 pm Subject: Scott Wiiliams

This person also called me at work today, only for Nationwide Cash Loans. He told me that since I used my
military email address ,he could sue my employer!
I've never heard such crap! Anyone have suggestions on this one?

Guest · Posted: Thu Sep 14, 2006 6:16 pm Subject: smoke up the wazoo

Christina, when you said "Don't take risks with this approach", who are you talking to?

Posted: Thu Sep 14, 2006 6:16 pm Subject:

He can not sue your employer. He is just trying to scare you. What does using your military e-mail have to do with anything? He can't sue them.

Posted: Thu Sep 14, 2006 6:21 pm Subject:

United Cash Loans is doing nothing more than blowing smoke. They are not licensed in any state and they have violated several state laws. They are not going to charge your employer with anything. I didn't think they could send any information regarding a defaulted loan thru a fax. Also, never ever tell a pdl lender that you are cashing in anything, especially your 401k. That gives them more ammo for harassment.

Posted: Thu Sep 14, 2006 6:37 pm Subject:

I agree. Do not tell a payday loan lender anything about being able to get money for them.

United Cash Loans are trying to scare you. They are calling you and harassing you (and yes, sending you a fax at your place of employment is harassment) so that you can be afraid. Don't let them do this to you.

anthonym · Posted: Thu Sep 14, 2006 10:24 pm Subject:

dont tell them anything. I gave them fake employer numbers and fake refrencess.

anewday, let your first sergent know what is going on....

Posted: Fri Sep 15, 2006 7:49 pm Subject:

Don't worry..These people are unlicensed...They can't sue you or your company, who'd listen to them? They're just trying to strong arm you.

Posted: Fri Sep 15, 2006 8:53 pm Subject:

Kota, tell your bank that you want to place a statement of unauthorized debit withdraw on your account blocking Sonic completely. Don't do a stop payment because that only stops a particular payment and will cost you $29.00. If that does not work, close your account and open another one at another bank.

Look at the laws in your state regarding pdls and contact, like I have, the attorney general's office.

Posted: Sat Sep 16, 2006 10:08 am Subject:

Kota,
If you are in the military, go to the Political Action on debt section and read about a new law that was just passed dealing with PDL's and military members. You need to learn what your rights are so you can educate others!

Good luck and let us know what happens!

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