| Message |
Author |
 Posted: Thu Nov 16, 2006 10:31 am Subject: Lost, Mis-guided Young Man... trying to get back on track. |
|
|
I was a child with average grades; well on my way to school with a scholarship taking care of most of the costs. I took out a student loan with "Sallie Mae" and the "Atlanta College of Art"(the school I attended) to pay for the rest. Within the 1.5 years of me attending the school, I received a rude awakening. With average grades I lost my scholarship and was forced to leave school. With me doing so, I was entitled to pay off loans after the 1st 3 months of leaving school. I bounced around from job to job finally setting in on a teller position with Wachovia. The pay was decent, as I was to take care of my everyday needs, but was never able to get back on track. As a few years passed on, I was laid-off from my job. Soon after, I found myself very behind on student loans through "Sallie-Mae" & "The Atlanta College of Art", un-able to get credit cards because of my low credit score, un-able to pay back payday loans with "Ace Cash Express", and "Check N' Go", also with Two accounts in collections with "Penncro Associates" and "Labcore". I was able to take care a "Sprint" account that was in collections, and a "Bank of America" credit card, however the rest seems too heavy carry alone. I'm lost, I feel scared, and it seems hopeless. I'm only 22 years of age, and when it's time to leave from my parents, I want to have a decent credit score and I want to able to stand on my own feet. Please, help! 
|
|
blackjynx02
Joined: 16 Nov 2006
Posts: 1
Debtcc Points: 70
|
|
|
| Posted: Thu Nov 16, 2006 10:34 am Subject: |
|
|
Welcome! Since you have signed up as a member, somebody from your area will be contacting you about your situation and will discuss your options with you. All is not lost, there is a way out of debt and you will get there. You are still so young and have plenty of time to get there.
|
|
WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
|
|
|
| Posted: Thu Nov 16, 2006 11:03 am Subject: |
|
|
Hi blackjynx02
There are options; you just have to figure out the right one for you. No one remains in debt for ever. So, don't feel so down.
Your prime concern is to find a job so that you can afford your living and make the payments fixed in the plan. You have to think positive for getting the best results.
|
|
Justme
Debt Samaritan
Joined: 19 Jan 2005
Posts: 500
Debtcc Points: 8026
|
|
|
|
|
|
All times are GMT - 7 Hours
|
| Page 1 of 1 |
|
