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 Posted: Wed Dec 06, 2006 11:24 am Subject: What alternatives do I have |
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Hello,
I stumbled across this site while looking for financial options to my situation. First off, I'm currently able to pay off our payments on time with the help of my wife and we are not behind on any payments. Last year we had significantly less debt but in the past year we bought a home; my car died and so I got another one; recently was married.
Credit debt to date
Home (140,000)
Credit-3 Credit Cards (17,000)
Store Credit - Lowes, etc (6,000)
Student Loans (10,000)
Cars - 2 (18,000)
I do manage to save a little bit (100-200/month) but I'm worried about things such as illness (no insurance) or loss of job. We are currently living paycheck to paycheck and if something were to happen we wouldn't have enough funds to last 2 weeks. I don't really know what to do or what my options are. Any advice would be well appreciated.
God bless.
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eewoes25
Guest
Debtcc Points: 100
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| Posted: Wed Dec 06, 2006 12:02 pm Subject: |
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Someone will be contacting you since you signed up with this site. Good luck.
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shellparks
Joined: 01 Nov 2006
Posts: 73
Debtcc Points: 1930
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| Posted: Wed Dec 06, 2006 12:04 pm Subject: debt |
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Welcome to the forums. Since you have registered a debt counselor will be contacting you. I am sure they can help especially since your not behind. You sound like an excellent canidate for consolidation. Best Wishes KYSIDE38
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KYSIDE38
Joined: 19 Jun 2006
Posts: 2500
Debtcc Points: 37316
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| Posted: Wed Dec 06, 2006 1:19 pm Subject: |
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Or look into a debt settlement program if you are not very much worried about your credit at this moment. You will get rid of your debts by paying half and because you want to save some money in case of an emergency.
You have a few options in the debt management program. Pick a pick that suits the best in your situation and get started. Your debts will be paid under the plan and under professional guidance.
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BuildingWealth
Debt Samaritan
Joined: 30 Jun 2006
Posts: 499
Debtcc Points: 4962
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