Internet's first get-out-of-debt community - 144,000 members

Here is my story.

I was a young trouble maker, so I was hauled off to boot camp for a few years. When I came home I was an adult who knew nothing about the real world, and since I was an adult, my mom put me out.

I found a job, got an apartment but could not survive on what I made. Two weeks after I moved into my first apartment, I lost my job. Well I did what I thought was right and went to a strip club. I figured that I needed the money, could not go home, and really didn't have a clue on life. That life was disgusting and i started to drink to deal with what my life had become. So I started using cocaine. As if my life was not bad enough, right?

Well soon my bad habits started costing me well over 100.00 a day. So danced myself right into a bigger hole. I lived day to day and kept my rent. I used all credit cards, past the max if i could. Every cell phone I had was turned off, and I still did not know how bad off I was.

So, I met a wonderful man who after a year of a destructive life, he changed things. I quit using, started working a real job (collections)and I make good money helping and understanding other peoples situations. I am no a saint, but I do try to be. I owe a lot to the world right now. I know that I must have spent well over 50,000, and I also know that my credit report is horrible.But with the help of this forum I know that my help will come from helping and communicating with others. I am here because I work for one of the most notorious collection agencies out there so I am aware of all of your concerns and my insight is to help not hurt. I am a ppa collector, which means payment plan collector. So out of all of the people in my office that will not accept small payments i will and i make more than anyone here. I listen to complaints and try to help everyone that is documented as a refusal to pay. If anyone understands how easy it is to drown in dbt I do. I want people to email me with any and all questions so that I can tell them how to handle situations. I want to help all of those who only have extra money when they get a tax return. I want to help people who have children and drug/gambling addictive problems, because I was there. And that is my story in short.

Posted: Wed Dec 13, 2006 10:24 am Subject:

Beauty--Thank you for sharing your story. Smile

It takes a great person to admit that they have/had a problem! It's great that you were able to get yourself out of your troubles, and make a better life for yourself.

It can only get better, right? Smile

Posted: Wed Dec 13, 2006 10:34 am Subject:

Beauty - thank you so much for sharing your story. I know it will give others hope - those who have been in your situation and come through it, and those who are still struggling to get out of it.

Take joy in the fact that you are clean, sober, have a job, and are working on straightening out your life. That's a major accomplishment, you have so much to be thankful for!

Posted: Wed Dec 13, 2006 10:39 am Subject:

Beauty---A very inspirational story. You are to be commended for getting yourself where you are today. As far as being perfect, you are absolutely right! All we can do as humans (and in my case as a Christian) can TRY and live a good life each day being the best we can be. Of course, we always fail only to start the next day once again with the same goal.

I am proud of you for remaining clean and sober! It is difficult, but keep your eyes on the prize---a wonderful life.

You would be suprised how GOD uses us. It is awsome, I love to talk to people about where I have been. It helps to know that they are not alone in this world, because when a person is on self destruct, they need to know that it can happen to anyone and they are not a victim, but a vessel.
The same way that all of you samaratins and moderators are vessels. You all were backed into a corner with debt. But you all are fighting back, and it makes you feel good to help someone else. I know you never thought you would feel instant gratification while your phone was ringing and while you sat home depressed about your debt. But now, you dedicate your time and knowledge. Thats what our experiences are all about.

Posted: Wed Dec 13, 2006 2:13 pm Subject:

Beauty, I am very proud of you. It takes a strong person to admit their faults.

It is amazing how The Lord uses us..And He does have a plan for all of us. Congratulations on your success, it's a pleasure having you here.

Posted: Thu Dec 14, 2006 9:43 am Subject: I LOVE YOU GUYS

Thank you. I just want to make people feel the way you all make me feel.

minkeyeisadouche · Posted: Thu Dec 14, 2006 7:34 pm Subject:

Post removed and user banned - Mike

Posted: Thu Dec 14, 2006 10:05 pm Subject:

I like how you twist and add funk to my nic to bash other people.You must be one of the "bad guys" who is taking advantage of people and REALLY kick them when they are at their lowest.Bet it gives you chills in those little secret places your mommy told you not to play with.

minkeyeisadouche · Posted: Thu Dec 14, 2006 10:17 pm Subject:

fantastic comeback methhead

Posted: Thu Dec 14, 2006 10:26 pm Subject:

It's Arizona, and will you throw the golden gate in free? I don't get where this all came from. Why should I have reason not to believe Beauty?

Such animosity just serves to diffuse the whole intent of this site.

Posted: Thu Dec 14, 2006 10:27 pm Subject:

Thank you DrPhil wannabe.

minkeyeisadouche · Posted: Thu Dec 14, 2006 10:36 pm Subject:

California, Arizzona whatever. The point is, read over her story and tell me you really believe it. It's like she got this straight out of a book or movie.

Posted: Thu Dec 14, 2006 10:52 pm Subject:

My question for you is why have you used MY nic to bash? Have I insulted you in any way? Did I strike a nerve to make you use me to insult your own intellectual shortcomings? Was there somthing I said to envoke this total waist of my time ?

minkeyeisadouche · Posted: Thu Dec 14, 2006 11:01 pm Subject:

Post removed and IP blocked - Mike

Posted: Thu Dec 14, 2006 11:17 pm Subject:

What is laughable is that you have to use my nic to hide behind because you are not human enough to be real.I have nothing to hide.I'm happy that you think so highly of me and could give a rats rearend about how you feel about MY GOD!!! White trash has nothing to do with how far apart my kids are.FYI...I was divorced for 12 years before I remarried.

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