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 Posted: Mon Dec 18, 2006 3:38 pm Subject: I have two credit cards and one student loan unable to pay |
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I have two credit cards, one from the Home Depot and one from Bank of America and one student loan that I am having a hard time paying back. I recently lost a business and have had a hard time finding work in my area. I recently was hired by a resturant I worked in my teen years and I am making OK money, around $800 a month. I have a car payment of $246 I pay every month and do not want to include with the three other debts I have out. I am looking for an intrest rate around 13% to 15%.
Sincerly,
Jonathan Zywics
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zyi99
Joined: 18 Dec 2006
Posts: 1
Debtcc Points: 55
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| Posted: Mon Dec 18, 2006 3:43 pm Subject: |
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Someone from your area will be calling you for the free counseling. He will understand how much you are able to afford each month and frame your repayments. The plan will be fixed according to your present situation and with lower interest rates. Pay more priority to your car payments. credit card debts can wait for sometime if you can't pay them together.
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BuildingWealth
Debt Samaritan
Joined: 30 Jun 2006
Posts: 499
Debtcc Points: 4962
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| Posted: Mon Dec 18, 2006 3:44 pm Subject: |
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Hi zyi99 and welcome!  Since you have registered somebody from your area will be contacting you to discuss your situation and options.
Have you defaulted on your student loans yet?
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WHEREAMI
Joined: 26 Aug 2006
Posts: 5315
Debtcc Points: 71264
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| Posted: Mon Dec 18, 2006 6:49 pm Subject: |
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Contact whoever holds your student loans and get a financial hardship forebearance. That can free up some money if you are eligible for the forebearance.
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Lorri
Moderator
Joined: 27 Apr 2006
Posts: 1730
Debtcc Points: 20984
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