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 Posted: Tue Feb 06, 2007 1:57 pm Subject: I am only 20 years old and I am in debt |
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i'm only 20 years old and i'm in about $3,000 and there all in collections. i have the money to pay them but i need an easier and cheaper way to get outta debt!
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jayme_jme
Joined: 06 Feb 2007
Posts: 1
Debtcc Points: 38
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| Posted: Tue Feb 06, 2007 2:08 pm Subject: |
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You can negotiate with the collector after confirming that they have your file with the correct info. You should also be able to send your payments directly to the creditor if the CA is hired for the collections. Call them to negotiate on your repayments. You may take the assistance of a debt counselor in this regard. Consolidation program will quote lower interest rates in the repayment process.
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mcranberra
Joined: 14 Aug 2006
Posts: 528
Debtcc Points: 7151
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| Posted: Tue Feb 06, 2007 3:57 pm Subject: |
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I f were I wouldnt say "I have the money" Tell them your income is limeted and if they cant work with you, you will go to a consolidation company.
_________________
IN DEBT, BUT STILL BLESSED...
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TASHA_MOSELEY
Joined: 16 Aug 2006
Posts: 416
Debtcc Points: 10831
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