My husband and I are down to a low income home - we had built up debt due to medical problmes - our credit cards are going unpaid and utilitys are going up in amount to be owed we were doing good at first i had a job and so our debt was finally going to be iliminated but i hurt my back and now he's only working,

We are looking for a debt consolidation where we can combine our utilities,medical,credit cards & other miscellanous to get paid in one some and so we can keep up with our normal bills and get ahead of the game

Total Debt - 11000 give or take
Amount we can Mostly pay for assistance - 250.00

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Sounds like consolidating will be a good move for you. The total debt will be brought down because the counselor will be negotiating on the interest rates with your creditors. He will also try to waive off the previous late payment fees and stop further fees from adding into your account. This plan will reduce the total debt by 40% to 60% and an easy repayment plan will be prepared according to your present financial situation. Take the free counseling and know your options. This will be your first step towards achieving a debt free life.

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we are needing help.Since my husband had open heart surgery and has been in the hospital many times since then we have gotten so far back in debt,that we are drowning in bills.
we are looking for a debt consolidation where we can combine our,utilities,medical,credit cards and othe misc to get in one lump sum ,so we can keep up with our normal bills.

total,secure and unsecure bills are 30,000 with payments of 780.00 a mos

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