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 Posted: Thu Feb 15, 2007 3:34 pm Subject: sharon williams |
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Sharon Williams keeps contacting me too and also threatened in an e-mail that I had better save up all the money I have.
I thought I could send a payment via western union not knowing that money gram is competely different...didn't know that cause I never used either one before...and then the harrassing began...I am SCARED!!!!!don't know what to do...I want to make a 50 dollar payment in good faith but now I'm not sure if this place or her is legit....please help...
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dcaplspa
Joined: 15 Feb 2007
Posts: 5
Debtcc Points: 383
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| Posted: Thu Feb 15, 2007 3:42 pm Subject: |
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OK, I guess this is the PD6 Ventures issue. Many people have already expressed their dissatisfaction with this company.
How much have you paid on the loan account? Check the legal charges in your state and figure out the latest standing of your account. Also find out if they are licensed in your state. You will get the information from your state AG and the DFI
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Trenity
Joined: 14 Mar 2006
Posts: 510
Debtcc Points: 6278
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| Posted: Thu Feb 15, 2007 3:48 pm Subject: |
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If she threatened you in an e-mail save that e-mail and when you make your complaints make sure you send copies of that and any other e-mails she send you.
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puddlejmpr
Debt Samaritan
Joined: 15 Dec 2006
Posts: 1334
Debtcc Points: 2554
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| Posted: Thu Feb 15, 2007 7:39 pm Subject: |
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What exactly is she saying in the email? It could also be auto-generated with her name on it.
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kscornell
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| Posted: Thu Feb 15, 2007 8:02 pm Subject: |
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here is part of the e-mail she sent me:
The payment better make it here this evening or you will need to save
all the money you can to take care of a bigger matter.
I am sending a money order tomorrow for partial payment to PD6 as stated and NOT a money gram according to sharon
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dcaplspa
Joined: 15 Feb 2007
Posts: 5
Debtcc Points: 383
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| Posted: Fri Feb 16, 2007 1:50 pm Subject: |
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oh God, today I got a voicemail from Sharon Williams stating they are starting the wage verification process...going thru my job...I am so scared....I tried to send the on line emoney gram yesterday to her but it would not go thru...not sure why....do I sent a M.O. for 100 today along with copies of the threateniing e-mail she sent me and also the one that said I can send check or money order to PD6.
She won't return my call...I've been having financial difficulty now this is embarassing thru my job...what do I do?
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dcaplspa
Joined: 15 Feb 2007
Posts: 5
Debtcc Points: 383
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| Posted: Fri Feb 16, 2007 2:10 pm Subject: |
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How much was the loan for? and how long have you been paying on it? What state do you live in? Just take a deep breath and we will help you sort this out.
_________________
Four things in life that you should never lose-1. Hope; 2. Peace; 3. Honesty; 4. Friends.
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irish51cc
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Joined: 27 Nov 2006
Posts: 1122
Debtcc Points: 9214
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| Posted: Fri Feb 16, 2007 3:58 pm Subject: |
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What company does this have to relate to?
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CowampChicken
Joined: 20 Dec 2005
Posts: 3681
Debtcc Points: 36192
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| Posted: Mon Feb 19, 2007 10:19 am Subject: Sharon Williams, Account Manager/Reconciliation Consultant, |
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She is a BULLY! Do not back down. She tried the same crap on my and when she got a letter from the AG office here in NC, she continued. I wrote the AG again and sent them her comments about the NC AG'office... she tucked her tail between her lets when they sent her a second letter which was not plesant at all.
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Dixie
Joined: 01 Nov 2006
Posts: 124
Debtcc Points: 564
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| Posted: Mon Feb 19, 2007 10:20 am Subject: |
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Sharon Williams, Account Manager/Reconciliation Consultant, Westbury Ventures is who she is.
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Dixie
Joined: 01 Nov 2006
Posts: 124
Debtcc Points: 564
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| Posted: Mon Feb 19, 2007 10:27 am Subject: |
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Who is this lady and who is she affiliated with? Is this a payday loan company or a regular loan company. You need to revoke the wage assignment. What state do you live in? Take a deep breath and calm down. She isn't god and don't let her fool you with all the loud mouthing. You need to familiarize yourself with the laws in your state. Where are you from? What type of loan is it and how long have you been paying and how much (total) have you paid? How much was your original loan for?
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fedupinpa
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| Posted: Mon Feb 19, 2007 11:14 am Subject: |
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Dixie,
are they a payday loan lender? Not real clear on what they do?
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fedupinpa
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| Posted: Mon Feb 19, 2007 1:34 pm Subject: |
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| Quote: | The payment better make it here this evening or you will need to save
all the money you can to take care of a bigger matter. |
That little bit sounds like a nice violation of the FDCA:
For example, debt collectors may not:
* use threats of violence or harm;
* publish a list of consumers who refuse to pay their debts (except to a credit bureau);
* use obscene or profane language; or repeatedly use the telephone to annoy someone.
False statements. Debt collectors may not use any false or misleading statements when collecting a debt. For example, debt collectors may not:
* falsely imply that they are attorneys or government representatives;
* falsely imply that you have committed a crime;
* falsely represent that they operate or work for a credit bureau;
* misrepresent the amount of your debt;
* indicate that papers being sent to you are legal forms when they are not; or
* indicate that papers being sent to you are not legal forms when they are.
Debt collectors also may not state that:
* you will be arrested if you do not pay your debt;
* they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; or
* actions, such as a lawsuit, will be taken against you, when such action legally may not be taken, or when they do not intend to take such action.
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jedijeff13
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| Posted: Mon Feb 19, 2007 2:43 pm Subject: |
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In my case, she was calling on behalf of a payday lender.
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Dixie
Joined: 01 Nov 2006
Posts: 124
Debtcc Points: 564
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| Posted: Fri Mar 09, 2007 5:58 am Subject: |
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The threat of "wage verification" is a common one - it sounds worse than it is. They cannot garnish your wages without first taking you to court and obtaining a judgement, so they won't be able to garnish your wages without you knowing about it.
Follow through with this and file complaints with your state's Attorney General.
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A journey of a thousand miles begins with a single step...and becoming debt free is a journey!
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SUEBEEHONEY70
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| Posted: Thu Apr 12, 2007 7:12 am Subject: |
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| Quote: | The threat of "wage verification" is a common one - it sounds worse than it is. They cannot garnish your wages without first taking you to court and obtaining a judgement, so they won't be able to garnish your wages without you knowing about it.
Follow through with this and file complaints with your state's Attorney General. |
Talk to your employer about this one. My HR does not give out information or does wage garnishment/reassignment without a court order.
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SarahR
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