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 Posted: Fri Feb 23, 2007 2:59 pm Subject: preyed by credit cards |
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basically my story is that I was young and thought "oh I will get a credit card for emergencies" well that was short lived. The fact of being able to go out and spend money I didnt have was a dream, and knowing that I didnt have to pay for it all right then and there. But as time went on I started to get more and more in debt, and now I am tired of making payments and not feelng like I am putting a dent into anything.... ugh.. 
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sprinty13
Joined: 23 Feb 2007
Posts: 1
Debtcc Points: 50
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| Posted: Fri Feb 23, 2007 3:20 pm Subject: |
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Since you have registered please take advantage of our free phone call with a counselor. They can go over your situation and work on a plan to get your head back above water.
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cajunbulldog
Moderator
Joined: 20 Dec 2006
Posts: 4886
Debtcc Points: 37779
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| Posted: Fri Feb 23, 2007 3:27 pm Subject: |
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Maybe, you should call your creditors and convince that you are unable to pay at the existing interest rates. It is becoming difficult if it continues like this and you are likely to mess up everything. However, if you can offer them a fixed repayment plan within which you will clear off the debts, they might do some adjustments on your accounts and offer better deals. Go through the DIY section for help on negotiating with the creditors. Or you may speak with a debt counselor for professional advice.
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FlyingCats
Debt Samaritan
Joined: 05 Aug 2006
Posts: 483
Debtcc Points: 6791
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