| Message |
Author |
 Posted: Thu Mar 01, 2007 10:04 pm Subject: Help me! I got into a lot of debt |
|
|
i got into a lot of debt by the age of 18. now is that i started realizing how important your credit needs to be to make moves in life. i have 3 credit cards maxed out and unpaid, medical insurance, student loans. debt collectors wont stop calling....
|
|
angelinperez
Joined: 01 Mar 2007
Posts: 1
Debtcc Points: 43
|
|
|
| Posted: Fri Mar 02, 2007 5:54 am Subject: |
|
|
Welcome to the forum.
If you gave your phone number at signup, a credit counselor should be contacting you soon. They can go over different solutions to get you debt free. You are under no obligation to sign up with them, and before you do commit to any company, we all advise that you research them to make sure they are legit.
Feel free to post more of your story. Many of us who have gone through or are going through the same situation volunteer our time, support, and knowledge to help others like you get through this.
_________________
The only people with whom you should try to get even are those who have helped you.
-John E. Southard
|
|
Morningstar
Moderator
Joined: 06 Feb 2007
Posts: 1651
Debtcc Points: 10700
|
|
|
| Posted: Fri Mar 02, 2007 11:11 am Subject: |
|
|
A debt consultant will be calling you for the free discussion and draft a repayment plan with your creditors. Figure out how much you will be able to afford in repayments. While you are waiting for the call, make a list of all your income and expenses. Cut off any unnecessary expenses so that you save more money and contribute towards the plan. Keep all the account statements in front of you and discuss your options with a counselor.
|
|
Ruby
Joined: 08 Mar 2006
Posts: 120
Debtcc Points: 2104
|
|
|
