Ihad had gotten pdls, years ago filed 13 paid most off. However I developed a serious gambling problem and tried to get a loan not really believing I could at that point yet I was given a loan. In a months time I am totally overhelmed with pdl's:I am livid with myself I have closed my bank acct. I would like to list my acct. So that I can get help couldn't get in any other way to this site I tried my debt is about 2500 to 3000.00 can I get any replies from members as to my next step Ihave sought help with ga.
Can I hear from the members
Are the payday loan companies legal in your state?
I think that if you cannot pay off the debt in full, you can register with a debt settlement company and pay off the debt. Under debt settlement, you can reduce the outstanding debt amount by 40 to 50%.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.