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 Posted: Thu Jun 21, 2007 8:36 pm Subject: The bills keep piling up, help..... |
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I am 24 and am currently in college. My x girlfriend left last year and the bills keep piling up. I dont owe that much, about 5 thousand but I would like to take care of it as soon as possible.
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hkpleaser45
Joined: 21 Jun 2007
Posts: 1
Debtcc Points: 45
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| Posted: Thu Jun 21, 2007 8:52 pm Subject: loans |
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Welcome to the forums. No you dont owe that much and I think if you register and ask to speak to a debt counselor they can help. They deal with debt issues dailey anhd hopefully can come up with a plan thats right for you. Keep us posted. Best Wishes KYSIDE38
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RYDERS OF THE NIGHT
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KYSIDE38
Joined: 19 Jun 2006
Posts: 2502
Debtcc Points: 37316
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| Posted: Fri Jun 22, 2007 11:47 am Subject: |
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You should give a try with your creditors and see if you can work out a plan. They might consider your situation and offer some extensions. If they offer you a lower interest rate that suits to your payment plan, you won't have to depend on any professional help. You can also take the advice of a debt counselor on how to negotiate with the creditors.
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Trenity
Joined: 14 Mar 2006
Posts: 510
Debtcc Points: 6278
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| Posted: Fri Jun 22, 2007 11:59 pm Subject: |
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In my opinion debt counseling services offer a solution to your debt problems. The debt counselor will get in touch with your creditors and notify them that you are making an honest effort to pay off your debts. The counselor will negotiate with your creditors to establish a debt management plan for you. It is the sole responsibility of the counselor to make sure that the whole agreement is within your budget.
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goodnelly
Debt Samaritan
Joined: 20 Jun 2007
Posts: 632
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