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Posted: Wed Aug 23, 2006 2:46 pm Subject: PDLs- Poor Dern Luck- Kentucky

My story began several years ago. My first experience since being disabled. H-L-T Check exchange. Nice freindly hometown folks. I actually dont blame the nice people, just the legal mafia style loansharking by the companies they work for. Since 2002, I was paying them $500. to get $425. per month. I make about $12,000. per year. Heres the math, $75.00 x 12 mo. = $900.00... x 4yrs = $3600.00. Wow!!! Thats not all now i have 6 of these Put-me Down Lowerinthehole no credit check, confidential, (if your lucky) first fee free, and if you refer someone you get a reward. HA HA. I refered my brother who is also disabled, and now is at all 6. They see us commin on the 1st and the 3rd of every month, (they know us by name) They say "Howdy how ya all doin? good ta see ya agin. we plop down the money they give us the old check we givem a new check they give us back the money we gavem less the 458.00 % fee. We shoot the short breeze (because there are up to 10 more Poor Downtroden Lowerlifes behind us), and we head on into town to the next one on our list, (they are all less than 2 miles away from each other). I hope it is alright to name these Places Doinbusinessas Loansharks. Legal ones that is. We freak out to make sure we get the right name on the check at the right place, makin sure that we putem in order to make sure we got the right amount. Whew, Is it Check into cash, or Check Advance, or Cash Express, or KY cash advance, and dont forget A+Cash Advance. By the time we get home we are Pritneer Darn Lucky to have enough to Last the next 29 days till its agin time to Pay Dem Luckysonsoguns. This is my first day here, and am already feeling the Hope that My brother and I can finnaly get help to get out of these Pesty-Doggone-Loans. Thats my story,and im stickin to it, I hope to Make a final chapter and become debt-free with the help of DCC. by the way, If I had to payem all at once. It would take 2-3 of my monthly income checks. Glad to have found this place. TONYRAND960

Posted: Wed Aug 23, 2006 3:44 pm Subject:

Tony, feel comfortable here. Talk to us and you will get valuable help from everyone. Most of us have experiences of taking the payday loans and the painful struggles all along. Some people here are now payday loan free. Smile

And they offer their suggestions and help in every possible ways. It becomes easier for those who are coming out of the trap. Once we have learnt the hard lesson, we realize taking a payday loan was the biggest mistake ever. Don't fall for it in the future. It won't do any good. There are many stores in your place. It will be difficult to control the temptations during hard times, (these loan companies prey on individual weaknesses) but remember the pain you are going through at this stage. Don't allow yourself take a new loan again in the future.

Posted: Wed Aug 23, 2006 3:58 pm Subject: Thanks

Dont worry if i can get out of this mess Im gonna try to get a good mgr job with one of them there PDLs ha ha Very Happy

Posted: Wed Aug 23, 2006 4:11 pm Subject:

No.. don't even look towards them. They all are corrupt individuals. They will spoil you in short time... (just kidding).. I know you are very sensible person. Wink

But, if I have imagined your area correctly, it's pretty tough to live in such surroundings when you have these sharks all around. They are preying on someone new everyday. Isn't your state providing any legal protection against such companies doing business?

Posted: Wed Aug 23, 2006 4:28 pm Subject:

Tony. Your story though humorous with your Southern charm, broke my heart.

You need to consolidate my friend.

Posted: Wed Aug 23, 2006 4:31 pm Subject:

Posted: Wed Aug 23, 2006 4:49 pm Subject:

Posted: Wed Aug 23, 2006 4:51 pm Subject: legal aid for us less fortunate

my brother called the legal aid society in this area and they had no Idea what we were talkin about. And Im not kidding there are poor people standing in line on the first and third of the month and you have to know they are tied up just like me. If I get help out of this I think I will become an advocate and stand out and give these poor KY people some hope I get from this community I would like to see the govt take some harsh action here in KY where there is no limit to rollovers. and there are PDLs on just about every block and shopping centers. Its the worst ive seen

Posted: Wed Aug 23, 2006 5:05 pm Subject:

Posted: Wed Aug 23, 2006 5:08 pm Subject:

Tony, I have a feeling that you and I are gonna be friends! Very Happy

Posted: Wed Aug 23, 2006 5:13 pm Subject:

Hi Tony----I have another aka for PDL's.....how about Pretty Damn Lame?

Posted: Wed Aug 23, 2006 5:13 pm Subject: A lady from here called today

she said she was sending my info to someone in ky to help me so i hope she calls tomorrow Thursday here

Posted: Wed Aug 23, 2006 5:24 pm Subject: ha ha lorri

I was being nice didnt know if you could use the D word but you said it well

Posted: Wed Aug 23, 2006 7:19 pm Subject: my story

Hey Tony, Im just across the border from you in WV. So I guess we both have southern accent. Polly is right the cash advance people are in debt to. They closed the only one around here. But before that the manager was caught embezzeling money. I hope I can go to the trail it will be interesting. lol I was one of the people she was doing this to. Good Luck Tony KYSIDE38