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Posted: Thu Jul 20, 2006 11:11 am Subject: my story about pauday loan problems.

where to begin? i guess it started about four or five months ago. my wife and i had some PDL's out and then we paid them all off. after the last one was paid off we took out another one. i was suppose to pay that one off but instead i used my own judgement and just paid the interest. so instead of letting her know i kept it from her. so to cover my tracks i thought i could get another one out and try to pay the other one off. needless to say it didn't work, so one turned into two, three, four. it is now up to ten. i have told her what i did and we are not doing so good, but that is a different story. i need help in consolidating all these PDL's into one. can someone please give me some information on how this can be done, i would greatly appreciate it.

Posted: Thu Jul 20, 2006 11:20 am Subject:

lilruby,
I'm sorry to hear about your situation..I hope you and your wife can work things out.
A counselor will be calling you soon..They can help you find consolidation options. Good luck, let us know how it goes.

Posted: Thu Jul 20, 2006 11:34 am Subject:

It's good that you didn't hide the secret for long from your wife. She will stand besides whenever you find yourself in deep problems. The nature of these problems with payday loans is many on different people but the aftermaths are just the same. Don't take these loans in the future expecting to be a possible solution. Instead, they will always put you in deeper troubles. If you really need financial assistance, talk to your bank if they can offer some assistance.

Posted: Thu Jul 20, 2006 11:44 am Subject:

thank you so much for replying and giving me some insite. it is funny because when i told my family my dad wasn't to shocked. the same thing happened to him when he was younger. i am so glad i found this web site.

Posted: Fri Jul 21, 2006 8:36 pm Subject:

we're glad you found this website too! Stick around, you really can learn a lot here.

Posted: Sun Jul 23, 2006 1:16 am Subject:

i just went ahead and talked to the individual pdl's and worked things out with them. some of them are eally cool and wiil not run my check, but some have to and then i can work out a payment plan when the check return nsf. but this web site is very helpful when a person in my situation, and everybody elses, just needs to ge it out in the open. thank you so much.

Posted: Mon Jul 24, 2006 4:11 pm Subject:

Way to go! Some lenders are pretty easier to work with. You just have to call them and explain the situation. Things need to get started so that the positive effects can also be seen after a while. I am happy for you that you tasted your share of success.

Guest · Posted: Mon Jul 24, 2006 6:41 pm Subject:

thanks. i hope that everybody can share my success and the success of so many others. good luck to all and remember keep your head up

Posted: Thu Aug 17, 2006 12:24 pm Subject:

I've been keeping my PDLs from my husband too...and coupled with the money problems we're already having, things are pretty bad! I'm closing our bank account today, so I can gain some control back and then I'll start working on resolutions with each individual company. Most of them have already been paid far more than what is legal, so I'm going to try to get out of paying any more, but I'll have to wait and see what happens!

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