I have a civil suit default judgement on 02/09/2010 in Canadian County, Oklahoma from a credit card debt. I did not appear due to illness and taking pain medications (fear of disrespecting the court) nor did I file the discovery because I didn't know how. I have doctors notes and copies of prescriptions. How long do I have to file a motion to vacate or what are other options? The only information I received from the Court Clerk was that Oklahoma is a non form state. I can't afford an attorney much less the filing fee. Also, would there be a warrant for my arrest for not appearing? Also, the obligation is with Midland Funding LLC and I have never received anything from them prior to the legal paperwork via the attorney.
I have tried: Aside from reading the Official Court Rules, I inquired in the Court Clerks office, Oklahoma Bar Association, Free Legal Aid, internet search, etc. I was pretty much told to hire an attorney and Legal Aid said they couldn't help unless I had children or losing my home. I can't afford attorney fees or filing fees. Any advice appreciated. Thank you.